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Apollo Munich Health Insurance User Reviews

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Rating of Apollo Munich
4.6
Based on
40 User reviews

  • Active helpdesk

    The help desk of InsuranceDekho is active all the time. Recently, I was in the middle of a trip and had an emergency. I could not get access to my HDFC ERGO General Insurance’s Maxima Policy documents. I contacted them asking for duplicated policy papers. Instantly I received an email.

    P
    Paritosh Guha
    On: Apr 22, 2021

  • Optimised platform

    All the advanced strategies and innovative tools make InsuranceDekho an optimised platform. This made buying HDFC ERGO General Insurance’s Optima Restore plan really streamlined. I generated my quotes as per my requirements, compared them using the premium calculator and selected the best option. Finally, I paid. 

    D
    Dorothy Sebastian
    On: Apr 21, 2021

  • Critical illness-specific health insurance plan

    When my father got diagnosed with a kidney ailment, I started to look for a critical illness-specific health plan to provide him with the best possible treatment. I came across InsuranceDekho and received promising quotes. After comparing, I chose HDFC ERGO General Insurance’s Critical Illness plan.  

    R
    Raju chakrabarty
    On: Apr 19, 2021

  • Encrypted payment portal

    The payment portal of InsuranceDekho is fully encrypted, which ensures a secure transaction. This made me confident to share my credit card details while paying the premium of HDFC ERGO General Insurance’s Optima Restore plan.

    S
    Sujit Karmakar
    On: Apr 16, 2021

  • Awesome first impression

    When I landed on InsuranceDekho for the first time, the clarity of information, infographics, and overall visual presentation of the website impressed me. So, I decided to issue HDFC Ergo General Insurance’s my:Health Medisure Classic plan from here. The issuance was seamless and prompt. Awesome!

    N
    Nupur Bihani
    On: Apr 16, 2021
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers

  • Understanding support team

    The support team of InsuranceDekho is understanding. I called the team using the helpline number, shared the requirements and coverages I was looking for. Based on the policy insights, I purchased HDFC Ergo General Insurance’s Optima Restore plan.

    K
    Kalpana Mathur
    On: Apr 14, 2021

  • Policy provisions are easy to understand

    Before paying the premium of HDFC Ergo General Insurance’s Optima Restore plan on InsuranceDekho, I went through the policy terms and conditions for the final time. I must admit the policy provisions were really easy to understand. I have peace of mind knowing that I protected my family with the best possible health plan.   

    P
    Pratiksha Bhanti
    On: Apr 05, 2021

  • Three easy steps towards policy issuance

    I took three easy steps to issue HDFC Ergo General Insurance’s my:Health Koti Suraksha plan. I landed on InsuranceDekho and got asked to generate my quotes. I submitted a few basic details and received a number of quotes. I compared the premium rates until I found the befitting one and paid.

    K
    Kanchana Dahia
    On: Mar 18, 2021

  • Bonafide policy information

    The policy information available regarding health plans on InsuranceDekho are bonafide. Genuine information on claim settlement ratios and network hospitals helped me to make up my mind to select HDFC Ergo General Insurance’s Optima Restore plan.

    P
    Parama Nag
    On: Mar 08, 2021

  • User-friendly platform

    I have used InsuranceDekho a multiple numbers of times due to their user-friendly interface. This time too, while buying the Arogya Sanjeevani Policy of HDFC Ergo General Insurance I found the website very simple to use. This is what makes it easier for me to buy policies from their website.

    R
    Ruma Adhikary
    On: Dec 02, 2020

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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

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*Tax benefits are subject to changes in Income Tax Act.

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FAQs

  • What are the key benefits of health insurance by HDFC Ergo?

    Health insurance by HDFC Ergo offers the following benefits to the insured: 

    • Coverage on individual as well as family floater basis
    • Plans offer lifelong renewability benefit
    • Plans with no sub-limit on room rent
    • 5% of bonus on the sum insured for every year a claim is not made
    • Reimbursement of health check-up expenses after a block of 4 claim-free years.

  • Do health insurance plans by HDFC Ergo provide tax benefits?

    Yes. If covered under health insurance plans by HDFC Ergo, you can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premiums paid for them. 

  • Who can enjoy benefits under the health insurance plan by HDFC Ergo?

    Anyone who is aged more than 18 years and is living in India can purchase health insurance plans offered by HDFC Ergo. They can also include their family members under the plans.

  • Does health insurance by HDFC Ergo allow policyholders to avail additional benefits?

    Apart from the coverage benefits, the holders of HDFC Ergo plans cover you for additional benefits such as free preventive health check-ups, multiplier benefits wherein you can get up to 100% additional policy cover as No Claim Bonus, 100% restore benefit that restores 100% cover instantly after your first claim. Also, you can avail several add-on benefits like critical illness cover, maternity cover etc. as per your choice, if covered under health insurance plans by HDFC Ergo. 

  • Is my health insurance plan by HDFC Ergo transferable without losing renewal benefits?

    Yes. You can transfer your health insurance plan by HDFC Ergo without losing renewal benefits such as No Claim Bonus or waiting period benefits.  

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Kolkata82
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Thane23
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