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  • CASHLESS GARAGES 8000+
  • CLAIMS SETTLED 100%
  • ZERO DEP. CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement

With a broad network of 6400+ network garages spread across India, HDFC Ergo cashless garages offer quality service with no cost to be paid upfront. Cashless garages provide a hassle-free experience with minimum paperwork.

Benefits of Using HDFC Ergo's Network Garages

Cashless garages are a network of garages that have ties with HDFC Ergo. At these garages, you don’t have to pay any amount upfront. The benefits of HDFC Ergo cashless garages are given below:

  • Pick and Drop Service: You can ask for your car to be picked up or towed in case you are unable to take it to the garage.
  • Overnight Repair: If there are minor damages to be repaired, HDFC Ergo ensures to repair your car overnight.
  • Doorstep Windshield Repair: In case your windshield is damaged, HDFC Ergo provides repair at your given address.

How to Locate HDFC Ergo Network Garages

Below are steps to help you locate your nearest HDFC Ergo cashless garage:

Step 1: Go to the HDFC Ergo cashless garage page by InsuranceDekho.

Step 2: You will find a list of cities, select your city. If you can not find your city, enter its name in the search box.

Step 3: A complete list of cashless garages by HDFC Ergo will be displayed to you along with addresses and contact details. It is not necessary that the closest network garage is near your residence, so you might not have to go much farther to access it.

Claim Process at HDFC Ergo Network Garages

To get your claim at a cashless garage, follow the given process:

  • Claim Initiation: Register a claim on HDFC Ergo’s official WhatsApp number ‘7070022222’ or by calling the toll-free number 022 6234 6234. Make sure you inform the insurer immediately after the damage is caused.
  • Survey and approval: Once your claim is registered, a surveyor will inspect the vehicle. Once approved, your repair process shall begin.
  • Repairs at the network garage: The garage will start the repair work after the estimated cost is approved by the insurer. You won’t need to pay anything upfront to the garage, except the cost for any damage which is not covered in your policy.
  • Claim settlement: The repair cost will be directly paid to the garage by the insurer. This enhances the customer experience by providing a hassle-free experience.

Documents Required during the Cashless Process

To get your car repaired at a cashless garage, you need the following documents:

  • Policy documents
  • Claim form
  • Registration Certificate of car
  • Identity proof
  • Driving Licence
  • Copy of FIR ( if applicable)

Additional Services Offered at HDFC Ergo Network Garages

There are some additional services at the network garages that come along with HDFC Ergo car insurance.

  • You can ask for towing assistance in case you can’t take the car to the garage.
  • After repair, your car is washed and sanitised.
  • For minor damages, HDFC Ergo provides overnight repair.
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6398 HDFC ERGO Cashless Garages Network List in India

Enjoy quick cashless claim settlement in your preferred garages. The company has 6398 authorized garages across the country. HDFC Ergo offers services of cashless garage to customers who sign up for motor insurance policies with the company. Only the best standards of services are provided.

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Hdfc Ergo Car Insurance User Reviews

4.9
Rating based on
702 User reviews
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What users are saying
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  • Super Happy with My Experience...

    I recently bought my HDFC ERGO car insurance through InsuranceDekho, and I couldn’t be happier! The whole process was smooth, quick, and completely hassle-free. The website made it easy to find the right policy without any confusion, with no hidden fees, and just a seamless experience. I’d recommend InsuranceDekho to anyone looking for a stress-free way to buy car insurance!

    Read More

    A
    By Apala Pandey
    On: February 13, 2025
  • Effortless Insurance Purchase

    I just bought my car insurance from HDFC Ergo through InsuranceDekho, and I couldn’t be happier! The process was so simple and quick. I found the right policy in minutes, and the purchase was super easy. No complications, no stress. InsuranceDekho made it easy, and I’d highly recommend them to anyone looking for a reliable and hassle-free insurance experience!

    Read More

    P
    By Priya Jaiswal
    On: February 7, 2025
  • Accident Claim Settlement

    I was involved in a minor accident where the front bumper of my car was damaged. HDFC ERGO's claim process was smooth and efficient. My claim was approved within 24 hours and car was repaired at one of their network garages. I'm grateful to InsuranceDekho for recommending HDFC ERGO for their hassle-free claim settlement.

    Read More

    A
    By Arundhati Raj Gupta
    On: July 2, 2024
  • Quick repair service

    My car's bumper was hanging after it was hit by a car. I gave my car for repair at one of the cashless garages by HDFC Ergo and it was delivered back within the same day. I am very happy with the efficient services provided by HDFC Ergo. Kudos to InsuranceDekho for helping me choose the right fit insurance plan.

    Read More

    K
    By Kabir Monga
    On: July 1, 2024
  • Roadside assistance

    I was travelling back to Delhi from Moradabad early morning when my car stopped working and smoke was coming out from the engine. I was in a panic situation and called the HDFC Ergo claim team and a towing vehicle arrived in justified time with a mechanic who assessed the car and identified the problem. The car was then towed to a garage and I came back to my home with a cab. In a couple of days, my car was delivered back and all the costs were handled by HDFC Ergo. The whole experience was more helpful than I wished for and I would encourage everyone to take insurance using InsuranceDekho to protect themselves from getting stuck in such situations.

    Read More

    Z
    By Zeeshan Kamil
    On: June 27, 2024
  • Smooth claim process

    Couple of days before my car was damaged by a branch of a tree falling on it during a heavy storm. I could not imagine how much cost it would have taken to repair if I didn't have insurance. HDFC Ergo car insurance claim process was very simple and easygoing. Thanks to InsuranceDekho for helping in selecting the best insurance provider.

    Read More

    A
    By Aman Malhotra
    On: June 25, 2024
  • Reimbursement claim

    A small accident a few days back caused minor damage to my car. I was very annoyed with the incident as it prevented me from making to my job interview. I took my car to my trusted garage and got it repaired and got the claim reimbursed through HDFC. I was already tensed and thought that the insurer would trouble me with a long process but instead, they were very understanding and quickly completed the inspection process. Have to give it to InsuranceDekho for their expertise, their assistance team mentioned that HDFC is one of the best when it comes to claim settlement.

    Read More

    R
    By Ranbir Chatterjee
    On: June 24, 2024
  • Customised Plan

    Thanks to InsuranceDekho for helping me find the perfect insurer. HDFC Ergo's comprehensive plan fits all my needs. This plan is perfect for every season's needs and makes me secure on the roads. The add-ons are like a cherry on the cake. Kudos to the whole team.

    Read More

    A
    By Agathiyan
    On: June 19, 2024
  • Overnight repair

    I got some minor dents on my car 2 days ago and the feature of HDFC Ergo overnight repair amazed me. They picked up my car in the evening and the next morning i had a call notifying that the car was repaired. I was so amused! Thanks to InsuranceDekho for the help during this processs.

    Read More

    N
    By Nihal Siddiqui
    On: June 13, 2024
  • Best Services

    InsuranceDekho is awesome at its job. The cool interface is so much interesting with its features to compare quotes and apply filters. It was a great decision to purchase my HDFC Ergo car insurance through them.

    Read More

    P
    By Parth Sharma
    On: June 11, 2024
  • Quality customer care

    I have a HDFC Ergo own damage car insurance and I have been very satisfied with the services and customer care. They respond on time and the car picks up service is fast as well. InsuranceDekho was key in finding the best policy to match my requirements.

    Read More

    P
    By Prem Tripathi
    On: May 30, 2024
  • Easy and smooth process

    HDFC Ergo's car insurance plan for my Hyundai i20 eased my worries. I visited them again and bought the same plan for my wife’s car. The online process was straightforward, and their customer service team provided great assistance whenever needed.

    Read More

    R
    By Rohan Patel
    On: May 29, 2024
  • Simple Buying Process

    Getting HDFC ERGO car insurance through InsuranceDekho was simple! They have great customer service, good prices, and lots of coverage options. Definitely worth it!

    Read More

    M
    By Mansi Bajaj
    On: March 21, 2024
  • Complete Peace of Mind

    With the HDFC Ergo Car Insurance Policy’s comprehensive coverage for my BMW car, I enjoy complete peace of mind while driving. I know that no matter what happens, my car is protected.

    Read More

    C
    By Charul Midha
    On: November 29, 2023
  • Personalized Policy Options

    The premium calculator allowed me to explore the HDFC Ergo Car Insurance Policy options that align with my budget and preferences for my Nissan car.

    Read More

    By Garv Bakshi
    On: November 24, 2023
  • Complete Value Protection

    I am happy to say that the Zero-dep insurance for my HDFC Ergo Car Insurance Policy ensures complete protection for my Renault car's value. No deductions, and no surprises—just complete coverage that leaves me stress-free.

    Read More

    Y
    By Yogita Mohante
    On: November 21, 2023
  • Excellent Advise

    Good Guidance By Archit giving the details about insurance policy and explaination of clause, Features, Choice and Best suitable

    Read More

    R
    Renault Kiger Ahmedabad
    By RUJWAL PRASAD
    On: November 20, 2023
  • Financial Responsibility Made ...

    On my HDFC Ergo Car Insurance Policy, I got third-party coverage for my Maruti car. Insurancedekho makes fulfilling financial responsibility easy. It's a no-fuss solution for car owners who want to do the right thing.

    Read More

    K
    By Komal Verma
    On: November 15, 2023
  • Making a Claim, Making a Diffe...

    I think that claiming with InsuranceDekho for the HDFC Ergo Car Insurance Policy is not just about getting compensation for my Mahindra car; it's about making a difference. Their professionalism and dedication to customer satisfaction truly shine.

    Read More

    By Sona Malkani
    On: November 9, 2023
  • Good and easy but Credit card ...

    Nice help by Agent bu Why few bank are not allowed for credit card. Seems partiality. HDFC ergo allowed HDFC credit card but not Axis and not SC... Ye nahi chalega, aap kuch card ko allow karke indirectly promote kar rahe ho. Internally check karao esa kyu ?

    Read More

    N
    Hyundai i20 2012-2014 Ghaziabad
    By Neeraj Kumar Jagetia
    On: November 8, 2023
  • Emergency Assistance

    The emergency assistance offered by InsuranceDekho for zero-depreciation coverage for my Renault car is reassuring. The HDFC Ergo Car Insurance Policy ensures I have support during challenging situations.

    Read More

    R
    By Ramesh Prajapati
    On: November 8, 2023
  • Stress-Free Repairs

    Dealing with repairs is stress-free with InsuranceDekho's own damage coverage that came with the HDFC Ergo Car Insurance Policy. They handle everything efficiently, ensuring my Nissan car is back on the road.

    Read More

    P
    By Pooja Paul
    On: November 7, 2023
  • Emergency Assistance

    The emergency assistance offered by InsuranceDekho for third-party coverage is reassuring. The HDFC Ergo Car Insurance Policy ensures I have support for my Mahindra car during legal situations.

    Read More

    M
    By Madhvi Nagpal
    On: November 3, 2023
  • Excellent

    Good and informative interaction with your representative. Will get more information about the policy. Will try to continue with Insurance Dekho in future also

    Read More

    J
    Maruti Wagon R 2013-2022 Pune
    By JAYANT DATTATRAY SAVE
    On: November 2, 2023
  • Timely Renewal, Zero Worries

    Timely renewal of the HDFC Ergo Car Insurance Policy with InsuranceDekho means zero worries on the road. I can drive my Hyundai car with confidence knowing I'm covered.

    Read More

    V
    By Vineet Jain
    On: November 2, 2023
  • Efficiency and Accuracy in Pre...

    InsuranceDekho's Premium Calculator is efficient and accurate. It provided me with precise premium calculations for the HDFC Ergo Car Insurance Policy, saving me time and ensuring I have the coverage I need for my Kia car.

    Read More

    R
    By Richa Jain
    On: October 31, 2023
  • Trustworthy Partnerships

    I trust the partnerships that InsuranceDekho has with their cashless garages. The HDFC Ergo Car Insurance Policy reflects their commitment to ensuring quality service for my Maruti car.

    Read More

    H
    By Helen Lal
    On: October 30, 2023
  • Professionalism and Efficiency...

    The professionalism and efficiency I saw in handling the HDFC Ergo Car Insurance Policy’s Zero Depreciation claims impressed me. InsuranceDekho’s team made the process easy, and I didn't have to worry about the financial aspects of my Chevrolet car repair.

    Read More

    V
    By Vinny Khurana
    On: October 26, 2023
  • Own Damage Done Right

    I appreciate how InsuranceDekho gets its Own Damage coverage right. With the HDFC Ergo Car Insurance Policy, my Tata car was covered with all aspects of car ownership, making sure my vehicle is protected without any complications.

    Read More

    C
    By Chandan Das
    On: October 24, 2023
  • Reliable Third-Party Support

    InsuranceDekho is a reliable source for third-party car Insurance support. Their team made sure that I had the coverage needed to meet legal requirements with the HDFC Ergo Car Insurance Policy for my Toyota car.

    Read More

    A
    By Anita Rao
    On: October 23, 2023
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