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Star Health Insurance for Family

320 reviews Rate This
Highlights
Claim Settlement Ratio90%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals14,000+
Policies Sold37,34,365
RenewabilityLifelong

Health Insurance Calculator

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Mother

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Star Health Insurance Plans For Family

    Name of PlanSum Insured
    Family DeliteMin: 5 Months; Max: 65 Years2 Lakh Check Premium
    Star ComprehensiveMin: 3 Months; Max: 65 Years5 Lakh Check Premium
    Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years2 Lakh Check Premium
    Star Health GainMin: 91 Days; Max: 65 Years1 Lakh Check Premium
    Family Health OptimaMin: 16 Days; Max: 65 Years3 Lakh Check Premium

    Star Health Insurance : Health Insurance for Family

    Star Comprehensive Insurance Policy by Star Health is a comprehensive health insurance plan that goes a long way in reducing your financial burden. The plan is available on both individual as well as family floater basis and the people aged between 3 months to 65 years can be covered under this policy. You can avail benefits for self, spouse and dependent children under this plan. Dependent children can be covered up to 25 years of age.

    Key Features

    • Sum Insured options ranging from Rs. 5 Lakh to Rs. 25 Lakh
    • No-sub limits or capping
    • Maternity and newborn cover
    • Lifelong renewals guaranteed
    • Automatic restoration of the SI by 100%
    • Free health check-up for every 3 claim free years
    • Free look period of 15 days provided to the policyholders
    • Pre-acceptance medical screening required for all persons above 50 years of age

    Scope of Coverage

    • Hospital cash benefit
    • Cover for 405-daycare procedures
    • Dental/ophthalmic cover on OPD basis
    • Air ambulance cover
    • Pre-existing diseases
    • Pre-hospitalisation expenses
    • Post-hospitalisation expenses
    • Expenses incurred on the bariatric surgical procedure

    Eligibility

    The entry age to the plan is between 3 months to 65 years. Dependent children can be covered up to 25 years of age.

    Exclusions

    • Pre-existing diseases are excluded until 48 consecutive months of the policy inception
    • Any disease contracted in the initial 30 days from the date of commencement of the policy
    • Use of intoxicating substances such as drugs, alcohol, tobacco chewing, smoking, etc.
    • Cost of vitamins and tonics are not covered unless they are a part of the treatment
    • ​Any injury/disease caused by nuclear weapons or materials

    To get more information about the product, you may contact the customer care executives at InsuranceDekho on 1800 1205 698.

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

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    Where do you live ?

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    Disclaimer : Actual Coverage might vary basis your location, age and number of members
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    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    Star Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Star Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    2658 Star Cashless Network Hospitals in India

    FAQ About Star Health Insurance

    • Does Star Health provide any plan for a family or extended family?

      Yes, Star Health has quite a few options in health insurance plans for the family. 

    • Are outpatient dental and ophthalmic treatment covered under such plans?

      Yes, some plans for the family by Star Health do provide coverage for dental and ophthalmic treatment.

    • Does Star Health offer restoration benefit under health insurance plans for a family?

      Yes, Star Health does provide 100% restoration benefit to its policyholders under some health insurance plans.

    • Can such policies be renewed?

      Yes, Star Health offers lifetime renewal for such policies. 

    • What are the health insurance plans for family provided by Star Health?

      Some health insurance plans offered by Star Health for a family are- Star Family Delite Insurance Policy, Star Care Micro Insurance Policy, Family Health Optima Insurance Plan, Star Comprehensive Insurance Policy, and Star Health Gain Insurance Policy. 

    Network Hospital in Popular Cities

    CityNo of Hospital
    Ghaziabad40
    Indore55
    Pune223
    Ahmedabad230
    New Delhi178
    Jaipur89
    Lucknow75
    View All