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Cholamandalam Health Insurance Reviews | InsuranceDekho

137 reviews Rate This
Cholamandalam Health Insurance
Highlights
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Cholamandalam MS
4.7
Based on
137 User reviews

  • Remarkable features

    I realised the convenience utility of tools like the quote generator and premium calculator on InsuranceDekho. These remarkable features helped me to issue Cholamandalam's Healthline Policy for my family. I am more than satisfied with the website.

    Read More
    K
    Kakali Ghosh
    On: Jan 25, 2021

  • Easy to understand policy features

    When I was issuing Aditya Birla Health Insurance’s Activ Assure Diamond policy from InsuranceDekho, I paid extra attention to the highlighted key features to identify my policy benefits. I got to know every coverage included in my plan.

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    N
    Nirupama Bhattacharya
    On: Jan 18, 2021

  • Allows thorough research

    InsuranceDekho allowed me to do thorough research so that I could find the best comprehensive plan for my family. I wanted to have a health insurance plan that has a low premium rate. Really appreciate the website for assisting me in choosing Cholamandam’s Healthline Policy.

    Read More
    M
    Moumita Mohanty
    On: Jan 18, 2021

  • Choose the best insurance company

    I booked Aditya Birla Health Insurance’s Activ Assure Diamond from InsuranceDekho. I must admit that the website made it easier for me to choose the best insurance company. I could easily gather information on their business volume to check the higher market share.

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    S
    Sandip Panda
    On: Jan 13, 2021

  • Genuine policy information

    The policy information provided on InsuranceDekho is completely genuine. The insurance companies listed on the website are popular. The available health plans are one of a kind. Thanks to the website, they made it all available under a single roof. I bought Aditya Birla Health Insurance’s Activ Assure Diamond plan.

    Read More
    B
    Bharat Acharya
    On: Jan 11, 2021
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

  • COVID 19 policies

    It is the pandemic season and you can not be prepared enough. So, I started looking for a befitting insurance plan that could cover COVID 19. I landed on InsuranceDekho and Cholamandalam’s Corona Rakshak Policy caught my attention. I loved the premium. So, I made the purchase.

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    R
    Rekha Srivastav
    On: Jan 11, 2021

  • Dedicating helpdesk

    I am thankful to the dedicated helpdesk of InsuranceDekho. I have been a customer for over a year now, and whenever I faced an issue, I contacted them. They are always eager to help, even if it is for a menial matter. I am a policyholder of Aditya Birla Health Insurance’s Activ assure Diamond plan.

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    D
    Debopriya Ghatak
    On: Jan 07, 2021

  • Convenient online payment

    Buying the Cholamandalam Healthline Policy for my family from InsuranceDekho is the best decision I have made so far. The policy issuance and online payment options are really convenient. The website guides throughout the issuance procedure. Loved the service!

    Read More
    S
    Swapan Bagchi
    On: Jan 04, 2021

  • Ease of access

    The website of InsuranceDekho has profound information but all in an organised manner. So, for a customer, the accessibility of information is a piece of cake. I could easily access all the key features of Aditya Birla Health Insurance’s Activ Assure Diamond.

    Read More
    S
    Subhro Goswami
    On: Dec 29, 2020

  • Streamlined online process

    The documentation of Cholamandalaml’s Healthline Policy was fully streamlined. I generated my quote, compared the premium and after finalising the plan, I paid online. In less than 5 minutes, my policy was issued. I cannot express how pleased I am.

    Read More
    M
    Mrinal Samanta
    On: Dec 28, 2020

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Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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FAQ About Cholamandalam Health Insurance

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

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