Skoda Octavia Insurance

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Skoda Octavia Variants

Skoda Octavia is available in 17 variants.Please refer to the below table for the variant details:
Variant NameFuel TypeEx-showroom Price
Skoda Octavia 1.4 TSI MT Ambition Petrol ₹1,599,599.00
Skoda Octavia 1.4 TSI MT Style Petrol ₹1,899,599.00
Skoda Octavia 1.8 TSI AT Style Plus Petrol ₹2,089,900.00
Skoda Octavia 1.8 TSI AT Onyx Petrol ₹1,999,599.00
Skoda Octavia 1.8 TSI AT Style Petrol ₹2,059,599.00
Skoda Octavia 1.8 TSI AT L K Petrol ₹2,359,599.00
Skoda Octavia 2.0 TDI MT Style Diesel ₹2,079,599.00
Skoda Octavia 2.0 TDI AT Onyx Diesel ₹2,199,599.00
Skoda Octavia 2.0 TDI AT Style Plus Diesel ₹2,289,573.00
Skoda Octavia 2.0 TDI AT Style Diesel ₹2,299,599.00
Skoda Octavia 2.0 TDI AT L K Diesel ₹2,359,599.00
Skoda Octavia 2.0 TDI MT Ambition Diesel ₹1,799,599.00
Skoda Octavia Corporate Edition Petrol Petrol ₹1,549,000.00
Skoda Octavia Corporate Edition Diesel Diesel ₹1,699,000.00
Skoda Octavia Facelift Diesel ₹1,850,000.00
Skoda Octavia RS245 Petrol ₹3,599,000.00
Skoda Octavia RS Petrol ₹2,100,000.00

Add-ons For Your Skoda Octavia Car Insurance

  • Zero Depreciation

    A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

  • NCB Cover

    A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

  • Engine Protection Cover

    A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

  • Invoice Cover

    If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

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Skoda Octavia Car Insurance User Reviews

29 Reviews
Why did they insure their car with InsuranceDekho
  • Team helped during claim settlement
    I am really thankful to InsuranceDekho’s team who helped me at the time of claim settlement under my Kotak’s car insuran...
    Read More
    KotakBy Karan NigamOn:23rd September, 2020
  • Flexible payment modes
    It is very easy to purchase a car insurance policy online at InsuranceDekho. Last week I purchased from them Royal Sunda...
    Read More
    Royal SundaramBy Raghav JerathOn:22nd September, 2020
  • Flexible modes of payment offered at InsuranceDekho
    InsuranceDekho offers flexible modes of payment. I recently bought DHFLs third party car insurance policy from them onli...
    Read More
    DhflBy Om Prakash TiwariOn:21st September, 2020
  • I was able to buy the policy within a few minutes
    I wanted to buy Tata AIG’s car insurance policy for my Skoda Octavia car online and therefore contacted the team at Insu...
    Read More
    Tata AigBy Mandeep KaurOn:17th September, 2020
  • The team made claim approval possible
    It is all because of the helpful team at InsuranceDekho who helped me make a claim under Digit’s car insurance policy. I...
    Read More
    DigitBy Gaurav BhatiaOn:16th September, 2020
  • Website has all the required information
    InsuranceDekho’s website has all the required information about all the car insurance policies. I read about a few and d...
    Read More
    New IndiaBy Devesh VaishOn:14th September, 2020
  • Helpful team at InsuranceDekho
    InsuranceDekho has a really helpful team that helped me buy Royal Sundaram car insurance policy for my Skoda Octavia car...
    Read More
    Royal SundaramBy Jagjeet AryaOn:9th September, 2020
  • Easy renewals
    I contacted the customer care executives at InsuranceDekho to get my DHFL car insurance policy renewed for my Skoda Octa...
    Read More
    DhflBy Kapil BhartiOn:8th September, 2020
  • Claim got settled within the stipulated time
    I had read many positive reviews about the easy claim settlement process but believed them only when the customer care e...
    Read More
    DhflBy Anubhav Goel On:7th September, 2020
  • My claim got approved within time
    I recently met with an accident due to which my Skoda Octavia car got damaged and I had to make a claim under my Tata AI...
    Read More
    Tata AigBy Karan Uppal On:1st September, 2020
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Latest Car Insurance News

Skoda Octavia FAQ's

  • 1

    Which insurer has the best claim settlement ratio for Skoda Octavia cars

    Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Skoda Octavia cars.

  • 2

    From where can I purchase insurance for my Skoda Octavia car

    You can compare car insurance policies offered by all the top-rated insurers in India for Skoda Octavia at InsuranceDekho and choose the plan which best suits your needs. With InsuranceDekho, you can purchase an insurance policy in just 5 minutes

  • 3

    Which are the insurance add-ons for Skoda Octavia cars

    The most opted insurance add-ons with Skoda Octavia cars include RSA (Road Side Assistance) cover, zero depreciation add-on, NCB (No Claim Bonus) cover and engine cover among others.

  • 4

    What all documents do I need to get my Skoda Octavia car insurance renewed?

    You can get your Skoda Octavia car insurance policy renewed paperlessly with InsuranceDekho. You just need to have the following details with you:
    1 Previous Year Policy Number
    2 Previous Year Policy Expiry Date
    3 Vehicle Registration Number

*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email