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Star Health Gain Insurance Wordings

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Highlights
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Star Star Health Gain Brochure

  • 224.44 KB
  • PDF Document
  • Apr 17, 2019

Star Health Insurance Plan List

  • Individual (4)
  • Family (5)
  • Kids (2)
  • Parents (1)
  • Maternity (1)
  • Woman (1)
  • Senior Citizen (1)
  • Diabetes (1)
  • Cardiac (1)
  • Cancer (1)
  • Autism (1)
  • HIV (1)
  • Critical Illness (1)
Name of PlanSum Insured
Smart Health Pro Check Premium
Women Care Check Premium
Premiere Check Premium
Assure Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 years3 Lakh-1 Crore Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years50,000 - 5 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years25 Thousand - 1 Lakh Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years Check Premium
Family DeliteMin: 5 Months; Max: 65 Years2 Lakh Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years1 Lakh Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years5 Lakh Check Premium
Red CarpetMini: 60 Years; Max 75 Years1 Lakh Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years3 Lakh Check Premium
Cardiac CareMin: 10 Years; Max 65 Years3 Lakh Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years2 Lakh Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years3 Lakh Check Premium
Star Health GainMin: 91 Days; Max: 65 Years1 Lakh Check Premium
Special Care Min: 3 Years; Max: 25 Years3 Lakh Check Premium
Criticare PlusMin 18 Years; Max: 65 Years2 Lakh Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years3 Lakh Check Premium

Star Health Insurance Top Up List

  • Family (1)
  • Individual (1)
Name of PlanSum Insured
Super SurplusMin: 91 Days; Max: 65 Years5 Lakh Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years Check Premium

9625 Star Cashless Network Hospitals in India

FAQs on Star Health Gain Health Insurance Plan

  • Is there any co-payment feature present in the policy?

    Yes, 20% co-payment is there on every amount of claim for insured members who were above 60 years of age at the time of entry in the policy.

  • Are alternative treatments covered under Star Health Gain Insurance Policy?

    No, non-allopathic treatments like Ayurveda, Naturopathy, Siddha, Unani, Homeopathic, etc. are not covered.

  • What is the offered range of sum insured amounts under this insurance Plan?

    Under this health insurance plan, the sum insured options ranges from Rs. 1 Lakh to Rs. 5 Lakh.

  • What is the policy term and availability for Star Health Gain Insurance Policy?

    The policy term is 1 year and Star Health Gain Insurance Policy is available on individual and family floater basis.

  • How much waiting period is applicable as per this plan?

    30 days of waiting period is applicable for normal illness, other than accidents. For specific diseases and illnesses the waiting period is of 24 months and of 48 months for pre-existing ailments.

  • Are daycare procedures covered under Star Health Gain Insurance Policy?

    Yes, all types of daycare treatments are covered under this policy.

  • How many premium options are available under this insurance policy?

    Premium options available under this policy are Rs. 15,000, Rs. 20,000, Rs. 25,000 and Rs. 30,000 per annum, excluding GST.

  • How much amount is provided as ambulance expenses?

    Per hospitalisation, Rs. 750 is offered as the ambulance charges, while Rs. 1,500 is provided per policy period.

  • What is the timeframe for pre and post hospitalisation expenses coverage under the plan?

    The insurance policy offers a coverage for pre and post hospitalisation expenses for a period of 30 and 60 days respectively.

  • What is Star Health Insurance’s toll-free customer care number, where I can call to inquire about Star Health Gain Insurance Policy?

    The customer support number of Star Health Insurance is 1800-425-2255.

View More Questions

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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