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Star Micro Rural And Farmers Care Health Insurance

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Star Health Insurance
Star Micro Rural And Farmers Care Policy
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

About Star Micro Rural And Farmers Care Health Insurance

Star Micro Rural And Farmers Care Policy is an affordable medical insurance policy that caters to the needs of individuals and their families in rural areas. Available for a term of 1 year, the policy can be purchased by people aged between 18 years and 65 years. You can also cover other family members such as a spouse, and up to two dependent children who are aged between 12 months and 25 years under this star health insurance plan. You can purchase this policy on an individual or floater sum insured basis for Rs. 1 Lakh and Rs. 2 Lakh respectively.

Star Micro Rural And Farmers Care Policy protects you from several healthcare expenses in case of an illness or an accident. These include daycare treatments, modern procedures, in-patient hospitalisation expenses, etc. The good news is that there is no requirement for pre-acceptance medical screening for this policy. Also, you can pay the premium for this farmer's health insurance policy on a monthly, quarterly, half-yearly, and annual basis, at your convenience.

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Disclaimer : Actual Premium might vary basis your location, age and number of members
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Key Inclusions and Exclusions of the Plan

What's Included

  • All daycare procedures
  • Cover for modern treatments
  • Cataract expenses for up to Rs. 10,000 per eye and up to Rs. 15,000 per policy period
  • Room rent, boarding, and nursing expenses
  • Fees of Surgeon, Anesthetist, Medical Practitioner, Consultants

What's Not Included

  • Admission solely for investigation and evaluation purpose
  • Participation in hazardous or adventure sports
  • Treatment of any illness arising during the initial 30 days waiting period
  • Admission due to rest cure, rehabilitation and respite care
  • Expenses related to surgical treatment of obesity

9625 Star Cashless Network Hospitals in India

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Star Micro Rural And Farmers Care Policy Health Insurance Plan

  • What is the eligibility for Star Micro Rural And Farmers Care Policy offered by Star Health And Allied Insurance?

    Star Micro Rural And Farmers Care Policy can be purchased by Indian nationals aged between 18 years and 65 years. You can also include dependent children aged between 12 months and 25 years under the policy.   

  • Can I include my family members under Star Micro Rural And Farmers Care Policy?

    Yes. Apart from self, you can include legally wedded spouse, and up to 2 dependent children under Star Micro Rural And Farmers Care Policy.  

     

  • What is the co-payment clause under Star Micro Rural And Farmers Care Policy?

    Star Micro Rural And Farmers Care Policy is subject to co-payment of 20% of each and every admissible claim amount. This is applicable to fresh as well as policies renewed where the age of the insured is 61 years and more. The co-payment is not applicable to those who have entered the policy before attaining 61 years of age and renew the plan without any break. 

  • What are the sum insured options available under Star Micro Rural And Farmers Care Policy?

    Star Micro Rural And Farmers Care Policy comes with sum insured options of Rs. 1 Lakh for individual and Rs. 2 Lakh for floater basis.

  • Can I pay the premium for Star Micro Rural And Farmers Care Policy in instalments?

    Yes. You can pay the premium for Star Micro Rural And Farmers Care Policy on a monthly, quarterly, half-yearly basis. You can also pay the health insurance premium on an annual basis. 

     

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