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Star Cancer Plans

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Highlights
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance for Cancer Patients by Star Health Insurance

If timely and quality care is available to a cancer patient, it can lead him/her to the path of recovery and he/she can live a normal life again. However, the diagnosis, the treatment in terms of radiotherapy, chemotherapy or surgery is quite expensive. Star Health Cancer Care Gold plan provides some relief to this costly affair. This is one such plan provided that provides comprehensive cover to cancer patients. It offers coverage for recurrence, metastasis, even second malignancy unrelated to the first occurrence of cancer.

Key Features

  • The plan offers sum assured options of Rs. 3 Lakh and Rs. 5 Lakh
  • It is the first ever dedicated health insurance plan for cancer patients
  • This plan does not require any pre-acceptance medical test
  • Lump sum cover of 50% of the sum insured in case of recurrence, second cancer unrelated to first cancer
  • There is also indemnity cover provided for surgical and interventional therapy
  • The policy is available for 1 year
  • The policy features free look period and tax benefits

Scope of Coverage

  • Regular health cover for accidents & illness (indemnity based) other than cancer
  • Coverage for all daycare treatments under this policy
  • Pre-hospitalisation expenses incurred up to 30 days prior to the date of admission
  • Post-hospitalisation expenses incurred up to 60 days after discharge from the hospital are payable
  • Inpatient hospitalisation coverage like room rent, boarding, nursing expenses, nursing home charges
  • Ambulance charges up to a sum of Rs. 1,500 per hospitalisation and overall limit of Rs. 2,000 per policy period
  • Cover for the surgeon, anesthetist, medical practitioner, consultants, specialist fees

Eligibility

Any person aged between 5 months to 65 years who have already been diagnosed with Stage 1 or Stage 2 cancer can avail this product.

Exclusions

  • Pregnancy, infertility related expenses are excluded
  • In​jury/disease directly or indirectly due to war, invasion, warlike operations, etc.
  • Illness arising due to the consumption of alcohol, drugs, or cigarette smoking
  • Self-inflicted injuries, STDs and HIV/AIDS are excluded
  • Treatment outside India is also not covered by the policy

Star Health puts customer satisfaction on its forefront. For any kind of assistance or inquiry related to the product, you may get in touch with customer care executives at InsuranceDekho on 1800 1205 698.

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Star Health Insurance User Reviews

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What users are saying
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  • The customer support team of Insurancedekho was very hardworking. I am loving my experience with your company....

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    Star
    By Harsh Jakhad
    On: Dec 06, 2023
  • I attended a few webinars organized by InsuranceDekho to understand complex insurance terms better. The sessio...

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    Star
    By Rita Roy
    On: Nov 22, 2023
  • Navigating the InsuranceDekho platform was a breeze. The user interface is intuitive, making it easy to compar...

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    R
    Star
    By Rohit Misra
    On: Nov 16, 2023
  • I appreciated how InsuranceDekho empowered me to make informed decisions about my health insurance. After read...

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    A
    Star
    By Arvind Shah
    On: Nov 08, 2023
  • The resources on InsuranceDekho's website provide valuable insights into health insurance, helping me make inf...

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    P
    Star
    By Paresh Pahwa
    On: Oct 30, 2023
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Star Health Insurance Contact Details

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Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Best Insurance Advisors in Your City.

Star Cancer Cover FAQs

  • What is the eligibility criteria for cancer plan of Star Health?

    Any person who is aged between 5 months to 65 years and is diagnosed with Cancer (Stage 1 or Stage 2) can purchase this plan. However, children can be covered only with the parents.

  • Is pre-medical checkup necessary to buy the cancer plan of Star Health?

    No, pre-medical screening is not necessary to buy the cancer plan.

  • What are the sum insured options available for the cancer plan?

    The sum insured options available under the plan are of Rs. 3 Lakh and Rs. 5 Lakh. Once opted, you cannot change the sum insured option.

  • Are daycare treatments covered under the cancer policy?

    Yes, all daycare treatments are covered under the cancer policy.

  • What is the policy term for cancer policy of Star Health?

    The policy is available for 1 year.

Network Hospital in Popular Cities

CityNo of Hospital
Ghaziabad32
Lucknow49
Pune122
Ahmedabad67
Patna26
Faridabad58
Noida22
View All