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Reliance Health Insurance Renewal

Policy renewal is an important practice that ensures continuous coverage and financial protection against medical uncertainties. The importance of renewing Reliance health insurance, or any health insurance policy, is multifaceted. Firstly, it ensures the continuity of coverage, safeguarding policyholders against unforeseen medical emergencies. Moreover, renewing a health insurance policy facilitates the accumulation of benefits, such as no-claim bonuses or enhanced coverage, which may increase over time.

Additionally, policy renewal allows policyholders to upgrade their coverage, incorporating additional features or benefits that align with their evolving healthcare needs.

In the case of Reliance's health insurance company, policyholders should specifically consider the company's unique features, benefits, and customer service aspects during the renewal process, staying informed about any policy updates or changes.

Regularly assessing and renewing health insurance policies is fundamental to maintaining comprehensive and suitable coverage.

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Factors Affecting Reliance Health Insurance Renewal Premium

The factors that can influence the amount you will be paying as a policy renewal premium are listed below:

  • Claims Track Record: Your history of filing claims is a key factor. If you have a track record of making frequent claims, it could impact the cost of renewing your Reliance health insurance. A higher claims frequency may be considered a higher risk, potentially affecting your health insurance renewal premium.
  • Age Consideration: Your age significantly influences the renewal premium for your Reliance health insurance. Generally, as you age, the chances of facing higher renewal premiums increase.
  • Inflationary Impact: The renewal premium for your Reliance medical insurance may be adjusted by the company to account for the impact of inflation in the healthcare industry. Rising costs in the health sector could contribute to an increase in your renewal premium.
  • Policy Adjustments: Any changes made to your Reliance health insurance policy can directly impact your renewal premium. Whether you're expanding coverage or adding extra add-ons to your health insurance, such modifications may increase the renewal premium.

Reliance Health Insurance Renewal Date & Reminders

Here’s how you can check your Reliance health insurance renewal date and how you will be notified of the same:

How to Check the Renewal Date?

Here are several methods to help you check the renewal date of your Reliance Health Insurance policy:

  • Review Your Policy Document: The recommended approach is to thoroughly review your Reliance Health Insurance document. Your policy document will clearly state the policy renewal date.
  • Check the Website: An alternative method is to visit either the InsuranceDekho or Reliance Health Insurance website. Logging into your account on these platforms provides easy access to all your policy details, including the renewal date.
  • Contact Customer Support: Reach out to the customer support team of either InsuranceDekho or Reliance Health Insurance Limited. By providing the necessary details such as your name and policy number, the support team will assist you in determining the renewal date for your Reliance health policy.

NOTE: If you forget to renew your Reliance policy on the due date, you can still renew it during the Grace Period.

*Grace period refers to the extra time provided by an insurance company to policyholders after the payment deadline has passed so they can renew their coverage without incurring fines or having their policy lapse. The timeline of the Grace period differs from insurer to insurer.

Reminder Options

Keep track of your policy renewal date with these convenient reminder options:

  • InsuranceDekho Reminder: Expect timely reminders from InsuranceDekho through convenient channels like WhatsApp messages or emails. This will allow you to plan and renew your policy without any last-minute hassles.
  • Email or SMS by the Insurer: The insurer also takes the initiative to drop you an email or send an SMS, ensuring that you are consistently aware of when your health insurance policy is nearing its expiration date.

Advantages of Policy Renewal

Renewing your Reliance health insurance policy comes with a host of benefits that are included below:

  • Continuity of Coverage: Renewing your medical insurance policy guarantees the uninterrupted flow of coverage. This is important to avoid gaps in your health insurance protection.
  • Long-Term Tenure Discounts: Opting for an extended policy period may make you eligible for long-term tenure discounts. This means that by choosing to renew your policy for an extended duration, you can secure health insurance coverage at a reduced price.
  • Free Health Checkup: Some insurance companies provide free health checkups as a bonus when you renew your health insurance policy. This additional benefit contributes to your overall well-being.
  • Wellness Benefits: During policy renewal, certain insurance providers offer Wellness Benefits, providing discounts as a reward for maintaining a healthy lifestyle.
  • No Claim Bonus: Policy renewal allows you to retain your no-claim bonus, a special discount rewarded for steering clear of claims throughout the policy period. This serves as an incentive for maintaining good health.
  • Reduced Waiting Period: Renewing your Reliance health insurance coverage offers the advantage of a shorter waiting period. This means you can access complete health insurance coverage in a shorter timeframe after renewal.

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Reliance Health Insurance Plan List

  • Family (3)
  • Individual (3)
  • Kids (2)
  • Parents (2)
  • Senior Citizen (2)
  • Woman (2)
  • Critical Illness (1)
Name of PlanSum Insured
MORE Health InsuranceMin: 91 Days; Max: 65 Years 3 Lakh Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Health GainMin: 91 Days; Max: 65 Years3 Lakh Check Premium
Hospi Care PolicyMin: 90 days; Max: 65 years1 Lakh - 10 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 5 lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Health Infinity Min: 91 Days; Max: 65 Years 3 Lakh Check Premium
HealthWiseMin: 3 Months; Max: 65 Years1 Lakh Check Premium
Critical Illness InsuranceMin: 18 Years; Max: 65 Years5 Lakh Check Premium
Personal Accident PolicyMin: 18 years; Max: 70 years5 Lakh - 20 Lakh Check Premium

Consequences of Not Renewing Your Reliance Health Insurance Policy

Non-renewal of your Reliance Health Insurance policy can lead to various consequences that are mentioned below:

  • Financial Risks: Medical treatments are pretty expensive, and without insurance coverage, you may have to bear the entire cost alone. This can expose you to significant financial risks and have long-term implications for your financial well-being.
  • Waiting Period: Skipping the renewal can forfeit the benefits you gained during the waiting period. This can eventually result in delays in obtaining coverage for specific health issues.
  • Reapplication Process: Missing the renewal deadline triggers a time-consuming reapplication process. Besides being inconvenient, this process might involve increased premium rates based on your current health status, potentially leading to higher expenses for the same coverage.
  • Loss of Health Coverage: Immediate loss of health coverage is a significant consequence of failing to renew your Reliance Health Insurance policy. This leaves you exposed to unexpected medical expenses.
  • Risk of Pre-existing Condition Exclusion: Health issues that developed during the lapse in coverage might not be covered when you reapply for a fresh policy, leaving you without protection for specific medical concerns.

Factors to Consider While Renewing Reliance Health Insurance Policy

When renewing your Reliance Health Insurance policy, it's important to consider the following factors:

  • Waiting Period: Carefully review the waiting periods associated with specific illnesses or treatments within the Reliance policy. This includes both initial waiting periods and those related to pre-existing conditions. Understanding these waiting periods is essential to be informed about when certain coverages become effective.
  • Policy Details Verification: Review thoroughly the sum insured, inclusions, and exclusions outlined in your Reliance health insurance policy. Ensure that the coverage aligns with your current health needs. Pay attention to any changes in policy terms and conditions that may affect your coverage.
  • No Claim Bonus (NCB): The No Claim Bonus serves as a reward for maintaining good health and not making claims, and it's important to leverage this bonus effectively to enhance your overall coverage.

Documents Required For Renewal

Following is the list of documents that you might need to present at the time of policy renewal:

  • Filled and signed Policy Renewal Form
  • Identity proof documents including an Aadhaar Card, Voter ID, or Passport
  • Address proof, including a Rental Agreement or Utility Bill
  • Previous policy details
  • Medical Check-up Reports
  • Claim History
  • Income Proof, for policies with high sum assured

Online Payment Options for Reliance Health Insurance Policy Renewal

At the time of Reliance policy renewal, you can make the online payment using any of the payment modes below:

  • EMI (Equated Monthly Instalments)
  • Digital Payment Application, if applicable
  • Credit Card
  • Debit Card

How to Renew Reliance Health Insurance Policy?

Learn how you can renew your Reliance Health Insurance policy in both Online and Offline ways:

Online Procedure

Online, there are two ways in which you can renew your Reliance medical insurance policy:

Online Procedure of Reliance Health Policy Renewal with InsuranceDekho

Step 1: Visit the official InsuranceDekho website, locate the "Support" option on the top bar, and click on it. [1]

Step 2: Now, click on the "Renew Policy" button from the drop-down list.

Step 3: In the required field, enter your mobile number and click on "Send OTP".

Step 4: After successful login, you can access your Reliance insurance policy details.

Step 5: Next, click on the "Renew" button to start the policy renewal process.

Step 6: Complete the payment to finalise the policy renewal.

After successful payment, your Reliance Health Insurance policy will be renewed.

Online Procedure of Reliance Health Policy Renewal via the Official Site

Follow the steps below to renew your health insurance policy directly via the insurer's website:

Step 1: Go to the Reliance Health Insurance renewal page. [2]

Step 2: In the box on the left side, fill in the required details including Policy Number, and Policy Expiry Date.

Step 3: After accepting the Terms and Conditions, hit the “Renew Policy” button.

Step 4: On the next page, pay the renewal premium.

Step 5: Upon the successful payment, your Reliance health insurance policy will be renewed.

Why Renew with InsuranceDekho?

  • Impartial Guidance: Rely on InsuranceDekho for well-informed and impartial insurance advice customised to your specific needs. We prioritise your requirements to provide guidance that aligns with your unique circumstances.
  • Renewal Notifications: Stay informed with our timely renewal notifications. We ensure you are kept up-to-date, allowing you to make well-timed decisions regarding the continuation of your health insurance coverage.
  • Comprehensive Support: InsuranceDekho stands by you throughout the process of policy renewals. Whether you need assistance, have queries, or wish to make modifications to your policy, our dedicated support team will provide comprehensive help.
  • Porting Assistance: In case you're dissatisfied with your current insurance provider, we offer seamless assistance in the porting process.

Offline Procedure

Opting for the offline route to renew your Reliance Health Insurance policy provides you with two convenient options:

  • InsuranceDekho Relationship Manager: Choose the comfort of home assistance by requesting a visit from InsuranceDekho's Relationship Manager. This dedicated professional will guide you through the entire renewal process.
  • Visit the Insurer's Branch Office: Alternatively, you can visit the branch office of the insurer in your city. At the office, you'll receive direct assistance from the insurer's staff who will guide you through the renewal process.

Renewing Your Expired Reliance Health Insurance Policy

Below-mentioned are the considerations that one must keep in mind at the time of renewing the expired health insurance policy:

  • Eligibility: Reliance Health Insurance provides a grace period for policy renewal, typically set between 15-30 days.

*The grace period duration might vary based on the specific policy you've chosen or the premium payment cycle.

  • Condition: If your Reliance health insurance policy has expired, and you choose to renew it within the grace period, remember that there won't be any coverage during the gap between the expiry date and the renewal date within this grace period. This implies that any medical expenses incurred during this interval will not be covered.

For example: If your Reliance health insurance policy expires on 12th October, the grace period will extend till 27th October (considering 15 days as grace period). Now, if you decide to renew your policy on 20th October, there will be no coverage from 12th October to 19th October, as the insurance provider holds no liability during that interval.

  • Premium: The premium for renewing an expired medical insurance policy typically remains unchanged unless there are alterations in factors such as your address, age slab, or the addition of extra riders. Moreover, it's essential to review any changes in these aspects during the renewal process process.
  • Renewal Process: The renewal process for an expired Reliance Health Insurance policy involves the steps that are already explained above. Make sure you adhere to the specified guidelines to facilitate a seamless renewal process

What to Do if You are Dissatisfied?

If you're unhappy with your current insurance provider, consider taking the following steps:

  • Discuss Issues During Renewal Contact: When contacted by InsuranceDekho's renewal team, use the opportunity to discuss any concerns you have. This gives you a chance to seek resolutions or explore adjustments to your policy that better align with your needs.
  • Port Your Coverage with InsuranceDekho: Don't forget to take advantage of InsuranceDekho's port feature, allowing you to transfer your existing health insurance coverage to another insurer of your choice through InsuranceDekho. Our team can also offer recommendations based on your specific requirements. [3]
  • Connect with an InsuranceDekho Advisor: Lastly, you can reach out to an InsuranceDekho advisor for personalised assistance by calling +91-7551196989 or sending an email to [4]

Common Myths About Renewal

The most common misconceptions about policy renewal are exposed below:

Misconception 1: Renewing Before Expiry is a Waste of Money

Reality: Renewing your Reliance health insurance before the policy due date is not a waste of money. This means that, even if you renew early, the policy gets renewed on the exact expiry date, ensuring you get the full coverage period without any financial loss.

Misconception 2: Premiums Always Increase with Renewal

Reality: It's not true that health insurance premiums increase every time. But the changes in age brackets or specific circumstances like adding riders or relocating, may lead to premium adjustments.

Misconception 3: There's No Need to Go Over Policy Terms Again When It's Renewal

Reality: According to some people, policy words never change and therefore don't need to be reviewed. But policies can change, so knowing about changes at the time of renewal helps to guarantee that your coverage still meets your needs today. So, for the best insurance experience, be informed.

Reliance Health Insurance Renewal: Customer Support & Assistance

In case you require any guidance or assistance while renewing your Reliance medical insurance policy, you can contact either the insurer or InsuranceDekho by using the contact details below:

Contact Reliance Health Insurance

  • To get in touch with Reliance Customer Care, you can send an email to
  • If you prefer written correspondence, you can write to us at:
    Reliance General Insurance, Correspondence Unit, 2nd & 3rd Floor, Winway Building, 11/12, Block No-4, Old No-67, South Tukoganj, Near Madhumilan Square, Indore, Madhya Pradesh, India - 452001
  • For direct communication, you can reach out to any of these numbers:
  1. Paid Number: +91 22 48903009
  2. Senior Citizen Helpline Number: +91 22 33834185
  3. WhatsApp Number: 7400422200
  • Apart from all this, you can also ask Brobot for help, which is a virtual assistant of Reliance General Insurance. [5]

Contact InsuranceDekho

If you need help renewing your Reliance policy, don't hesitate to get in touch with InsuranceDekho's customer support team in any of the following ways:

  • You can send an email to
  • Call the helpline number 755 1196 989 [4]

Our dedicated customer support representatives are ready to assist you with any questions or concerns you may have about your policy renewal. Feel free to reach out, and we'll make sure to provide the support you need.



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    Purchasing Reliance health insurance was a simple process because of InsuranceDekho. It was simple to evaluate Reliance's plans on their portal and select the one that best suited my needs. The extensive coverage and reasonable costs that Reliance provided pleased me. With the help of InsuranceDekho, I was able to comprehend the policy details and make the best decision for my needs in terms of health insurance. I appreciate their assistance in getting dependable health insurance.

    By Kiran Verma
    On: Jul 02, 2024
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    Their customer support team was helpful and knowledgeable. They patiently answered all my questions and guided me through the entire process, ensuring I understood everything about my Reliance Health Insurance.

    By Rohit Iyer
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    Purchasing Reliance Health Insurance was made simple by InsuranceDekho! The platform's user-friendly comparison features made it simple for me to compare various options. They provided excellent customer service, walking me through every step and responding to all of my inquiries. All in all, the encounter went smoothly and satisfactorily.

    By Shreya Chandra
    On: Jun 19, 2024
  • Selection process made easy

    Using InsuranceDekho to get Reliance Health Insurance was a wise decision. Their help was outstanding throughout the entire process, providing me with clear and concise information. The platform made it incredibly simple to compare various plans and select the best one that fit my needs. I'm very pleased with the service and support I received.

    By Aditya Rao
    On: Jun 18, 2024
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    Reliance Health Insurance was always on my radar, but I wasn't sure which coverage was best for me. Thankfully, InsuranceDekho came to the rescue! Their platform made the entire procedure easier. I could compare Reliance Health Insurance plans side by side and comprehend the coverage information without difficulty. With their assistance, I was able to locate a reputable Reliance policy that covered the coverage I required. Congratulations to InsuranceDekho and Reliance for making health insurance simple and understandable!

    By Easy compare and Buying
    On: Jun 06, 2024

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