How to buy Star Health Insurance Plan?

InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: Online : On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.

Why should I buy a Star Health insurance plan?

The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

How many claims can I make in a year?

You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

How many network hospitals are covered under Star Health?

There are more than 9,800 top-quality network hospitals covered under Star Health.

Is medical check-up required to buy a Star Health Insurance Policy?

Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

Star Health Gain Insurance User Reviews

393 reviews Rate This

Star

Highlights

Cashless Approval TAT	90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio	89.90%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

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Father

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Select the age of all members

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Choose required Coverage for yourself?

5 Lac

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Star Health Gain

4.2

Based on

33 User reviews

Information on network hospitals
Availing treatments from a cashless hospital enables a policyholder to make a cashless claim. While purchasing Star Health Insurance’s Star Health Gain plan, I wanted to gather all the necessary information. I came to InsuranceDekho and read all the positives and marked the locations of nearby partner hospitals of my insurance company.
T
Tamali Banerjee
On: Feb 17, 2021
Proficient help desk
The helpdesk of InsuranceDekho is proficient in helping the customers in every way possible. I was having a hard time choosing the right plan for my family. I contacted them through the helpline number and they handled my queries. I bought Star Health Insurance’s Star Health Gain plan.
R
Rituparna Ghosh
On: Jan 27, 2021
Detailed instruction on renewal
InsuranceDekho has made their services customer-friendly by giving detailed instruction. Be it policy issuance, claim settlement or renewal, you can just follow the instructions to reach your goal. I renewed my Star Health Insurance’s Star Health Gain plan all by myself.
P
Prabir Deshmukh
On: Jan 18, 2021
Get policy within minutes
I was looking for a health plan that can cover my whole family with multiple benefits. My budget was limited. I checked insurancedekho.com and compared some policy plans based on the premium amount and benefits. Then, I booked Star Health Insurance’s Star Gain plan. The issuance was complete within minutes.
V
Vansh Mittal
On: Dec 21, 2020
Premium calculation made simple
The premium calculator on InsuranceDekho is a powerful tool that calculates the premium amount and comes in handy when you want to compare policy plans. I loved using this tool to compare various policy premiums before purchasing Star Health Insurance’s Star Health Gain plan.
S
Shobha Chaki
On: Dec 09, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

Learned about claim settlement ratio
From the platform of InsuranceDekho, I got to know about the claim settlement ratio. I had no clue about it earlier. I received all the detailed information and saw the ratios of all companies. I chose Star Health Insurance’s Star Health Gain plan as the claim settlement ratio was higher.
D
Debarati Sadhuka
On: Nov 17, 2020
Allows easy comparison
InsuranceDekho is a great website to compare health policies. I could easily compare the different features of all the policies on the platform. This helped me to realize that the Star Health Gain policy of Star Health Insurance is the most viable option for me.
S
Satwik Dey
On: Nov 10, 2020
Can buy as individual or family plan
Star health gain plan can be brought not only for individuals, but you can also include your family under it. I have done so and brought it for higher sum insured. I paid not so high premium for it and will renew it too when the time comes.
M
Mayur Sharma
On: Feb 19, 2020
Brought it very easily
The customer care people in insurancedekho think of you as their own family and give you the best suggestion of buying any product from them by sharing all the pros and cons of the product and dont hide anything. I have suggested this one to my friends and colleagues too.
R
Rohit Kumar
On: Feb 19, 2020
All inclusive plan
Star health gain plan which i purchased from Insurancedekho helped me in the time when i needed it the most. Also the customer care executives at insurancedekho are so helpful that they helped me at the time of claim settlement. The plan includes all daycare treatments and i availed one last week only.
B
Bhushan Ashok Kochar
On: Feb 07, 2020

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FAQs

How to buy Star Health Insurance Plan?
InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are:

Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.
Why should I buy a Star Health insurance plan?
The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.
How many claims can I make in a year?
You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.
How many network hospitals are covered under Star Health?
There are more than 9,800 top-quality network hospitals covered under Star Health.
Is medical check-up required to buy a Star Health Insurance Policy?
Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

View All

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.