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Star Cardiac Plans

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Highlights
Claim Settlement Ratio85.47%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals9,900+
Policies Sold37,34,365
RenewabilityLifelong

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance for Cardiac Patients by Star Health Insurance

Star Health Cardiac Care policy offers comprehensive benefits for those who have undergone the surgery, intervention, correction, etc. for the first time. It is for those who have existing cardiac disease. This health policy is available in two parts i.e. Silver and Gold Plan. The Silver plan provides the coverage only for interventional and surgical management, whereas the Gold plan offers medical management too, in addition to surgical and interventional management.

Key Features

  • Sum insured options are Rs. 3 Lakh and Rs. 4 Lakh
  • Lifelong renewability
  • Pre-existing diseases coverage after 48 months of a continuous cover
  • India's 1st health policy for persons who have undergone angioplasty or bypass surgery
  • The policy tenure for Star Health Cardiac Care plan is 1 year
  • No need for pre-acceptance medical screening to buy this policy
  • This plan comes with a 10% co-payment clause

Scope of Coverage

  • Both Silver and Gold plans cover the cost of hospitalisation subject to accidents and non-cardiac ailments
  • Outpatient benefits are covered under the policy
  • All daycare procedures are covered
  • Tax benefits under section 80D of the Income Tax Act
  • Coverage for 30 days of pre-hospitalisation expenses and 60 days of post-hospitalisation expenses
  • Emergency ambulance charges coverage up to Rs. 750 per hospitalisation and Rs. 1,500 per policy period
  • The Gold variant of this plan offers coverage for Cardiac Medical Management
  • The policy also provides personal accident death cover under both Gold and Silver plans

Eligibility

Anyone between the age group of 10 years and 65 years is eligible to buy Star Health Insurance Cardiac Care policy.

Exclusions

  • Treatment of mental illnesses
  • Treatment of diseases caused by AIDS, HIV or related complications
  • Cost of spectacles, dental treatment, contact lenses
  • Expenses incurred on birth control procedures
  • War, strike, riot, nuclear weapons induced hospitalisation

For a detailed list of exclusions, please refer the policy wording or call our toll-free number 1800-120-5698.

Star Health Insurance Plans For Cardiac

    Name of PlanSum Insured
    Cardiac CareMin: 10 Years; Max 65 Years3 Lakh Get Quotes Now

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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Star Health Insurance User Reviews

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    What users are saying
    • All
    • Pocket-friendly plans

        I wanted a health insurance plan that could fit into my budget easily because I was already facing som...

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      S
      Star
      By Sunil Mehra
      On: Mar 22, 2023
    • A good health cover

        It had been a long that I was looking for a good and helpful health insurance plan that could meet all...

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      A
      Star
      By Anika Gumber
      On: Mar 17, 2023
    • Customer Care Support

      The customer care at the Insurance Dekho website provides one of the best support to their customers. This i c...

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      A
      Star
      By Amar SIngh
      On: Mar 02, 2023
    • Happy to help customer care ex...

      As I wanted to buy a health plan I checked InsuranceDekho, after seeing so many options and a huge variety of ...

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      D
      Star
      By Dimple Kaur
      On: Feb 23, 2023
    • Multiple plan options

      I was looking for a good health insurance policy when I landed on InsuranceDekho’s website. They have so...

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      R
      Star
      By Rahul Bajaj
      On: Feb 10, 2023
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    Star Health Insurance Contact Details

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    Claim Process at Star Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Star Cardiac Cover FAQs

    • What is the policy tenure for cardiac plan of Star Health?

      The policy tenure is 1 year for cardiac plan of Star Health.

    • What are the sum insured options available under the plan?

      The sum insured options under the cardiac plan are Rs. 3,00,000 and Rs. 4,00,000.

    • Does Star Cardiac Care plan offers tax benefits?

      Yes, the insured is eligible for tax benefits under Section 80D of the Income Tax Act in respect of the premium paid by any mode other than cash.

    • Is there Personal Accident Death Cover available under the plan?

      Yes, the cardiac plan of Star Health comes with Personal Accident Death Cover under both, Gold and Silver plans.

    Network Hospital in Popular Cities

    CityNo of Hospital
    Pune122
    Ahmedabad67
    Patna26
    Noida22
    Chennai225
    Mumbai155
    New Delhi225
    View All