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Star Health Gain Insurance Wordings

Highlights
Cashless Approval TAT | 90% Cashless claim settlement within 2 hrs |
Claim Settlement Ratio | 89.90% |
Network Hospitals | 14,000+ |
Pre-existing Disease Waiting Period | 1 year |
Special Benefits | No Extra Premium for Disease Coverage |
Starting Premium for Rs. 5 lakhs SI | Rs. 410/month |
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Star Health Insurance Plan List
Name of Plan | Sum Insured | |
Assure | Check Premium | |
Young Star Insurance PolicyMin: 91 days; Max: 40 years | 3 Lakh-1 Crore | Check Premium |
Family DeliteMin: 5 Months; Max: 65 Years | 2 Lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 Day, Max: 65 Years | 50,000 - 5 Lakh | Check Premium |
Corona Rakshak PolicyMin: 18 years; Max: 65 years | 50,000 - 2.5 lakh | Check Premium |
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years | 25 Thousand - 1 Lakh | Check Premium |
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years | Check Premium | |
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years | Check Premium | |
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years | 1 Lakh | Check Premium |
Criticare PlusMin 18 Years; Max: 65 Years | 2 Lakh | Check Premium |
Star ComprehensiveMin: 3 Months; Max: 65 Years | 5 Lakh | Check Premium |
Red CarpetMini: 60 Years; Max 75 Years | 1 Lakh | Check Premium |
Diabetes SafeMin: 18 Years; Max: 65 Years | 3 Lakh | Check Premium |
Cardiac CareMin: 10 Years; Max 65 Years | 3 Lakh | Check Premium |
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years | 2 Lakh | Check Premium |
Cancer Care Gold Min: 5 Months; Max: 65 Years | 3 Lakh | Check Premium |
Star Health GainMin: 91 Days; Max: 65 Years | 1 Lakh | Check Premium |
Special Care Min: 3 Years; Max: 25 Years | 3 Lakh | Check Premium |
Family Health OptimaMin: 16 Days; Max: 65 Years | 3 Lakh | Check Premium |
Star Health Insurance Top Up List
Name of Plan | Sum Insured | |
Super SurplusMin: 91 Days; Max: 65 Years | 5 Lakh | Check Premium |
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years | Check Premium |
2658 Star Cashless Network Hospitals in India
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FAQs on Star Health Gain Health Insurance Plan
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Is there any co-payment feature present in the policy?
Yes, 20% co-payment is there on every amount of claim for insured members who were above 60 years of age at the time of entry in the policy.
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Are alternative treatments covered under Star Health Gain Insurance Policy?
No, non-allopathic treatments like Ayurveda, Naturopathy, Siddha, Unani, Homeopathic, etc. are not covered.
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What is the offered range of sum insured amounts under this insurance Plan?
Under this health insurance plan, the sum insured options ranges from Rs. 1 Lakh to Rs. 5 Lakh.
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What is the policy term and availability for Star Health Gain Insurance Policy?
The policy term is 1 year and Star Health Gain Insurance Policy is available on individual and family floater basis.
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How much waiting period is applicable as per this plan?
30 days of waiting period is applicable for normal illness, other than accidents. For specific diseases and illnesses the waiting period is of 24 months and of 48 months for pre-existing ailments.
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