Star Assure Health Insurance

With changing lifestyle, the number of health problems has constantly been rising. To cater to the health insurance needs of policyholders, there are a number of health insurance companies, including Star Health and Allied Insurance Company Limited. The Star Health and Allied Insurance Company Limited offers the Star Assure Health Insurance Plan which offers a bunch of benefits to the policyholder.

About Star Assure Health Insurance Plan

The Star Assure Health insurance plan is one of the best-selling health insurance plans by Star Health that offers all-round protection for your health. Along with offering coverage for pre and post hospitalisation expenses, the Star Assure Health Insurance plan also provides coverage for road ambulance, consumables cover, organ donor expenses, domiciliary expenses, and more. Thus, with the Star Assure Health Insurance plan, you can ensure protective health coverage for yourself and your loved ones.

Features of Star Assure Health Insurance Plan

Benefits of Star Assure Health Insurance Plan

With so many health insurance plans available, it often becomes difficult to pick the right health insurance plan. To help you out, we have enlisted some of the reasons why you should buy the Star Assure health insurance plan:

• Plan Type: The Star Assure health insurance plan is available as both individual and family health insurance plans. This means that you can choose a desired plan type depending on your requirements. For a family health insurance plan, you can include 6 adults and 3 children.
• Flexible Sum Insured: As per your budget, you can choose a desired sum insured when buying the Star Assure Health Insurance plan. The sum insured ranges from Rs. 5 lakhs to Rs. 2 crore.
• Policy Term: On buying the Star Assure Health Insurance plan, you can choose a policy term of 1 year, 2 years, or 3 years. If you choose a policy term for more than 1 year, then the sum insured chosen will be for each year.
• Star Wellness Program: For leading a healthy lifestyle, the Star Assure Health insurance plan provides rewards. The total rewards earned by the policyholder provide a discount to the policyholder on their health insurance premium.
• Coverage: The Star Assure Health Insurance plan provides coverage for hospital room expenses, organ donor expenses, home care treatment, AYUSH treatment, second medical opinion, and more.
• Restoration of Sum Insured: The Star Assure Health insurance plan provides an unlimited restoration of the sum insured. With this feature, the sum insured will be automatically restored for endless number of times, for up to 100%.
• Cumulative Bonus: Cumulative bonus or No Claim Bonus is a benefit that is given to policyholders for raising no claims. The cumulative bonus ranges from 25%-100% for a claim-free year.

Eligibility Criteria of Star Assure Health Insurance Plan

Listed below are the eligibility criteria for the Star Assure Health Insurance plan:

Documents Required to Buy Star Assure Health Insurance Plan

To buy the Star Assure health insurance plan, you need to keep certain documents such as those listed below:

• Star Assure health insurance proposal form
• PAN card
• Aadhaar card
• For address proof: electricity bill receipts
• Income proof

Inclusions of Star Assure Health Insurance Plan

Some of the inclusions of the Star Assure health insurance plan:

• Pre and post hospitalisation expenses
• Organ donor expenses
• AYUSH treatment
• Home care treatment
• Delivery expenses
• Air ambulance cover
• Domiciliary expenses
• Consumables cover

Exclusions of Star Assure Health Insurance Plan

Listed below are the exclusions of the Star Assure health insurance plan:

• Rehabilitation and respite care
• Obesity control expenses
• Change of gender treatment
• Any injury due to involvement in adventurous or hazardous activities
• Cosmetic or plastic surgery expenses
• Sterility and infertility treatment expenses
• Any kind of unproven treatments
• Any self-inflicted injury
• Any injury due to nuclear emission or radiation

In addition to those listed above, there is a specific pre-existing disease waiting period during which coverage will not be provided for such diseases.