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HDFC ERGO Health Insurance Reviews - Check Genuine HDFC ERGO Reviews Online

431 reviews Rate This
Highlights
Claim Settlement Ratio86.52%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals10,000+
Policies Sold10,66,395
Renewability Lifelong Renewability

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Rating of HDFC ERGO
4.7
Based on
431 User reviews
  • Got immediate revert and help

    While buying the HDFC ERGO Health Insurance Plan from the InsuranceDekho website, I was facing a few problems, so I spoke to the agent and listed all my queries. I was entertained with prompt replies solving all my queries regarding the plan. Happy with the service. 

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    S
    Shruti Shah
    On: May 12, 2023
  • Variety of plans offered

    I stumbled upon the InsuranceDekho website and was amazed to see so many different options of plans to choose from. Not only were there different plans, but it also has a detailed description of the plans as well. I chose the HDFC ERGO Health Insurance Plan and am quite happy with it. 

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    H
    Hardeep Singh
    On: May 11, 2023
  • Covers critical illness

    When I bought the HDFC ERGO Health Insurance Plan from the InssuranceDekho website, I was amazed to see the list of illnesses that it covers. This policy is a very useful health insurance policy.

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    C
    Chetna Malhotra
    On: May 10, 2023
  • Best Services

    I am thankful to InsuranceDekho for helping me buy the HDFC ERGO Health Insurance Plan smoothly. My purchase with this online platform was very nice. Amazing job is done by the customer care executives. I loved their anytime assistance policy and appreciate the staff for working 24*7 daily. I would recommend their amazing website to compare and buy a health insurance policy. 

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    A
    Ananta Sahni
    On: May 09, 2023
  • Various options to choose from

    InsuranceDekho is a good online platform to buy health insurance plans. After extensive research, I bought the HDFC ERGO Health Insurance Plan out of all the health insurance policy options that I had. Highly recommended to every individual looking for a good plan.

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    S
    Sangeeta Verma
    On: May 08, 2023
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Simple to understand the policy

    The policies that are available on the InsuranceDekho website are quite easy to understand. In no time I was able to buy the HDFC ERGO Health Insurance Plan and am very happy. 

    Read More
    V
    Vineet Yogi
    On: May 05, 2023
  • Easy connect 24*7

    You can easily connect to the InsuranceDekho portal anytime. I had some queries and as soon as I posted it on the website, I immediately got a revert and was able to buy the HDFC ERGO Health Insurance Plan for myself. Thanks for being so prompt.  

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    U
    Uday Khare
    On: May 04, 2023
  • Customizable policies that fit my specific needs

    Thanks to InsuarnceDekho, I was able to secure the HDFC ERGO Health Insurance Plan for my family. The best part about the website is that it has many policies but can be customized as per your needs and requirements. Thank you, InsuranceDekho for such flexibility. 

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    A
    Aryan Seth
    On: May 03, 2023
  • Simple to understand the policy

    The policies that are available on the InsuranceDekho website are quite easy to understand. In no time I was able to buy the HDFC ERGO Health Insurance Plan and am very happy. 

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    R
    Rishita Nayal
    On: Apr 26, 2023
  • The website is very well managed

    The InsuranceDekho website is very well managed. While buying the HDFC ERGO Health Insurance Plan from their website, it was easy for me to locate everything. Things were very well arranged and managed. Loved buying the plan from their website. 

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    K
    Kush Chandra
    On: Apr 21, 2023
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Choose HDFC ERGO Critical Illness Plan

Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Health Insurance News

HDFC ERGO Health Insurance Contact Details

Reach us for help anytime

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

3624 HDFC ERGO Cashless Network Hospitals in India

FAQ About HDFC ERGO Health Insurance

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. 

     

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

     

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.

     

  • Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

    The entry age for children is 91 days. However, there is no maximum entry age for adults.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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