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Star Health Insurance for Kids

Star Care Mirco Insurance Policy is a health insurance policy by Star that is designed specifically for kids and their parents. This policy provides coverage for kids along with their parents if they (childrens) are aged at least 2 years. It covers individuals as well as families. On purchasing a family floater policy, you can get your entire family covered with a sum insured of Rs. 1,00,000. Proposer, spouse, and economically dependent children up to the age of 25 years can be covered in the family floater plan.

Key Features For Star Health Insurance Childrens Plans

  • After 65 years of age, only renewals are possible
  • Children of a minimum of 2 years of age can be covered along with their parents
  • There is no pre-acceptance medical screening required
  • Pre-existing diseases are covered after a waiting period of 48 months
  • The facility of maintaining health records in electronic format
  • Lifelong renewal of the policy
  • Portability feature provided
  • Free look period of 15 days

Scope of Coverage Under Star Health Insurance for Kids

  • 30 days pre-hospitalisation expenses covered up to a certain limit
  • 60-day post-hospitalization expenses covered up to a certain limit
  • The benefit of hospital cash (if treatment is done in a Government hospital)
  • Room, boarding nursing expenses covered
  • ICU charges covered up to a certain limit
  • Pre-existing diseases are covered after a waiting period of 48 months
  • Emergency ambulance charges covered up to a certain limit
  • 405-day care treatments

Star Health Insurance for Kids Eligibility

Anyone who is aged between 18 years and 65 years can purchase this kidcare policy.

Exclusion Under Star Health Insurance Childrens Plans

  • Pre-existing diseases are not covered until 48 months from the date of inception of the policy
  • Dental treatment or surgery is excluded unless required due to the occurrence of an accident
  • Injury or disease directly/indirectly caused because of nuclear weapons/materials
  • Any injury caused due to an intention of self-harm
  • Any transplant and related surgery

To know more about the risk factors, or terms and conditions, get in touch with the customer care executives at InsuranceDekho.com on 1800 1205 698 or read the policy wording thoroughly.

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FAQs

  • Can I purchase a health insurance plan for my 3-year-old child from Star Health?

    Children cannot be covered individually in Star Health insurance policies but can be covered if either of the parents is covered under the same plan. 

  • I and my wife are living in a different state than my children in India. Can I purchase a health insurance policy from Star Health that covers all of us under it?

    Yes, Star Health provides you all a cover under a single health insurance policy as your plan is in force across the India.

  • My child is suffering from Autism Spectrum Disorder. Does Star Health provide any health insurance plan specially designed for such kids?

    Yes, Star Health offers a unique health insurance policy by the name of Star Special Care that is specially designed for children diagnosed with Autism Spectrum Disorder. 

  • Can I, being a foreign citizen purchase a health insurance plan for my daughter who is studying in India?

    Yes, you can purchase a health insurance plan for your daughter who is studying in India.

  • Who should buy Star Health kids health insurance plan?

    Star Health kids health insurance policy Micro Insurance Policy is specifically designed for kids and their parents. So, if you are a parent who wants to cover their kids insured under a single sum insured, you should buy Star Health kids health insurance. 

Network Hospital in Popular Cities

CityNo of Hospital
Ghaziabad40
Indore55
Pune223
Ahmedabad230
New Delhi178
Jaipur89
Mumbai220
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