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Star Health Insurance for Family

Star Comprehensive Insurance Policy by Star Health is a comprehensive health insurance plan that goes a long way in reducing your financial burden. The Star Health Insurance plans for family is available on both individual as well as family floater basis and the people aged between 3 months to 65 years can be covered under this policy. You can avail yourself of benefits for yourself, your spouse, and your dependent children under this plan. Dependent children can be covered up to 25 years of age.

Key Features of Star Health Insurance For Family

  • Sum Insured options ranging from Rs. 5 Lakh to Rs. 25 Lakh
  • No sub-limits or capping
  • Maternity and newborn cover
  • Lifelong renewals guaranteed
  • Automatic restoration of the SI by 100%
  • Free health check-up for every 3 claim-free years
  • A free look period of 15 days is provided to the policyholders
  • Pre-acceptance medical screening is required for all persons above 50 years of age

Scope of Coverage Under Star Health Insurance Plans for Family

  • Hospital cash benefit
  • Cover for 405-daycare procedures
  • Dental/ophthalmic cover on an OPD basis
  • Air ambulance cover
  • Pre-existing diseases
  • Pre-hospitalisation expenses
  • Post-hospitalisation expenses
  • Expenses incurred on the bariatric surgical procedure

Star Health Family Health Insurance Eligibility

The entry age to the plan is between 3 months to 65 years. Dependent children can be covered up to 25 years of age.

Exclusions Under Star Health Family Health Insurance

  • Pre-existing diseases are excluded until 48 consecutive months of the policy inception.
  • Any disease contracted in the initial 30 days from the date of commencement of the policy.
  • Use of intoxicating substances such as drugs, alcohol, tobacco chewing, smoking, etc.
  • The cost of vitamins and tonics is not covered unless they are a part of the treatment.
  • ​Any injury/disease caused by nuclear weapons or materials.

To get more information about the product, you may contact the customer care executives at InsuranceDekho on 1800 1205 698.

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Health Insurance News


  • Does Star Health provide any plan for a family or extended family?

    Yes, Star Health has quite a few options in health insurance plans for the family. 

  • Are outpatient dental and ophthalmic treatment covered under such plans?

    Yes, some plans for the family by Star Health do provide coverage for dental and ophthalmic treatment.

  • Does Star Health offer restoration benefit under health insurance plans for a family?

    Yes, Star Health does provide 100% restoration benefit to its policyholders under some health insurance plans.

  • Can such policies be renewed?

    Yes, Star Health offers lifetime renewal for such policies. 

  • What are the health insurance plans for family provided by Star Health?

    Some health insurance plans offered by Star Health for a family are- Star Family Delite Insurance Policy, Star Care Micro Insurance Policy, Family Health Optima Insurance Plan, Star Comprehensive Insurance Policy, and Star Health Gain Insurance Policy. 

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