Aditya Birla Activ Assure Diamond Health Insurance

With this feature, the sum insured of the policyholders can be refilled as many times as desired, especially when they need it the most. If anyone runs short of health coverage due to several claims made, the feature of reinstating of sum insured amount unlimited times allows every policyholder to keep on getting the proper health care services.

In case of any hospitalization due to an accident, this add-on cover offers the policyholders with an extra sum insured, which is of the same amount as their actual sum insured.

The Activ Assure Diamond Plan possesses several exciting benefits that promises to deliver the utmost care. The health insurance policy works on a comprehensive approach due to which it tends to deliver several value-added services and optional covers as well. It provides all the basic features such as in-patient hospitalisation, pre-hospitalisation and post-hospitalisation cover, vaccination expense coverage etc., but includes several major attractions as well, which are as follows:

• Availability of free health check-up
• Coverage for 586 listed daycare procedures
• Domiciliary hospitalisation expenses are covered
• The cost incurred on the Ayush treatment are covered
• The second opinion for 15 critical illnesses are available
• Expenses of an organ donor are covered up to the sum insured
• Reload of the sum insured by 150% is allowed, if sum insured exhausts
• International and domestic emergency assistance services are available

In addition to attractive features, the plan is stuffed with a variety of discounted benefits, which makes the policy lucrative as well as affordable. Activ Assure Diamond Plan provides much more rewards and discounts than many other health insurance plans. Here are some additional benefits present under the plan:

• Lifelong renewability option is available
• Earn up to 30% of your premium as HealthReturns
• Offer no claim bonus of 10% for every claim-free year
• Long term policy discount of 7.5% for 2-year policy and 10% for a 3-year policy is given
• Family discount of 5% for 2-3 member multi-individual policy and 10% for 4+ members is available

The bunch of features and benefits are enough to summarise and infer that Activ Assure Diamond Plan is a complete health insurance plan. Get it today for your family.

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There is coverage for AYUSH in-patient hospitalisation comprising of Ayurveda, yoga, naturopathy, Unani, Siddha, and homeopathic treatment.

Under this plan, the sum insured options range from Rs. 2 Lakh to Rs. 2 Crore.

Yes, the cost of vaccination for children up to 18 years of age will be covered under this policy. However, the benefit is provided only for the policyholders having sum insured above Rs. 1 Crore.

The policy doesn’t just cover the organ receiver but also the organ donor for harvesting the organ, as per the policy guidelines.

Yes, by opting for an optional cover for reduction in PED waiting period, the duration of waiting period can be reduced to 24 months from 48 months.

This plan is available for policy terms, 1, 2, and 3 years.

There is a daily allowance of Rs. 500 provided for the maximum of 5 days per hospitalisation on plans with a sum assured of up to Rs. 4 Lakh.

The policy provides the cover for a number of pre and post-hospitalisation costs such as diagnostic tests, follow-up tests, etc. This benefit is offered for a period of 30 days and 60 days respectively.

The toll-free number of Aditya Birla is 1800-270-7000.