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Zuno Edelweiss Health Insurance

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Zuno Health Insurance
Edelweiss Health Insurance
Cashless Approval TAT30 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals5,000+
PED Waiting Period3 years
Special BenefitsCash Advance for Reimbursement Claims
Starting Premium for 5 lac SIRs. 548/month

About Zuno Edelweiss Health Insurance

Edelweiss Health Insurance is a comprehensive health insurance policy. It covers medical expenses incurred in pre and post-hospitalisation, inpatient treatment due to an illness, disease, accident or even critical illness. The policy has 3 variants: Silver, Gold and Platinum. The Silver plan is available with Rs. 1 Lakh up to Rs. 5 Lakh sum insured, the Gold Plan from Rs. 5 Lakh up to Rs. 20 Lakh sum insured and the Platinum Plan from Rs. 15 Lakh up to Rs. 1 Crore sum insured.

The Edelweiss Health Insurance can protect you and your loved ones, including self, spouse, dependent children, dependent parents, sister, brother, dependent parents-in-law, grandfather, grandmother or any other relationship who has an insurable interest. The policy covers a maximum of 8 members.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Inpatient hospitalisation for room, medicines, doctor’s fee, etc. up to the sum insured
  • Pre-hospitalisation for Silver 30 days, Gold 60 days and Platinum 90 days before hospitalisation
  • Expenses incurred on daycare treatment through cashless or reimbursement
  • Charges of the emergency ambulance for necessary transportation of the patient
  • Expenses related to organ donor up to a specified amount
  • Post-hospitalisation for Silver 60 days, Gold 90 days, Platinum 180 days after discharge

What's Not Included

  • Any item or condition or treatment specified in the list of non-medical items
  • Expenses incurred on the external prosthesis, corrective devices, focused ultrasound, etc.
  • Any treatment related to acupuncture, acupressure, magnetic and other therapies
  • Any condition directly or indirectly associated with STDs, AIDS/HIV, etc.
  • Medical expenses incurred on newborn /children below the age of 91 days
  • Plastic surgery or cosmetic surgery or related treatment of any description

6208 Zuno Cashless Network Hospitals in India

Edelweiss Health Insurance User Reviews

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What users are saying
  • All
  • A must-buy plan

    The Zuno- Edelweiss Health Insurance is available on InsuranceDekho is designed in a way that I was easily convinced to buy it. It was also reasonably priced, which made me even more sure about purchasing the plan from InsuranceDekho. 

    By Aishwarya Negi
    On: Jul 10, 2023
  • Easy Communication

    InsuranceDekho is the best insurance company in my opinion. I bought the Zuno- Edelweiss Health Insurance from the website of the company. I am happy and relieved to get secured with the best health insurance plan. The chatbot feature and WhatsApp communication facility provided by the company were very useful throughout my purchasing journey. Would like to advise everyone! 

    By Aparna Batra
    On: Jul 04, 2023
  • Tax benefits

    Edelweiss’ Arogya Sanjeevani Policy offers me many coverage benefits. Apart from that, I can also avail tax benefits on the premium paid for it under Section 80D of the Income Tax Act, 1961. Thanks to the experts at InsuranceDekho who helped me buy this policy. 

    By Abhimanyu Upadhyay
    On: Nov 03, 2021
  • Convenient policy research

    I would like to thank InsuranceDekho for giving me the opportunity to research multiple health insurance policies under the same platform. It saved a lot of time and energy. Buying Edelweiss’s Edelweiss Health Insurance plan is a result of thorough research. 

    By Lajvanti Ramanathan
    On: Mar 03, 2021
  • Expert suggestions

    I was looking for a suitable health insurance policy for my family when I got to know about InsuranceDekho. The policy specifications were detailed, plus, when I contacted them through Whatsapp I got an instant response. Their suggestions came in handy while booking Edelweiss’s Edelweiss Health Insurance.

    By Falguni Nayek
    On: Dec 02, 2020

Add-ons to Enhance Benefits

  • Health 241

    The Edelweiss Health Insurance policy comes with an add-on, called Health 241. The literary meaning of ‘241’ is two for one.’ If you buy the Edelweiss Health Insurance policy along with this add-on product and your first year remains claim-free, you will be covered absolutely free for the second year. 

Zuno Edelweiss Health Insurance Expert Review

  • Expert Review

    When it comes to health insurance policies, it pays you to exercise due diligence, compare multiple plans and dig out benefits. Edelweiss Health Insurance is a comprehensive health insurance policy, suitable for you and your family. It covers a maximum of 8 members under a single individual type policy, including self, spouse, dependent children, parents, sister, brother, parents-in-law, grandfather, grandmother and others. What sets the plan apart from others is the Add-on product by the name of ‘Health 241. If you have the Edelweiss Health Insurance policy accompanied by Health 241, you can get covered for the next year absolutely free, if your first year remains claim-free.

    Edelweiss Health Insurance comes with 3 variants, namely Silver, Gold and Platinum. To get insured under the plans, the minimum entry age is 3 months, whereas 65 years is the maximum entry age for Silver and Gold plans. No entry age bar exists in the Platinum plan. Likewise, the sum insured in the Silver plan ranges between Rs. 1 Lakh and Rs. 5 Lakh, and in the Gold plan Rs. 5 Lakh and Rs. 20 Lakh. The sum insured in the Platinum plan is from Rs. 15 Lakh to 1 Crore.

  • Major Attractions

    Edelweiss Health Insurance is not just a tax-saving instrument, but it also provides adequate medical cover. It lets you reap sizeable benefits of good health, including inpatient treatment, pre-hospitalisation, post-hospitalisation, daycare treatment, AYUSH cover, health check-up and much more. On top of that, the policy is power-packed with many other benefits, including:

    • Inpatient hospitalisation, including room, medicines, doctor’s fee, etc. up to the sum insured
    • Maternity benefits through cashless or reimbursement facility up to the amount specified
    • Lawful or medically necessary termination of pregnancy
    • Hospital cash benefits up to a maximum of 7 days of hospitalization
    • Cover for critical illnesses, like Coronary Artery Bypass Graft, Cancer, Heart Attack, Stroke, Permanent Paralysis of Limbs
    • Reimbursement for occupying a shared accommodation for a minimum of 24 hours hospitalization
    • An indemnity to cover the expenses of hospitalization for Bariatric Surgical Procedure
    • In-built Assistance Services, such as emergency medical evacuation, medical repatriation, medical monitoring, second medical opinion, etc.
  • What’s More?

    Edelweiss Health Insurance has been designed keeping in mind the primary needs of the policyholder at the time of emergency. What’s more, the policy has in store some additional features to offer, such as:

    • Guaranteed lifetime policy renewability
    • 15 days free look period to cancel the policy
    • Dedicated claim settlement support team
    • Tax saving under Section 80D of the Income Tax Act
    • No Claims Bonus of up to 50% for every claim-free year in Silver Plan, and up to 100% in Gold and Platinum plans
  • Conclusion

    With so many benefits and features, Edelweiss Health Insurance serves as a true companion during ill-hours. This plan is suitable for anyone, be it men, women, children, senior citizens, including others suffering from critical illnesses. It provides massive coverage at a price that doesn’t break your bank.

    If you’re willing to buy Edelweiss Health Insurance policy online without any delay, purchase it right at InsuranceDekho. InsuranceDekho provides quality before sales and after-sales support to its customers, which is a sigh of relief at the time of medical emergency.

Zuno Edelweiss Health Insurance Brochure

  • 3.02 MB
  • PDF Document
  • Jul 04, 2019

Claim Process at Zuno Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Edelweiss Health Insurance Health Insurance Plan

  • Can I buy the Edelweiss Health Insurance policy online?

    Yes, you can buy the Edelweiss Health Insurance online. Either visit the insurer’s official website or fill the form available at the top right of this page. Or give a call to us at 1800-120-5698. Our experts will help you buy the policy of Edelweiss General Health Insurance within seconds. 

  • Is pre and post-hospitalisation cover allowed under the Edelweiss Health Insurance policy?

    Yes, pre and post-hospitalisation covers are allowed under the Edelweiss Health Insurance policy.

    • Pre-hospitalisation: Silver Plan (30 days ), Gold Plan (60 days ), Platinum Plan (90 days )
    • Post-hospitalisation: Silver Plan (60 days ), Gold Plan (90 days ), Platinum Plan (180 days )
  • What are the Sum Insured options of Edelweiss Health Insurance policy?

    The Edelweiss Health Insurance policy comes with a wide range of sum insured options:

    • Silver Plan: Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh
    • Gold Plan: Rs. 5 Lakh, Rs. 7.5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh
    • Platinum Plan: Rs. 15 Lakh, Rs. 20 Lakh, Rs. 50 Lakh, Rs. 75 Lakh, Rs. 1 Crore
  • What are the conditions on ‘No Claim Bonus’ (NCB) under the Edelweiss Health Insurance policy?

    • In the Silver plan, the sum insured goes up by 10% for every claim-free year. The maximum is up to 50%
    • In the Gold and Platinum plan, the sum insured increases by 50% for every claim-free year up to a maximum of 100%

    In case you raise a claim, then the NCB gets reduced at the same rate at which it goes up in a claim-free year.

  • What is the term period of the Edelweiss Health Insurance policy?

    You can buy the Edelweiss Health Insurance policy for 1 year, 2 years or 3 years.

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