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Star Cardiac Plans

Star Health Cardiac Care policy offers comprehensive benefits for those who have undergone the surgery, intervention, correction, etc. for the first time. It is for those who have existing cardiac disease. This health policy is available in two parts i.e. Silver and Gold Plan. The Silver plan provides the coverage only for interventional and surgical management, whereas the Gold plan offers medical management too, in addition to surgical and interventional management.

Key Features

  • Sum insured options are Rs. 3 Lakh and Rs. 4 Lakh
  • Lifelong renewability
  • Pre-existing diseases coverage after 48 months of a continuous cover
  • India's 1st health policy for persons who have undergone angioplasty or bypass surgery
  • The policy tenure for Star Health Cardiac Care plan is 1 year
  • No need for pre-acceptance medical screening to buy this policy
  • This plan comes with a 10% co-payment clause

Scope of Coverage

  • Both Silver and Gold plans cover the cost of hospitalisation subject to accidents and non-cardiac ailments
  • Outpatient benefits are covered under the policy
  • All daycare procedures are covered
  • Tax benefits under section 80D of the Income Tax Act
  • Coverage for 30 days of pre-hospitalisation expenses and 60 days of post-hospitalisation expenses
  • Emergency ambulance charges coverage up to Rs. 750 per hospitalisation and Rs. 1,500 per policy period
  • The Gold variant of this plan offers coverage for Cardiac Medical Management
  • The policy also provides personal accident death cover under both Gold and Silver plans

Eligibility

Anyone between the age group of 10 years and 65 years is eligible to buy Star Health Insurance Cardiac Care policy.

Exclusions

  • Treatment of mental illnesses
  • Treatment of diseases caused by AIDS, HIV or related complications
  • Cost of spectacles, dental treatment, contact lenses
  • Expenses incurred on birth control procedures
  • War, strike, riot, nuclear weapons induced hospitalisation

For a detailed list of exclusions, please refer the policy wording or call our toll-free number 1800-120-5698.

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FAQs

  • What is the policy tenure for cardiac plan of Star Health?

    The policy tenure is 1 year for cardiac plan of Star Health.

  • What are the sum insured options available under the plan?

    The sum insured options under the cardiac plan are Rs. 3,00,000 and Rs. 4,00,000.

  • Does Star Cardiac Care plan offers tax benefits?

    Yes, the insured is eligible for tax benefits under Section 80D of the Income Tax Act in respect of the premium paid by any mode other than cash.

  • Is there Personal Accident Death Cover available under the plan?

    Yes, the cardiac plan of Star Health comes with Personal Accident Death Cover under both, Gold and Silver plans.

User Reviews

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What users are saying
  • All
  • Value for Money

    I feel like I got great value for my money with the Star health insurance plan I purchased through InsuranceDekho. The coverage provided is extensive compared to other plans I researched.

    A
    Star
    By Aditya Sharma
    On: Jul 04, 2024
  • Issues with Claims and finding...

    For good reason, Star Health has been my first pick in health insurance. I was able to quickly compare their policies and arrive at an informed choice with the help of InsuranceDekho's website. My trust has been gained by their comprehensive coverage, speedy claims resolution, and wide hospital network. I have faith that Star Health will handle all of my medical requirements.

    A
    Star
    By Aastha Saini
    On: Jun 27, 2024
  • Wonderful customer service

    I am so grateful to InsuranceDekho for their wonderful service. They helped me find the perfect insurance, Star Health, they cover everything from major procedures to routine check-ups, acting as a sort of safety net. Because of the size of their hospital network, I never have any problems getting high-quality treatment. Additionally, InsuranceDekho’s customer support staff is always available to help me with any questions or issues I might have.

    R
    Star
    By Rekha Agarwal
    On: Jun 25, 2024
  • Easy selection process

    Selecting Star Health Insurance became much easier thanks to InsuranceDekho. I quickly discovered the ideal solution for my needs after receiving professional help from their knowledgeable team. The platform was intuitive, making the comparison of plans straightforward. I highly recommend their services to anyone seeking reliable health insurance.

    N
    Star
    By Nahar Singh
    On: Jun 19, 2024
  • Great customer service

    Star Health Insurance gave me the piece of mind I needed with their great customer service and wide range of coverage options. Their dedication to ensuring client happiness pleased me. Choosing Star via InsuranceDekho was a wise choice. I could quickly evaluate their offers against those of other top insurers to make sure my family and I had the greatest available coverage.

    K
    Star
    By Komal Yadav
    On: Jun 12, 2024

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