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Apollo Munich Critical Illness Plans

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Highlights
Claim Settlement Ratio89%
COVID-19 CoverYes
Network Hospitals4650+
Policies Sold809364
RenewabilityLifelong

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Critical Illness Plans of HDFC ERGO General Insurance (Apollo Munich Health Insurance)

HDFC ERGO General Insurance (formerly known as Apollo Munich Health Insurance) Optima Vital Plan

The policy is framed to back individuals diagnosed with a critical illness. It performs financial stress reliever, which can arise due to the prolong and costly treatments for life-threatening diseases such as:

  1. Major Burns
  2. Kidney Failure
  3. Brain Surgery
  4. Heart Attack
  5. Major Head Trauma
  6. Alzheimer’s Disease
  7. COMA of Specified Severity
  8. Permanent Paralysis of Limbs and so on.

The critical illness plan by Apollo Munich offers a lump sum amount to all the policyholders identified having a life-threatening disease for going through the best treatments and procedures, or for bringing stability to lifestyle, paying off bills, etc. Apollo Munich offers a comprehensive approach to treat patients of any age suffering from any of the critical illnesses. The plan has no maximum entry age and offers lifelong renewability.

Why choose Apollo Munich Optima Vital Plan:

  1. Arrangement of the second opinion from a medical practitioner every year
  2. Portability option is available to allow easy shift into another policy
  3. Sum insured enhancement is available at the time of renewal provided no claim is requested or paid under the plan
  4. Avail the tax benefits on the premium amount as per the section 80D of Income Tax Act
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Apollo Munich Health Insurance User Reviews

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What users are saying
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  • Claim
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  • Critical Illness
  • I wanted to buy a health insurance plan for myself. I visited the InsuranceDekho website and found a wide rang...

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    U
    Apollo Munich
    By Usha Saxena
    On: Jan 27, 2022
  • I bought the Optima Restore health insurance plan by HDFC ERGO from the InsuranceDekho website. The payment me...

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    M
    Apollo Munich
    By Muskan Jain
    On: Jan 27, 2022
  • While buying the My Health Suraksha health insurance plan of HDFC ERGO from the InsuranceDekho website, I foun...

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    S
    Apollo Munich
    By Suhani Jha
    On: Jan 27, 2022
  • I am glad to get the support of the expert team of InsuranceDekho to learn about the best plan according to my...

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    T
    Apollo Munich
    By Tapas Simha
    On: Jan 05, 2022
  • On InsuranceDekho, the premium budget is properly optimised. The policy coverages are well aligned with the pr...

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    V
    Apollo Munich
    By Vandana Khare
    On: May 03, 2021
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Apollo Munich Health Insurance Contact Details

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Claim Process at Apollo Munich Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 and for planned hospitalisation intimate within 48 prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 and for planned hospitalisation intimate within 48 prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1697 Apollo Munich Cashless Network Hospitals in India

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