Bharti AXA Health AdvantEDGE Health Insurance

Health AdvantEDGE Policy provides you and your family holistic protection against rising healthcare expenses and also covers you for treatments availed under AYUSH systems of medicines. It is one of the few health insurance plans that are designed to offer comprehensive wellness benefits to the policyholders. The policy covers people aged between 91 days and 65 years for various healthcare expenses, some of which are organ donor expenses, in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare treatments, convalescence benefit, etc. Other benefits that the policy offers include restoration benefit, cumulative bonus of 20% for claim-free year upon renewal, optional maternity benefits for insured females aged between 18 years and 45 years, portability benefit, etc.

Apart from maternity cover, Health AdvantEDGE comes with other optional covers such as domestic air ambulance, newborn baby cover, OPD, hospital cash benefit, etc. The policy comes with three variants namely Prime, Royal, and Apex, with various sum insured options between Rs. 2 Lakh and Rs. 3 Crore. You can choose from them keeping into consideration your budget and requirements. The policy comes with terms of 1 year, 2 years, or 3 years and can be renewed for lifetime without any lapse. The wellness and value-added services that the policy offers are health rewards like, medical condition management program, telemedicine, pharmacy and diagnostic services, doctor appointment, online chat with doctors, doctor on call, and medical second opinion-domestic. All in all, the policy suits you best in times of illness as well in times of wellness.