Cholamandalam Health Insurance Reviews | InsuranceDekho
Cashless Approval TAT | 70 mins Cashless Claim Processing |
Claim Settlement Ratio | 94% |
Network Hospitals | 11,000+ |
Pre-existing Disease Waiting Period | 3 years |
Special Benefits | High Coverage |
Starting Premium of Rs. 5 lakhs SI | Rs. 407/month |
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Lifetime renewability benefit
All thanks to InsuranceDekho’s team who helped me buy Cholamandalam’s Critical Healthcare Policy in no time. The policy offers me several benefits along with lifetime renewability benefits and tax benefits under Section 80D of the Income Tax Act, 1961.
Read MoreHigh-quality insurance products
All the policies listed under InsuranceDekho are high-quality insurance products. They are cost-effective, beneficial and come with renewability. Investing in Cholamandalam’s Healthline Policy has proven to be a smart decision.
Read MoreHelpful customer care executives
I contacted the customer care executives at InsuranceDekho to buy Cholamandalam’s health insurance plan. I shared my requirements and they helped me shortlist the best one for me and my family. Thanks to the team.
Read MoreWide coverage at an affordable premium
Me and my family are covered under Cholamandalam's Hospital Cash Healthline Policy. This plan offers cash benefits during hospitalisation including ICU treatments. InsuranceDekho guided me to find a plan with such wide coverage at an affordable premium.
Read MoreInteracts through Whatsapp
I used the Whatsapp number given on InsuranceDekho to interact with the experts. I wanted to know whether I needed to go for a medical checkup before issuing a health insurance plan or not. The reply was instant. Then, I issued Cholamandalam’s Critical Healthline Policy.
Read More- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
Received NCB effortlessly
After getting a reminder from InsuranceDekho, I started to renew my Cholamandalam’s Critical Healthline Policy on InsuranceDekho by mentioning the expiry date and the number of claims I made this year. Without any further effort, I received my NCB percentage.
Read MoreInsurance companies with high claim settlement ratios
Higher claim settlement ratio of an insurance company means that the customers have trust in that company. It is a crucial factor while choosing a carrier. I compared the claim settlement ratios of all the companies listed on InsuranceDekho and bought Cholamandalam’s Healthline Policy.
Read MoreInstant portability
Since I wanted to port to a different health insurance company, I came to InsuranceDekho a few days before the expiry date of my existing health insurance plan. I mentioned its details, generated quotes and compared them until I found Cholamandalam’s Healthline Policy. Porting to a new carrier was an instant affair.
Read MoreInstant access to policy brochures
I sent a message on the Whatsapp number of InsuranceDekho asking for the policy brochure of Cholamandalam’s Healthline Policy. Within a few minutes, the brochure was sent to my number. I read the details and went ahead with the purchase.
Read MorePolicy highlights available
I purchased Cholamandalam’s Flexi Health Policy from InsuranceDekho. While revising the plan, I saw the highlighted portion which had mentions of policy inclusions more concisely. This helped me a lot while making the final decision.
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*Tax benefits are subject to changes in Income Tax Act.
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Why to Buy Health Insurance Policy Online from InsuranceDekho
- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
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FAQ About Cholamandalam Health Insurance
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Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?
Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.
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Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?
Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.
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Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?
Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.
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Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?
Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.
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How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?
To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e. www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.