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Apollo Munich Health Insurance Plans

40 reviews Rate This
Apollo Munich Health Insurance
Highlights
Claim Settlement Ratio89%
COVID-19 CoverYes
Network Hospitals4650+
Policies Sold809364
RenewabilityLifelong

Health Insurance Calculator

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  • You

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Choose required Coverage for yourself?

2 Lac
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Disclaimer : Actual Premium might vary basis your location, age and number of members
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Apollo Munich Health Insurance User Reviews

4.6
Rating based on
40 User reviews
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What users are saying
  • All
  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Amazing benefits

    I wanted to buy a health insurance plan for myself. I visited the InsuranceDekho website and found a wide rang...

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    U
    Apollo Munich
    By Usha Saxena
    On: Jan 27, 2022
  • Secured payments

    I bought the Optima Restore health insurance plan by HDFC ERGO from the InsuranceDekho website. The payment me...

    Read More
    M
    Apollo Munich
    By Muskan Jain
    On: Jan 27, 2022
  • User-friendly website

    While buying the My Health Suraksha health insurance plan of HDFC ERGO from the InsuranceDekho website, I foun...

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    S
    Apollo Munich
    By Suhani Jha
    On: Jan 27, 2022
  • Great Expert Team

    I am glad to get the support of the expert team of InsuranceDekho to learn about the best plan according to my...

    Read More
    T
    Apollo Munich
    By Tapas Simha
    On: Jan 05, 2022
  • Optimised budget

    On InsuranceDekho, the premium budget is properly optimised. The policy coverages are well aligned with the pr...

    Read More
    V
    Apollo Munich
    By Vandana Khare
    On: May 03, 2021
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Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Explore Apollo Munich Health Insurance

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Apollo Munich Health Insurance Contact Details

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Claim Process at Apollo Munich Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 and for planned hospitalisation intimate within 48 prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 and for planned hospitalisation intimate within 48 prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1697 Apollo Munich Cashless Network Hospitals in India

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FAQ About Apollo Munich Health Insurance

  • What are the key benefits of health insurance by HDFC Ergo?

    Health insurance by HDFC Ergo offers the following benefits to the insured: 

    • Coverage on individual as well as family floater basis
    • Plans offer lifelong renewability benefit
    • Plans with no sub-limit on room rent
    • 5% of bonus on the sum insured for every year a claim is not made
    • Reimbursement of health check-up expenses after a block of 4 claim-free years.

  • Do health insurance plans by HDFC Ergo provide tax benefits?

    Yes. If covered under health insurance plans by HDFC Ergo, you can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premiums paid for them. 

  • Who can enjoy benefits under the health insurance plan by HDFC Ergo?

    Anyone who is aged more than 18 years and is living in India can purchase health insurance plans offered by HDFC Ergo. They can also include their family members under the plans.

  • Does health insurance by HDFC Ergo allow policyholders to avail additional benefits?

    Apart from the coverage benefits, the holders of HDFC Ergo plans cover you for additional benefits such as free preventive health check-ups, multiplier benefits wherein you can get up to 100% additional policy cover as No Claim Bonus, 100% restore benefit that restores 100% cover instantly after your first claim. Also, you can avail several add-on benefits like critical illness cover, maternity cover etc. as per your choice, if covered under health insurance plans by HDFC Ergo. 

  • Is my health insurance plan by HDFC Ergo transferable without losing renewal benefits?

    Yes. You can transfer your health insurance plan by HDFC Ergo without losing renewal benefits such as No Claim Bonus or waiting period benefits.  

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Network Hospital in Popular Cities

CityNo of Hospital
Kolkata82
Bengaluru215
New Delhi113
Thane23
Chennai200
Faridabad48
Indore47
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