Star Health Insurance for Senior Citizen

Senior Citizens Red Carpet Health Insurance Policy by Star Health is an optimum policy that takes care of the generation that has done too much for us. The plan is offered to the senior citizens aged above 60 years. It is a complete health insurance policy for senior people. The policy comes with a lot of benefits such as coverage for medical expenses due to an illness, disease, sickness, ailment, accident or injury. So, it is the right product for older people.

Key Features

• For senior citizens aged between 60 to 75 years
• Available on both individual and family floater basis
• Sum insured on an individual basis ranging from Rs. 1 Lakh to Rs. 7.5 Lakh
• Sum insured options on the floater basis ranging from Rs. 10 Lakh to Rs. 25 Lakh
• The policy is available for 1, 2, and 3 years
• No pre-acceptance medical screening
• Lifetime renewability guaranteed
• 15 days free look period provided

Scope of Coverage

• All daycare procedures
• Pre-existing diseases covered from the second year
• In-patient hospitalisation expenses
• Pre-hospitalisation expenses for up to 30 days
• Post-hospitalisation expenses
• Emergency ambulance expenses
• Cost of health check-up included up to a certain limit
• Outpatient consultation charges are covered up to a certain limit

​Eligibility

The entry age for the senior citizens under this plan is between 60 to 75 years.

Exclusions

• Treatments for psychiatric, behavioural and mental disorders
• Use of intoxicating substances such as drugs, alcohol, tobacco chewing, smoking, etc.
• Venereal disease and STDs (Sexually Transmitted Diseases) are excluded from the coverage
• General debility, nutritional deficiency conditions, convalescence or run-down conditions are excluded from this plan
• Any injury or disease directly or indirectly caused by or occurring due to war, warlike operations, any act of foreign enemy or invasion is not included under the policy

To know complete product details, refer to the policy wording or get in touch with the customer care executives at InsuranceDekho on 1800 1205 698.