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Bharti AXA Car Insurance

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Highlights
    Network Garages5,200+
    Claim Settlement Ratio87.99%
    Emergency AssistanceAvailable 24/7
    Policies Issued2 crore+
    AccreditationDual ISO Certification
    Presence135+ branches

    About Bharti AXA

    Bharti AXA General Insurance Company Ltd is a leading name in the insurance industry. The company is a joint venture between Bharti Enterprises and AXA Business Group. The alliance offers a bunch of insurance products to retail and commercial clients. Are you curious to learn about the company that holds the reins? Afterall, both Bharti Enterprises and Axa Business Group are business giants. In the alliance, Bharti Enterprises own 51% of the stakes while AXA enjoys the remaining 49%. Operations of the company commenced in India in August 2008. However, the alliance was first incorporated on 13th July 2007.

    Bharti AXA General Insurance Company Ltd offers more than 50 different products. From car insurance, health insurance and home insurance to personal accidental insurance, travel insurance, two-wheeler insurance and more, the company caters to a wide sector of rural, retail and commercial clients.

    Bharti AXA Car Insurance

    Bharti AXA General Insurance offers different types of car insurance plans to provide basic to overall protection to its policyholder. Its insurance covers include third-party car insurance policy, standalone own-damage car insurance policy and comprehensive car insurance policy. These car insurance policies are designed to offer you protection from financial implications which you may incur towards a third party or may arise due to damages or losses caused to your own car due to an accident, theft, fire, natural calamities and man made disasters, etc.

    The insurer enables you to drive your car with expanded insurance coverage by offering a wider range of car insurance add-on covers. Apart from third-party car insurance policy, you can purchase add-on cover(s) such as depreciation cover, roadside assistance, consumable cover, key replacement cover and so on, to extend your standalone own-damage and comprehensive plan coverage.

    The company introduces an interface that helps selecting car insurance plans with ease. You can not only customize these car insurance plans, but also get them renewed and also keep tabs about the quoted car insurance premiums without any hassle at all. With a Bharti AXA car insurance policy, you can get instant and simple policy issuance, anytime claim assistance, extensive network of garages, and so on.

    Significant Points of Bharti AXA Car Insurance

    Features

    Coverage

    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Add-on Covers

    10 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Benefits of Bharti AXA Car Insurance

    • A wide network of 5,200+ garages
    • 24x7 emergency assistance is provided
    • Simple and swift claim settlement process
    • Digitally enabled insurance solutions offered
    • Allows policyholders to make unlimited claims.

    Bharti AXA Car Insurance Add-Ons

    • No Claim Bonus Protector

      If you proceed with a claim, your NCB accumulated over the years scales back to zero. Having this add-on is a great bonus. Even after you’ve made two claim in a given policy period, NCB value remains the same.

    • Roadside Assistance

      Need help with our car in the middle of nowhere at the most odd hour? Don’t worry. If you’ve stepped your policy cover with a roadside assistance rider, facilities like towing, flat tyre repair, refueling and other emergency services will be provided.

    • Rider for Hydrostatic Lock

      if you reside in areas where there’s a lot of water-logging and floods, having this cover is only beneficial. The rider will cover for damages in the engine or engine parts. However, the rider can be availed only if the vehicle is less than 5 years in age.

    • Co-Passenger Cover

      Unlike ordinary policies, a co-passenger cover provide coverage for fellow passengers in the vehicle in case of injury, disability and death.

    • Zero Depreciation Cover

      The rider is valuable in all forms. No depreciation will be calculated on expenses related to replacement of plastic parts, rubber, fiber and glass parts.

    Bharti AXA Car Insurance Claim Process

    It's 8 step simple process,Hassle FREE
    • 1

      Intimate Your Insurer

      Call up Bharti AXA’s helpline number 1800-103-2292 and get your claim registered. Go visit the workshop and intimate the insurance company.
    • 2

      Show Up At The Workshop

      Drive your vehicle to the nearest workshop or get the car towed at the earliest.
    • 3

      Watch Out For The Survey Process To Start

      After intimation of the claim, a surveyor is appointed in 24-48 working hours.
    • 4

      Documentation and Processing

      Hand out the required documents to the insurer. DL, RC, Claim Intimation Form, Aadhar Card, Policy Copy, PAN Card and a Repair Estimate for instance.
    • 5

      The Survey is Done

      The surveyor wraps up the survey in 24-48 working hours.
    • 6

      Decision by The Surveyor

      After thorough survey, the surveyor either rejects or accepts the claim. Repair works continue only after approval.
    • 7

      Issuance of Delivery Order

      After all repair jobs are wrapped up, a final survey is done and a delivery order is issued.
    • 8

      Non Cashless – The Process!

      In case of non-cashless claims, you will need to bear the expenses of repair. The agreed claim amount will be reimbursed quick.

    618 Bharti Axa Cashless Garages in India

    Must Read Articles before buying Bharti Axa Car Insurance

    Bharti AXA Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • NCB
    • Various online payment modes

      I visited the InsuranceDekho platform for my insurance-related needs and purchased a Bharti AXA car insurance ...

      Read More
      U
      By Umang Asthana
      On: August 4, 2021
    • Range of add-on covers

      I have a Bharti AXA car insurance plan that insures my Chevrolet Sail car. I bought the insurance policy from...

      Read More
      By Tushar Garg
      On: August 2, 2021
    • Several types of plans

      The InsuranceDekho platform provided me with a range of policies loaded with exciting benefits and coverages. ...

      Read More
      P
      By Priyanshu Nigam
      On: July 28, 2021
    • Rapid renewal process

      The InsuranceDekho platform helped me a lot in getting my Bharti AXA car insurance policy renewed in a few min...

      Read More
      K
      By Kartik Jain
      On: July 26, 2021
    • Quick and economic

      Less Premium + Higher IDV + Fast Service. Overall a very good and satisfactory experience. Let us see what ...

      A
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      On: July 24, 2021
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      The InsuranceDekho platform holds a plenty of add-on covers that are equipped with a special feature that woul...

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      S
      By Shubhang Bhatnagar
      On: July 23, 2021
    • A lot of options

      The InsuranceDekho platform provided me various options related to car insurance to choose from which helped m...

      Read More
      S
      By Shirish Thakkar
      On: July 21, 2021
    • Generate quotes easily

      I got to know about the InsuranceDekho platform from my friend. I got the policy quote quickly and seamlessly ...

      Read More
      C
      By Chandan Singh
      On: July 19, 2021
    • Simple renewal process

      I have a Bharti AXA car insurance policy to secure my Hyundai i20 Active car. I have this policy for the last ...

      Read More
      By Rohit Jain
      On: July 16, 2021
    • Helps to Analyse plans

      It is good to examine insurance policies before purchasing. The InsuranceDekho portal provided me the opportun...

      Read More
      B
      By Bijendra Rawat
      On: July 14, 2021
    • Various online payment modes

      I visited the InsuranceDekho platform for my insurance-related needs and purchased a Bharti AXA car insurance ...

      Read More
      U
      By Umang Asthana
      On: August 4, 2021
    • Range of add-on covers

      I have a Bharti AXA car insurance plan that insures my Chevrolet Sail car. I bought the insurance policy from...

      Read More
      By Tushar Garg
      On: August 2, 2021
    • Several types of plans

      The InsuranceDekho platform provided me with a range of policies loaded with exciting benefits and coverages. ...

      Read More
      P
      By Priyanshu Nigam
      On: July 28, 2021
    • Rapid renewal process

      The InsuranceDekho platform helped me a lot in getting my Bharti AXA car insurance policy renewed in a few min...

      Read More
      K
      By Kartik Jain
      On: July 26, 2021
    • Plenty of add-on covers

      The InsuranceDekho platform holds a plenty of add-on covers that are equipped with a special feature that woul...

      Read More
      S
      By Shubhang Bhatnagar
      On: July 23, 2021
    • A lot of options

      The InsuranceDekho platform provided me various options related to car insurance to choose from which helped m...

      Read More
      S
      By Shirish Thakkar
      On: July 21, 2021
    • Generate quotes easily

      I got to know about the InsuranceDekho platform from my friend. I got the policy quote quickly and seamlessly ...

      Read More
      C
      By Chandan Singh
      On: July 19, 2021
    • Simple renewal process

      I have a Bharti AXA car insurance policy to secure my Hyundai i20 Active car. I have this policy for the last ...

      Read More
      By Rohit Jain
      On: July 16, 2021
    • Helps to Analyse plans

      It is good to examine insurance policies before purchasing. The InsuranceDekho portal provided me the opportun...

      Read More
      B
      By Bijendra Rawat
      On: July 14, 2021
    • Professional team

      Must say that the team at InsuranceDekho is highly professional. Not only I was advised the best car insurance...

      Read More
      R
      By Raman Singh Yadav
      On: July 12, 2021
    • Several types of plans

      The InsuranceDekho platform provided me with a range of policies loaded with exciting benefits and coverages. ...

      Read More
      P
      By Priyanshu Nigam
      On: July 28, 2021
    • Policy within budget

      I have just bought a used Chevrolet Optra SRV and was wondering which policy to buy to insure the car. I came ...

      Read More
      S
      By Shouvik Singh
      On: June 28, 2021
    • Impressive chatbox

      InsuranceDekho chatbox is super effective and has all policy information. It is proactive and resolves all kin...

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      T
      By Tarun Roy
      On: April 26, 2021
    • Best insurance companies

      As soon as I landed on InsuranceDekho, I found the updated list of the best insurance companies along with the...

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      R
      By Rajesh Kashyap
      On: April 7, 2021
    • Quick and effortless policy

      Insuring my Kia Carnival with Bharti AXA Comprehensive car insurance policy has been quick and effortless on I...

      Read More
      K
      By Kunal Mehra
      On: April 1, 2021
    • Trustworthy website

      There is no other insurance website as trustworthy as InsuranceDekho. I could easily find authentic and releva...

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      A
      By Aditi Nayek
      On: March 22, 2021
    • Easy quote generation

      The generation of quotes for my Maruti Baleno was really easy. I just had to give the registration number of m...

      Read More
      R
      By Rounak Sharma
      On: March 10, 2021
    • Policy within budget

      I found a bunch of budget-friendly policies on InsuranceDekho. I checked the minute details and compared. The ...

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      S
      By Sumoti Naskar
      On: February 19, 2021
    • Easy quote generation

      Generating quotes for my Honda Amaze was the easiest on InsuranceDekho. I just had to submit the registration ...

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      R
      By Rudranil Nayek
      On: January 25, 2021
    • Quick and Comprehensive Compar...

      It was really quick and easy to compare quotations from multiple insurers on a single page. I was able to see ...

      L
      Maruti Baleno New Delhi
      By Lata Khosla
      On: December 9, 2020
    • Affordable premium options

      InsuranceDekho has a broad collection of policies to offer. Therefore, the budget range is also wide. This mad...

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      C
      By Chanrani Barua
      On: December 18, 2020
    • Quick and Comprehensive Compar...

      It was really quick and easy to compare quotations from multiple insurers on a single page. I was able to see ...

      L
      Maruti Baleno New Delhi
      By Lata Khosla
      On: December 9, 2020
    • Many cashless garages

      Bharti AXA has a good number of cashless garages. I bought its comprehensive car insurance policy for my Mahin...

      Read More
      By Dilip Sarkar
      On: September 21, 2020
    • A robust network of garages

      Bharti AXA general insurance holds a giant network of garages where I could find cashless garages for my Marut...

      Read More
      S
      By Sanket Bhonsle
      On: May 18, 2020
    • Cashless garage network

      The Bharti AXA insurance holds a wide range of cashless garages with over 5200. This huge number gives me the ...

      Read More
      B
      By Bijendra Yadav
      On: April 29, 2020
    • A wide network of garages

      Bharti AXA holds a network of more than 5000 cashless garages that has helped me twice in getting my Maruti Su...

      Read More
      R
      By Romesh Kamra
      On: April 20, 2020
    • Add-ons are compelling

      Add-ons listed on InsuranceDekho is compelling. Each one has been designed to enhance policy coverage at an af...

      Read More
      P
      By Priyam Dutta
      On: June 23, 2021
    • Streamlined claim settlement

      Settling claim under Bharti AXA Comprehensive car insurance policy was streamlined on InsuranceDekho. When my ...

      Read More
      A
      By Abhipsha Lahiri
      On: June 7, 2021
    • Instant chat response

      I came to InsuranceDekho and used the chatbox to post a query regarding my Bharti AXA car insurance policy. I ...

      Read More
      R
      By Ria Choudhury
      On: May 31, 2021
    • Chatbox is awesome

      My Toyota Fortuner is insured with Bharti AXA Third Party car insurance policy. To enhance coverage, I posted ...

      Read More
      M
      By Madhuri Mehra
      On: May 24, 2021
    • Quick claim processing

      The processing of claim settlement was smooth on InsuranceDekho. I made a claim under Bharti AXA Comprehensive...

      Read More
      D
      By Drishti Majumdar
      On: April 30, 2021
    • Gives significant policy advic...

      I found significant policy advice on InsuranceDekho when I came here for a befitting car insurance policy to i...

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      M
      By Mainak Bhaduri
      On: April 29, 2021
    • Understood the significance of...

      InsuranceDekho helped me to understand the significance of on-time renewal. This helped me to keep my NCB inta...

      Read More
      A
      By Antarip Dutta
      On: April 23, 2021
    • Start chat with a single click

      I was visiting InsuranceDekho for the first time to insure my Datsun RediGo with a compatible policy. I saw th...

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      K
      By Kanika Reddy
      On: April 22, 2021
    • Compare policies using the pre...

      Comparing multiple car insurance policy premium rates using the premium calculator was a cakewalk on Insurance...

      Read More
      D
      By Debalina Chowdhury
      On: April 9, 2021
    • Quick and effortless policy

      Insuring my Kia Carnival with Bharti AXA Comprehensive car insurance policy has been quick and effortless on I...

      Read More
      K
      By Kunal Mehra
      On: April 1, 2021
    • Quick and economic

      Less Premium + Higher IDV + Fast Service. Overall a very good and satisfactory experience. Let us see what ...

      A
      Toyota Etios 2010-2012 Pimpri chinchwad
      By ANMOL MUDHOLKAR
      On: July 24, 2021
    • Professional team

      Must say that the team at InsuranceDekho is highly professional. Not only I was advised the best car insurance...

      Read More
      R
      By Raman Singh Yadav
      On: July 12, 2021
    • Outstanding digital services

      From policy issuance, information gathering, renewal to claim settlement, I could avail everything that concer...

      Read More
      By Pratim Paul
      On: June 25, 2021
    • Streamlined claim settlement

      I made a claim under Bharti AXA car insurance policy on InsuranceDekho for the annual servicing charges. I boo...

      Read More
      A
      By Anubhav Bhaduri
      On: June 14, 2021
    • Streamlined claim settlement

      Settling claim under Bharti AXA Comprehensive car insurance policy was streamlined on InsuranceDekho. When my ...

      Read More
      A
      By Abhipsha Lahiri
      On: June 7, 2021
    • Quick claim processing

      The processing of claim settlement was smooth on InsuranceDekho. I made a claim under Bharti AXA Comprehensive...

      Read More
      D
      By Drishti Majumdar
      On: April 30, 2021
    • Plethora of options

      InsuranceDekho has a plethora of best insurance companies that have high claim settlement ratios and wider net...

      Read More
      By Parimal Ghosh
      On: April 28, 2021
    • On-time inspection

      While making a claim under Bharti AXA car insurance policy for Toyota Camry, I sent an email to InsuranceDekho...

      Read More
      K
      By Kusum Reddy
      On: April 21, 2021
    • Best insurance companies

      As soon as I landed on InsuranceDekho, I found the updated list of the best insurance companies along with the...

      Read More
      R
      By Rajesh Kashyap
      On: April 7, 2021
    • Easy to deal with

      The website of InsuranceDekho is really easy to deal with. I have used the website multiple times to issue, re...

      Read More
      R
      By Rukmini Mullick
      On: March 26, 2021
    • Rapid renewal process

      The InsuranceDekho platform helped me a lot in getting my Bharti AXA car insurance policy renewed in a few min...

      Read More
      K
      By Kartik Jain
      On: July 26, 2021
    • Simple renewal process

      I have a Bharti AXA car insurance policy to secure my Hyundai i20 Active car. I have this policy for the last ...

      Read More
      By Rohit Jain
      On: July 16, 2021
    • Offers smooth portability

      At the time of renewing my existing car insurance plan issued for Ford Fiesta, I wanted to port. So, I filled ...

      Read More
      H
      By Hemang Parmar
      On: July 9, 2021
    • Outstanding digital services

      From policy issuance, information gathering, renewal to claim settlement, I could avail everything that concer...

      Read More
      By Pratim Paul
      On: June 25, 2021
    • Understood the significance of...

      InsuranceDekho helped me to understand the significance of on-time renewal. This helped me to keep my NCB inta...

      Read More
      A
      By Antarip Dutta
      On: April 23, 2021
    • Easy to deal with

      The website of InsuranceDekho is really easy to deal with. I have used the website multiple times to issue, re...

      Read More
      R
      By Rukmini Mullick
      On: March 26, 2021
    • Payment and renewal reminders

      I am grateful to InsuranceDekho as they keep me updated on my payment and renewal reminders. So I have never m...

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      R
      By Rathin Bhattacharya
      On: March 24, 2021
    • Incredible service

      I have a Renault Pulse insured with Bharti AXA car insurance policy. I often come to InsuranceDekho whenever a...

      Read More
      S
      By Safeena Haqq
      On: March 9, 2021
    • Could renew all by myself

      I could renew the Bharti AXA car insurance policy issued for Honda CR-V all by myself just by following the si...

      Read More
      N
      By Naveena Kaur
      On: March 5, 2021
    • Renew policy with a few click

      Renewing Bharti AXA car insurance policy from InsuranceDekho was done with just a few clicks. I issued the pol...

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      Y
      By Yasmine Singh
      On: February 10, 2021
    • Quick and economic

      Less Premium + Higher IDV + Fast Service. Overall a very good and satisfactory experience. Let us see what ...

      A
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      By Namrata Agarwal
      On: May 17, 2021
    • Start chat with a single click

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      By Kanika Reddy
      On: April 22, 2021
    • Compare policies using the pre...

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      By Debalina Chowdhury
      On: April 9, 2021
    • Conversational chatbox

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      By Viraag Basu
      On: March 25, 2021
    • Smooth payment

      Paying the premium of Bharti AXA car insurance policy for Skoda Rapid was smooth on InsuranceDekho. Once I fin...

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      A
      By Arjun Desai
      On: March 19, 2021
    • Multiple payment modes are all...

      I got to know that InsuranceDekho is quite flexible and allows multiple payment modes, keeping the feasibility...

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      By Eklavya Mahato
      On: March 18, 2021
    • Online calculator

      The online calculator on InsuranceDekho has made complicated policy premium calculation a simple. This makes i...

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      A
      By Abhik Maitra
      On: February 15, 2021
    • Handy premium calculator

      The premium calculator on InsuranceDekho helps to calculate policy premiums swiftly. It also helps customers w...

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      R
      By Ritesh Bharadwaj
      On: February 5, 2021
    • Useful premium calculator

      A premium calculator is a powerful tool on the platform of InsuranceDekho. I used it to calculate Bharti AXA c...

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      H
      By Hemangi Parekh
      On: January 7, 2021
    • Instant chat response

      I came to InsuranceDekho and used the chatbox to post a query regarding my Bharti AXA car insurance policy. I ...

      Read More
      R
      By Ria Choudhury
      On: May 31, 2021
    • Understood the significance of...

      InsuranceDekho helped me to understand the significance of on-time renewal. This helped me to keep my NCB inta...

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      A
      By Antarip Dutta
      On: April 23, 2021
    • Got protection of NCB cover

      I have protection of NCB under Bharti AXA comprehensive bike insurance policy for my Chevrolet Sail. I purchas...

      Read More
      T
      By Tirtha Kayal
      On: January 27, 2021
    • Got NCB during renewal

      My Ford Figo is insured under Bharti AXA car insurance policy. Last year, I issued the policy from InsuranceDe...

      Read More
      B
      By Biren Nayek
      On: January 22, 2021
    • Availability of multiple add-o...

      InsuranceDekho has a bunch of add on covers to offer. These add ons help customers to enhance the coverage of ...

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      H
      By Hemlata Chatterjee
      On: December 31, 2020

    Bharti AXA Car Insurance FAQs

    • How will I be benefited on choosing Bharti AXA as my car insurance partner?

      Bharti AXA is a leading name in the industry. You will enjoy getting hands on custom-made products, exclusively designed according to your needs.

    • Can I pay out premiums for my Bharti AXA policy in installments?

      Unfortunately No! According to section 64VB of the insurance act, 1938, policy-bearers must pay the entire insurance premium amount in advance.

    • If I want to add additional rider to my Bharti AXA policy, how much extra should I pay out?

      There are quite a lot of factors on which pricing of add-ons depend. For instance, age of the vehicle, make, model and location. To sum up, Bharti AXA ensures affordable prices for all add-ons.

    • Can I expect a refund of premium, paid against my Bharti AXA policy?

      Please Note: Refund of premiums against car policies is solely at the discretion of the company. However, there’s a fair chance of getting premiums refunded only after the insurance policy is returned.

      **Carefully read the terms and conditions for a better understanding.**

    • What a Bharti AXA Insurance policy does not cover?

      Car insurance policy by Bharti AXA does not cover:

      • Mechanical and electrical breakdowns.
      • Obvious wear and tear due to aging of a vehicle.
      • Accidents done on purpose.
      • Collision as a result of driving under the influence of alcohol.
      • Damage to third party without a valid license.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Bharti AXA Car Insurance Contact Details

    For any assistance or query, call us on:

    Bharti AXA Wording Download

    • 170.4 kb
    • PDF Document
    • March 14,2019

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