Skoda Car Insurance

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Skoda Auto is a Czech automobile manufacturer, which was founded in 1895 in the Czech Republic. However, it made its entry in India with its subsidiary called Skoda Auto India Pvt Ltd in 2001. It has its manufacturing unit located in Aurangabad, Maharashtra.

In 2019, Skoda Auto India Pvt Ltd. got merged with Volkswagen Group India to become SKODA Auto Volkswagen India Pvt Ltd.

Skoda’s portfolio currently includes 4 models including Skoda Rapid, Skoda Octavia, Skoda Superb and Skoda Kodiaq with an average ex-showroom price of Rs. 8.82 lakh, Rs. 17.99 lakh, Rs. 25.99 lakh and Rs. 33 lakh respectively. Skoda Octavia was its first model, which was launched back in 2001.

Skoda Rapid has been the highest-selling model for Skoda India. In the view of its success, the firm has lately introduced an economical variant of Skoda Rapid with the name of Rapid Rider. The company also focuses on hybrid and electric vehicles with its sub-brand known as Skoda Vision iV.

Skoda Cars Insurance Premium Price

ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
Skoda Octavia Combi1.8 Turbo Petrol RS MT 785402 4320 23335
Skoda Rapid1.6 MPI Ambition 667296 3477 19377
Skoda FabiaNew 408750 3506 12480
Skoda Laura1.8 TSI Ambiente 1050733 7355 28226
Skoda Octavia1.8 TSI AT Style Plus 1641899 8702 22008
Skoda SuperbAmbition 2.0 TDI CR AT 1807308 9579 34707
Skoda YetiStyle 4X4 1101241 6057 28974
Skoda Kodiaq2.0 TDI Style 2483641 13163 53070
The above-mentioned premiums are suggestive and may change basis terms & conditions

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Add-ons For Your Skoda Car Insurance

  • Zero Depreciation

    A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

  • NCB Cover

    A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

  • Engine Protection Cover

    A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

  • Invoice Cover

    If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

Skoda Car Insurance User Reviews

What users are saying
  • Team helped during claim settl...

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    By Karan Nigam
    On: 23rd September, 2020
  • Flexible payment modes

    It is very easy to purchase a car insurance policy online at InsuranceDekho. Last week I purchased from them R...

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    By Raghav Jerath
    On: 22nd September, 2020
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    HDFC Ergo offers reliable car insurance policies at affordable premiums. I recently purchased from them a com...

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    On: 22nd September, 2020
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    InsuranceDekho’s website has a variety of car insurance policies that one may find it difficult to choose the ...

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    New India
    By CP Singh
    On: 21st September, 2020
  • Flexible modes of payment offe...

    InsuranceDekho offers flexible modes of payment. I recently bought DHFLs third party car insurance policy from...

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    By Om Prakash Tiwari
    On: 21st September, 2020
  • Fast and good

    I got good and quick insurance service. The executives were helpful and guided me through the whole process. ...

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    Iffco Tokio
    Skoda Rapid 2013-2016 Gurgaon
    On: 18th September, 2020
  • Simple process

    Simple buying process is one of the best features of InsuranceDekho. It gave me an excellent purchase experien...

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    By Hira Singh
    On: 17th September, 2020
  • I was able to buy the policy ...

    I wanted to buy Tata AIG’s car insurance policy for my Skoda Octavia car online and therefore contacted the te...

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    Tata Aig
    By Mandeep Kaur
    On: 17th September, 2020
  • Process took just a few minut...

    Buying car insurance policy online at IsuranceDekho took just a few minutes. I entered details, compared and a...

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    By Vijay Tondon
    On: 16th September, 2020
  • The team made claim approval p...

    It is all because of the helpful team at InsuranceDekho who helped me make a claim under Digit’s car insurance...

    Read More
    By Gaurav Bhatia
    On: 16th September, 2020


  • How long does it take to renew a Skoda car insurance?

    You can get your Skoda car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Skoda cars

    The popular insurance add-ons opted with Skoda cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Skoda car

    You can visit our website, compare all available premium quotes for Skoda cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Skoda cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Skoda cars.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.