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ICICI Lombard Health Booster Health Insurance

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ICICI Lombard Health Insurance
Health Booster
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio99.70%
Network Hospitals7,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

About ICICI Lombard Health Booster Health Insurance

ICICI Lombard Health Booster is a super top-up health insurance plan that offers cover for excess payment that may arise due to treatment expenses to be paid over and above the existing medical insurance policy. Even if you don’t have any existing health insurance policy, you can still opt for this super top-up cover and get the sum assured beyond the deductible chosen.

This medical insurance plan offers a wide range of cover benefits including a wide range of sum assured starting from Rs. 5 Lakh to Rs. 50 Lakh with a flexible deductible option in the ranges of Rs. 3 Lakh, Rs. 4 Lakh and Rs. 5 Lakh. Also, there is no room rent capping and there is coverage for domiciliary expenses. Once in a policy year, you can also get your sum assured reset to 100% if the sum assured and the additional sum insured is insufficient to pay the claim.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Inpatient treatment expenses for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) are covered
  • Medical expenses incurred for domiciliary treatment is covered
  • Treatment expenses incurred up to 60 days before and 90 days after discharge are covered up to the sum insured
  • Coverage for up to 150 daycare treatment
  • In-patient treatment expenses are covered for hospitalisation for a minimum period of 24 consecutive hours

What's Not Included

  • Injury or diseases directly or indirectly related to war, act of foreign enemy, etc.
  • Expenses arising out of or attributable to alcohol or drug use/abuse
  • Expenses related to self-inflicted injury such as suicide, etc. is not covered
  • Medical expenses incurred during the first 30 days of the inception of the policy, expect those arising out of an accident is not covered
  • Any pre-existing illness/disease is not covered for the first 2 years

1573 ICICI Lombard Cashless Network Hospitals in India

Health Booster User Reviews

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What users are saying
  • All
  • I appreciate that InsuranceDekho offers a no-claim bonus with the ICICI Lombard- Health Booster, which rewards...

    Read More
    M
    By Mayank Sood
    On: Sep 11, 2023
  • InsuranceDekho provides premium-quality services. My recent purchase of the ICICI Lombard- Health Booster from...

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    B
    By Bhavika Bhuvi
    On: Jul 12, 2023
  • The policy costing on InsuranceDekho is standard. The health plan premiums are well aligned with the provided ...

    Read More
    S
    By Satarupa Sannyal
    On: Mar 09, 2021
  • Issuing ICICI Lombard’s Health Booster plan was really streamlined. I landed on InsuranceDekho and curat...

    Read More
    D
    By Debesh Bhattacharya
    On: Mar 02, 2021
  • While paying the premium during the renewal of my ICICI Lombard’s Health Booster plan, I saw that InsuranceDek...

    Read More
    T
    By Tanmay Banerjee
    On: Feb 24, 2021

Add-ons to Enhance Benefits

  • Hospital Daily Cash

    A fixed amount of Rs. 1000/Rs. 3000 (as per Silver or Gold option) is paid for each and every completed day of hospitalisation provided such hospitalisation is for at least a minimum of 3 consecutive days and maximum of 30 consecutive days per policy year.

  • Convalescence Benefit

    Under this benefit a fixed amount of Rs. 10,000 is paid in case of hospitalization for a minimum period of 10 consecutive days, due to any injury or illness covered under the policy.

  • Personal Accident Cover

    In an event of accidental death or permanent total disablement resulting from an accident, a benefit amount equal to the sum insured is paid under this optional cover.

  • Temporary Total Disablement (TTD) Rehabilitation

    Under this cover, in case of a temporary total disablement resulting from an accident a fixed amount as stated in the policy is paid on a weekly basis up to a maximum of 10 weeks for rehabilitation. Only the rehabilitation services provided by a certified practitioner is considered.

  • Repatriation Remains (Only adults up to 60 yrs)

    Under this cover, the cost of transporting the remains of the insured back to the place of residence or, an equivalent amount for burial or cremation in the city where death has occurred is paid to the nominee/legal heir of the insured up to the sum insured as specified in the policy.

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ICICI Lombard Health Booster Expert Review

  • Expert Review

    Health is an essential asset for everyone. Thus, we must secure our health by providing it proper care with a health insurance plan. The ICICI Lombard Health Booster Plan doesn’t just come with the financial assistance pertaining to medical requirements but also own some tax benefits. It is a super top-up plan that can help in enhancing your plan’s coverage.    

    With an additional payment, one can opt for this super top-up health insurance plan. The plan can help in increasing the sum insured and treatment cover. The plan provides an individual as well as a family floater cover to people with minimum 6 years of age under individual policy and children aged 3 months to 5 years under family floater option. It can be understood as a recharge pack which a policyholder can buy as per the needs. 

  • Major Attractions

    Always try to safeguard yourself from soaring medical expenses and unforeseen health troubles with ICICI Lombard’s super top-up plan known as Health Booster Plan, as your health deserves much more. The plan is equipped with various elements, which can not only boost policyholder’s existing plan but also offer a unique set of benefits. Some of the major attractions of the policy are as follows:

    • Expenses for in-patient Ayush treatment are covered
    • Sum insured is offered from Rs. 5 Lakh up to Rs. 50 Lakh
    • Pre and post hospitalisation expenses for 60 and 90 days
    • The policy provides the coverage up to 3 kids and 2 adults
    • 150 listed daycare treatments are covered under the policy
    • Expenses incurred on domiciliary hospitalisation are offered
    • Availability of Domestic Road Emergency Ambulance Coverage
    • Coverage for organ donor expenses for undergoing organ transplantation
  • What’s More?

    The Health Booster Plan is itself designed to offer more to policyholders. It holds a few additional features to render benefits. The profit delivering elements of the plan make it an affordable choice for the customers. Here are a few of its extra components:

    • Avail tax benefit on the amount of premium as per section 80D of the IT Act
    • Get a discount of 10% and 12.5% on the purchase of 2 and 3-year policy
    • Policyholders are entitled to 10% additional sum insured for every claim free year on its renewal 
  • Conclusion

    After going through various aspects and features of this super top-up plan, it can be concluded that the ICICI Lombard Health Booster Plan keeps the customer’s security on priority. With unique and beneficial components, the policy tends to empower the policyholders with enhanced features and coverage.

    If your existing plan is falling insufficient and you are in need to buy a new one, always do it online, instead of offline. There is a vast range of health insurance firms offering online services, where InsuranceDekho.com is considered one of the best in them. Thus, every health insurance plan seeking customer is suggested to opt for it and avail the benefits of detailed information about the plan, decision-making assistance, guidance for the claim settlement process, and so on. 

ICICI Lombard Health Booster Brochure

  • 1.07 MB
  • PDF Document
  • Apr 16, 2019

Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Health Booster Health Insurance Plan

  • What is the eligibility for purchasing a Health Booster insurance plan?

    Under the individual policy, the minimum entry age is 6 years. However, children aged 3 months to 5 years can be insured under a floater policy only. There is no restriction on maximum entry age.

  • Does plan covers pre-existing diseases?

    Pre-existing diseases are covered immediately after 2 years of continuous coverage under the policy since the issuance of first policy.

  • Is there requirement for pre-policy medical checkup under Health Booster?

    Pre-policy medical checkup is not required for insurance cover below the age of 46 years and up to sum insured of Rs. 10 Lakh.

  • Does Health Booster plan offers critical illness cover?

    Under this plan, you can opt for critical illness cover. Under this optional benefit, a lump sum amount is paid on the diagnosis of critical illness up to the extent of cover, subject to intimation within 30 days of such diagnosis. This cover can be availed only once in a lifetime and once availed stands terminated even on subsequent renewal of policy. No claim is paid under this cover if the insured is diagnosed with any of the critical illnesses within 90 days of the start date of the first policy.

  • What is Temporary Total Disablement (TTD) Rehabilitation Cover?

    Temporary Total Disablement (TTD) Rehabilitation Cover is an optional cover under the Health Booster plan. Under this cover, a fixed amount as stated in the policy is paid on a weekly basis up to a maximum of 10 weeks for rehabilitation in case of a temporary total disablement resulting from an accident. Only the rehabilitation services provided by a certified practitioner is considered.

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