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Star Health Gain Insurance Wordings

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Highlights
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Star Star Health Gain Brochure

  • 224.44 KB
  • PDF Document
  • Apr 17, 2019

Star Health Insurance Plan List

    Name of PlanSum Insured
    Assure Check Premium
    Young Star Insurance PolicyMin: 91 days; Max: 40 years3 Lakh-1 Crore Check Premium
    Family DeliteMin: 5 Months; Max: 65 Years2 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Corona Kavach PolicyMin: 1 Day, Max: 65 Years50,000 - 5 Lakh Check Premium
    Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Check Premium
    Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years25 Thousand - 1 Lakh Check Premium
    Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years Check Premium
    Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years Check Premium
    Star Care Micro InsuranceMin: 2 Years; Max: 65 Years1 Lakh Check Premium
    Criticare PlusMin 18 Years; Max: 65 Years2 Lakh Check Premium
    Star ComprehensiveMin: 3 Months; Max: 65 Years5 Lakh Check Premium
    Red CarpetMini: 60 Years; Max 75 Years1 Lakh Check Premium
    Diabetes SafeMin: 18 Years; Max: 65 Years3 Lakh Check Premium
    Cardiac CareMin: 10 Years; Max 65 Years3 Lakh Check Premium
    Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years2 Lakh Check Premium
    Cancer Care Gold Min: 5 Months; Max: 65 Years3 Lakh Check Premium
    Star Health GainMin: 91 Days; Max: 65 Years1 Lakh Check Premium
    Special Care Min: 3 Years; Max: 25 Years3 Lakh Check Premium
    Family Health OptimaMin: 16 Days; Max: 65 Years3 Lakh Check Premium

    Star Health Insurance Top Up List

      Name of PlanSum Insured
      Super SurplusMin: 91 Days; Max: 65 Years5 Lakh Check Premium
      Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years Check Premium

      2658 Star Cashless Network Hospitals in India

      FAQs on Star Health Gain Health Insurance Plan

      • Is there any co-payment feature present in the policy?

        Yes, 20% co-payment is there on every amount of claim for insured members who were above 60 years of age at the time of entry in the policy.

      • Are alternative treatments covered under Star Health Gain Insurance Policy?

        No, non-allopathic treatments like Ayurveda, Naturopathy, Siddha, Unani, Homeopathic, etc. are not covered.

      • What is the offered range of sum insured amounts under this insurance Plan?

        Under this health insurance plan, the sum insured options ranges from Rs. 1 Lakh to Rs. 5 Lakh.

      • What is the policy term and availability for Star Health Gain Insurance Policy?

        The policy term is 1 year and Star Health Gain Insurance Policy is available on individual and family floater basis.

      • How much waiting period is applicable as per this plan?

        30 days of waiting period is applicable for normal illness, other than accidents. For specific diseases and illnesses the waiting period is of 24 months and of 48 months for pre-existing ailments.

      View More Questions

      Claim Process at Star Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Star Health Insurance Contact Details

      Reach us for help anytime