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Cholamandalam Health Insurance Reviews | InsuranceDekho

137 reviews Rate This
Highlights
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Cholamandalam MS
4.7
Based on
137 User reviews
  • Affordable premium.

    I bought a Healthline policy from Cholamandalam last week. I was happy to choose InsuranceDekho as the team helped me buy an affordable plan with many benefits.  

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    S
    Sanket Singh
    On: May 30, 2020
  • Best Health Policy

    I just got my family members health insured with Cholamandalam Healthline Policy 1 year ago. This policy covers double coverage for critical illnesses and accidents and best plans for people between the age group of 18 years and 65 years.

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    A
    Abhimanyu
    On: May 28, 2020
  • Used premium calculator

    To buy Cholamandlam’s Healthline policy, I used InsuranceDekho’s premium calculator. It was easy to use and helped me get an estimate of the premium I had to pay for my policy.   

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    J
    Jasmeet Hajelay
    On: May 26, 2020
  • Easy to use scheme!

    This is a policy that I found to be so easy to use, simple to understand and affordable to pay for. This is a pure diamond plan that never disappointed me in the complete duration. I am very much satisfied with this scheme and looking forward to keep it renewed again and again.

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    D
    Deepti Srivastava
    On: Feb 20, 2020
  • A good insurance option!

    I am in a very happy state after using this plan. This has fallen truly on my desires. My family and I have been using this policy for more than 2 years and found it very reasonable and effective policy. I recommend any individual and family person to opt for this plan without any second thought. 

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    H
    Harsh Jain
    On: Feb 20, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Total Assistance!

    I am a family man and try to keep them healthy and happy. There are several reasons of selecting this plan, which comprise free health check-up, daycare procedure, Domiciliary hospitalisation, Reload of SI and more. I trust this policy as I believe that it can give every sort of assistance to my complete family. 

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    R
    Rudra Prakash
    On: Feb 06, 2020
  • Very good plan!!!

    This health insurance plan gave me a complete coverage. The cover ranged from regular health checkups to hospitalisation benefit with different incentives in the form of cash back. I got the amount of the cashback in my health account, that led me earn up to 30% of the premium amount. It is a good plan to own!

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    M
    Manak Gupta
    On: Feb 06, 2020
  • Forever Plan.

    This policy owns various exciting features and benefits, which promised me to deliver the utmost care. I bought it as it was tended to deliver several value-added services and optional covers as well. It gave me basic features as well as some attractive offerings too. I will use it lifetime.

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    R
    Rishab Rana
    On: Jan 23, 2020
  • Plan of perfection.

    I am using this plan for more than 1 year. I bought this plan on the recommendation of my brother and found his advice a gem after using it. This is a plan of perfection for me as it delivered every point I desired to have in my plan. 

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    Y
    Yash Khare
    On: Jan 23, 2020
  • I love Chola MS team.

    I am associated with Chola MS for more than 2 years and I can say that they walk on the philosophy of customers first. I appreciate that and I am proud of that too. I have witnessed this ideology twice when their team helped me on their off days too. I love Chola MS.

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    T
    Tushar Rajput
    On: Jan 10, 2020
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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Cholamandalam Health Insurance Contact Details

Reach us for help anytime

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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FAQ About Cholamandalam Health Insurance

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

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