Star Micro Rural And Farmers Care Health Insurance

Claim Settlement Ratio | 85.47% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 9,900+ |
Policies Sold | 37,34,365 |
Renewability | Lifelong |
About Star Micro Rural And Farmers Care Health Insurance
Star Micro Rural And Farmers Care Policy is an affordable medical insurance policy that caters to the needs of the individuals and their families in rural areas. Available for a term of 1 year, the policy can be purchased by people aged between 18 years and 65 years. You can also cover other family members such as a spouse, and up to two dependent children who are aged between 12 months and 25 years. You can purchase this policy on an individual or floater sum insured basis for Rs. 1 Lakh and Rs. 2 Lakh respectively.
Star Micro Rural And Farmers Care Policy protects you from several healthcare expenses in case of an illness or an accident. These include daycare treatments, modern procedures, in-patient hospitalisation expenses, etc. A good news is that there is no requirement of pre-acceptance medical screening for this policy. Also, you can pay the premium for this policy on a monthly, quarterly, half-yearly, and annual basis, as per your convenience.
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Key Inclusions and Exclusions of the Plan
What's Included
- All daycare procedures
- Cover for modern treatments
- Cataract expenses for up to Rs. 10,000 per eye and up to Rs. 15,000 per policy period
- Room rent, boarding, and nursing expenses
- Fees of Surgeon, Anesthetist, Medical Practitioner, Consultants
What's Not Included
- Admission solely for investigation and evaluation purpose
- Participation in hazardous or adventure sports
- Treatment of any illness arising during the initial 30 days waiting period
- Admission due to rest cure, rehabilitation and respite care
- Expenses related to surgical treatment of obesity
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FAQs on Star Micro Rural And Farmers Care Policy Health Insurance Plan
What is the eligibility for Star Micro Rural And Farmers Care Policy offered by Star Health And Allied Insurance?
Star Micro Rural And Farmers Care Policy can be purchased by Indian nationals aged between 18 years and 65 years. You can also include dependent children aged between 12 months and 25 years under the policy.
Can I include my family members under Star Micro Rural And Farmers Care Policy?
Yes. Apart from self, you can include legally wedded spouse, and up to 2 dependent children under Star Micro Rural And Farmers Care Policy.
What is the co-payment clause under Star Micro Rural And Farmers Care Policy?
Star Micro Rural And Farmers Care Policy is subject to co-payment of 20% of each and every admissible claim amount. This is applicable to fresh as well as policies renewed where the age of the insured is 61 years and more. The co-payment is not applicable to those who have entered the policy before attaining 61 years of age and renew the plan without any break.
What are the sum insured options available under Star Micro Rural And Farmers Care Policy?
Star Micro Rural And Farmers Care Policy comes with sum insured options of Rs. 1 Lakh for individual and Rs. 2 Lakh for floater basis.
Can I pay the premium for Star Micro Rural And Farmers Care Policy in instalments?
Yes. You can pay the premium for Star Micro Rural And Farmers Care Policy on a monthly, quarterly, half-yearly basis. You can also pay the health insurance premium on an annual basis.