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Cholamandalam Health Insurance Reviews | InsuranceDekho

137 reviews Rate This
Highlights
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Cholamandalam MS
4.7
Based on
137 User reviews
  • Lifetime renewability benefit

    All thanks to InsuranceDekho’s team who helped me buy Cholamandalam’s Critical Healthcare Policy in no time. The policy offers me several benefits along with lifetime renewability benefits and tax benefits under Section 80D of the Income Tax Act, 1961.

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    P
    Piyush Raj
    On: Jul 20, 2021
  • High-quality insurance products

    All the policies listed under InsuranceDekho are high-quality insurance products. They are cost-effective, beneficial and come with renewability. Investing in Cholamandalam’s Healthline Policy has proven to be a smart decision. 

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    B
    Barsati Subhramaniam
    On: Jul 15, 2021
  • Helpful customer care executives

    I contacted the customer care executives at InsuranceDekho to buy Cholamandalam’s health insurance plan. I shared my requirements and they helped me shortlist the best one for me and my family. Thanks to the team.

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    A
    Aneesh Uppal
    On: Jul 13, 2021
  • Wide coverage at an affordable premium

    Me and my family are covered under Cholamandalam's Hospital Cash Healthline Policy. This plan offers cash benefits during hospitalisation including ICU treatments. InsuranceDekho guided me to find a plan with such wide coverage at an affordable premium. 

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    P
    Pratiksha Bhandol
    On: Jul 06, 2021
  • Interacts through Whatsapp

    I used the Whatsapp number given on InsuranceDekho to interact with the experts. I wanted to know whether I needed to go for a medical checkup before issuing a health insurance plan or not. The reply was instant. Then, I issued Cholamandalam’s Critical Healthline Policy. 

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    B
    Bhairavi Mukherjee
    On: Jul 01, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Received NCB effortlessly

    After getting a reminder from InsuranceDekho, I started to renew my Cholamandalam’s Critical Healthline Policy on InsuranceDekho by mentioning the expiry date and the number of claims I made this year. Without any further effort, I received my NCB percentage. 

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    S
    Soumyajit Pandya
    On: Jun 29, 2021
  • Insurance companies with high claim settlement ratios

    Higher claim settlement ratio of an insurance company means that the customers have trust in that company. It is a crucial factor while choosing a carrier. I compared the claim settlement ratios of all the companies listed on InsuranceDekho and bought Cholamandalam’s Healthline Policy.

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    M
    Mahua Dutta
    On: Jun 24, 2021
  • Instant portability

    Since I wanted to port to a different health insurance company, I came to InsuranceDekho a few days before the expiry date of my existing health insurance plan. I mentioned its details, generated quotes and compared them until I found Cholamandalam’s Healthline Policy. Porting to a new carrier was an instant affair. 

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    R
    Rajat Roy
    On: Jun 22, 2021
  • Instant access to policy brochures

    I sent a message on the Whatsapp number of InsuranceDekho asking for the policy brochure of Cholamandalam’s Healthline Policy. Within a few minutes, the brochure was sent to my number. I read the details and went ahead with the purchase. 

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    K
    Kakali Banerjee
    On: Jun 17, 2021
  • Policy highlights available

    I purchased Cholamandalam’s Flexi Health Policy from InsuranceDekho. While revising the plan, I saw the highlighted portion which had mentions of policy inclusions more concisely. This helped me a lot while making the final decision. 

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    P
    Purba Mukherjee
    On: Jun 10, 2021
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Health Insurance News

Cholamandalam Health Insurance Contact Details

Reach us for help anytime

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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FAQ About Cholamandalam Health Insurance

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

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