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Star Health Insurance for Senior Citizen

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Highlights
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Star Health Insurance : Health Insurance for Senior Citizen

Senior Citizens Red Carpet Health Insurance Policy by Star Health is an optimum policy that takes care of the generation that has done too much for us. The plan is offered to the senior citizens aged above 60 years. It is a complete health insurance policy for senior people. The policy comes with a lot of benefits such as coverage for medical expenses due to an illness, disease, sickness, ailment, accident or injury. So, it is the right product for older people.

Key Features

  • For senior citizens aged between 60 to 75 years
  • Available on both individual and family floater basis
  • Sum insured on an individual basis ranging from Rs. 1 Lakh to Rs. 7.5 Lakh
  • Sum insured options on the floater basis ranging from Rs. 10 Lakh to Rs. 25 Lakh
  • The policy is available for 1, 2, and 3 years
  • No pre-acceptance medical screening
  • Lifetime renewability guaranteed
  • 15 days free look period provided

Scope of Coverage

  • All daycare procedures
  • Pre-existing diseases covered from the second year
  • In-patient hospitalisation expenses
  • Pre-hospitalisation expenses for up to 30 days
  • Post-hospitalisation expenses
  • Emergency ambulance expenses
  • Cost of health check-up included up to a certain limit
  • Outpatient consultation charges are covered up to a certain limit

Eligibility

The entry age for the senior citizens under this plan is between 60 to 75 years.

Exclusions

  • Treatments for psychiatric, behavioural and mental disorders
  • Use of intoxicating substances such as drugs, alcohol, tobacco chewing, smoking, etc.
  • Venereal disease and STDs (Sexually Transmitted Diseases) are excluded from the coverage
  • General debility, nutritional deficiency conditions, convalescence or run-down conditions are excluded from this plan
  • Any injury or disease directly or indirectly caused by or occurring due to war, warlike operations, any act of foreign enemy or invasion is not included under the policy

To know complete product details, refer to the policy wording or get in touch with the customer care executives at InsuranceDekho on 1800 1205 698.

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
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Star Health Insurance Contact Details

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Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

2658 Star Cashless Network Hospitals in India

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FAQ About Star Health Insurance

  • Does Star Health have any health insurance plan especially designed for senior citizens?

    Yes, Star Health offers a health insurance plan especially designed for the senior citizens by the name of Senior Citizens Red Carpet Health Insurance Policy. 

  • What are the sum insured options for health insurance policies provided by Star Health for senior citizens?

    The sum insured options for health insurance plans provided by Star Health for senior citizens are-Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, and Rs. 25 Lakh. 

  • What is the policy term for health insurance plans for senior citizens provided by Star Health?

    The health insurance plans for senior citizens are available for terms of 1 year, 2 years and 3 years. 

  • Does the health insurance plans for senior citizens provided by Star Health cover pre-existing diseases?

    Yes, the health insurance plans for senior citizens provided by Star Health cover pre-existing diseases from the second year onwards. 

  • Do these plans provide OPD benefit?

    Yes, senior citizen plans by Star Health provides coverage for medical consultations as an outpatient in a network hospital.

Network Hospital in Popular Cities

CityNo of Hospital
Ghaziabad40
Indore55
Pune223
Ahmedabad230
New Delhi178
Jaipur89
Mumbai220
View All