Star Health Insurance for Maternity
Cashless Approval TAT | 90% Cashless claim settlement within 2 hrs |
Claim Settlement Ratio | 89.90% |
Network Hospitals | 14,000+ |
Pre-existing Disease Waiting Period | 1 year |
Special Benefits | No Extra Premium for Disease Coverage |
Starting Premium for Rs. 5 lakhs SI | Rs. 410/month |
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Star Health Insurance : Health Insurance for Maternity
Star Comprehensive Insurance Policy brought to you by Star Health is a plan that everyone would wish for. As the name suggests, it is a comprehensive plan that provides a wide range of coverage features for you and your family with special benefits for moms-to-be. The plan covers maternity and newborn baby expenses. This star health insurance for maternity plan can be termed as a complete family health insurance plan as it provides a wide range of benefits with no sub-limit or capping requirements.
Key Features of Star Health Insurance for Maternity
- You can cover yourself, your spouse, and dependent children in the floater policy
- Pre-acceptance medical screening is required for people below 50 years of age
- No limit on room rent if the patient is treated in a single standard AC room
- Automatic restoration of the sum insured by 100%
- Lifelong renewals are guaranteed
- The hospital cash benefit is also provided under the policy
Scope of Coverage Under Star Health Insurance for Pregnancy
- Maternity expenses, be it normal or cesarean delivery, are covered
- Newborn baby expenses are included in the plan
- Bariatric surgery and delivery and the newborn cover are provided after a waiting period of 36 months
- More than 400 daycare procedures are covered under the plan
- Expenses related to health check-ups for every 3 years if no claim is made
- Pre and post-hospitalisation expenses are covered under the plan
- Option for a second medical is provided under this plan
Star Health Insurance for Pregnancy Eligibility
Anyone aged between 18 years and 65 years can purchase Star Comprehensive Insurance Policy. Dependent children can be covered up to 25 years of age.
Exclusions for Star Health Pregnancy Insurance
- Specified illnesses, diseases, or treatments are not covered until a waiting period of 24 months is served
- Pre-existing diseases are not covered before 48 months of continuous coverage
- Expenses related to non-allopathic treatment are excluded
- Any injury caused due to self-harm
- Naturopathy treatment
In case of any doubt or query, read the policy wording or call us on 1800 1205 698. Our customer care executives will solve all your doubts and help you make the best decision for yourself and your loved ones.
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FAQ About Star Health Insurance
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Does Star Health provide maternity benefits under health insurance plans?
Yes, Star Health provides coverage for maternity expenses under the health insurance plans.
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Is there any waiting period under such plans?
Yes, to avail maternity and new born benefits, you have to complete waiting period that varies from plan to plan.
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Can I buy maternity health insurance online?
Yes, you can buy such health insurance plans online.
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Who should buy a Star Health maternity health insurance plan?
Married couples, as well as women who look forward to embracing parenthood in the coming years, should buy the Star Health maternity health insurance policy Comprehensive Insurance to get themselves as well as their baby covered against medical expenses.
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Can I change the sum assured during Star Health maternity health insurance tenure?
If you want to change the sum insured amount of your Star Health maternity health insurance policy, it is advisable to wait until the policy renewal time. Take note that health insurance companies, including Star Health, do not allow any changes of a similar kind during the policy period.