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HDFC ERGO Health Insurance Reviews - Check Genuine HDFC ERGO Reviews Online

432 reviews Rate This
HDFC ERGO Health Insurance
Highlights
Claim Settlement Ratio86.52%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals10,000+
Policies Sold10,66,395
Renewability Lifelong Renewability

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Rating of HDFC ERGO
4.7
Based on
432 User reviews

  • The website is very well managed

    The InsuranceDekho website is very well managed. While buying the HDFC ERGO Health Insurance Plan from their website, it was easy for me to locate everything. Things were very well arranged and managed. Loved buying the plan from their website. 

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    K
    Kush Chandra
    On: Apr 21, 2023

  • Good coverage

    I would like to thank the InsuranceDekho website for helping me buy the HDFC ERGO Health Insurance Plan plan. The plan gave me overall good coverage at a low premium. It also came with added benefits beneficial to the client. Got an amazing deal on the InsuranseDekho platform. 

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    K
    Krish Mehra
    On: Apr 18, 2023

  • Comprehensive information

    The reason I bought the HDFC ERGO Health Insurance Plan from InsuranceDekho is that their website provides detailed information about their policies, coverage options, and discounts. I was able to make an informed decision after going through the detailed information. Thank you for being so thorough. 

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    S
    Smita Singh
    On: Apr 10, 2023

  • Superb services

    The InsuranceDekho website offers superb services to its customers. I recently bought the HDFC ERGO Health Insurance Plan from their website, and the services they provided me are amazing and have encouraged me to visit their website again when in need. 

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    I
    Ishan Mittal
    On: Apr 04, 2023

  • So many plans to choose from

    There are a lot of plans available on the InsuranceDekho website. Out of all those, I chose the HDFC ERGO Health Insurance Plan which met all my needs and requirements well. Happy and satisfied with the purchase. 

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    C
    Chirag Yadav
    On: Mar 29, 2023
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

  • Provided maximum coverage

      I bought the HDFC ERGO Health Insurance Plan from the InsuranceDekho portal. I am so glad that I took the decision to purchase it gave my elderly parents full coverage. It was one of the few plans that offered all-rounded coverage and benefits. So happy with the plan. 

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    P
    Parul Jha
    On: Mar 24, 2023

  • Multiple benefits

      I bought the Individual Health Insurance plan of HDFC ERGO from the InsuranceDekho website. The plan offered multiple benefits and also helped me in meeting my hospitalization expenses. Happy to have found this plan. 

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    S
    Sehaj kapoor
    On: Mar 21, 2023

  • Got a plan of my choice

      The HDFC ERGO Health Insurance Policy that I bought from the InsuranceDekho website is quite helpful. The plan is unique in itself and is meeting all my needs and requirements. I loved the plan. 

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    T
    Tanya Sharma
    On: Mar 16, 2023

  • Amazing benefits

    I recently bought the HDFC Ergo health insurance plan for my family from the InsuranceDekho website. The plan covers my family well from many expenses. I am happy with the purchase and would recommend this plan to all.

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    P
    Preeti SIngh
    On: Mar 02, 2023

  • Affordable plans

      I wanted to buy a good health insurance plan that could settle into my budget easily. I visited the InsuranceDekho website and found affordable plans on the website. I bought the HDFC ERGO Optima secure plan from their website. The plan comes with many benefits. The plan covers many hospitalization expenses. Happy with the purchase.  

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    A
    Ananya Singhal
    On: Mar 01, 2023

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Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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HDFC ERGO Health Insurance Contact Details

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

3624 HDFC ERGO Cashless Network Hospitals in India

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FAQ About HDFC ERGO Health Insurance

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. 

     

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

     

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.

     

  • Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

    The entry age for children is 91 days. However, there is no maximum entry age for adults.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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Network Hospital in Popular Cities

CityNo of Hospital
Karimnagar34
Thane117
Nagpur132
Noida45
Faridabad71
Kolkata100
Surat144
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