
- Save upto 75%*Lowest Car Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
Bharti AXA Car Insurance

Network Garages | 5,200+ |
Claim Settlement Ratio | 87.99% |
Emergency Assistance | Available 24/7 |
Policies Issued | 2 crore+ |
Accreditation | Dual ISO Certification |
Presence | 135+ branches |
About Bharti AXA General Insurance (Now ICICI Lombard General Insurance)
Bharti AXA General Insurance is a part of ICICI Lombard General Insurance since 08/09/2021. Bharti AXA is a leading name in the insurance industry. The company is a joint venture between Bharti Enterprises and AXA Business Group. The alliance offers a bunch of insurance products to retail and commercial clients. Are you curious to learn about the company that holds the reins? Afterall, both Bharti Enterprises and Axa Business Group are business giants. In the alliance, Bharti Enterprises own 51% of the stakes while AXA enjoys the remaining 49%. Operations of the company commenced in India in August 2008. However, the alliance was first incorporated on 13th July 2007.
Bharti AXA General Insurance Company Ltd offers more than 50 different products. From car insurance, health insurance and home insurance to personal accidental insurance, travel insurance, two-wheeler insurance and more, the company caters to a wide sector of rural, retail and commercial clients.
Bharti AXA Car Insurance
Bharti AXA General Insurance offers different types of car insurance plans to provide basic to overall protection to its policyholder. Its insurance covers include third-party car insurance policy, standalone own-damage car insurance policy and comprehensive car insurance policy. These car insurance policies are designed to offer you protection from financial implications which you may incur towards a third party or may arise due to damages or losses caused to your own car due to an accident, theft, fire, natural calamities and man made disasters, etc.
The insurer enables you to drive your car with expanded insurance coverage by offering a wider range of car insurance add-on covers. Apart from third-party car insurance policy, you can purchase add-on cover(s) such as depreciation cover, roadside assistance, consumable cover, key replacement cover and so on, to extend your standalone own-damage and comprehensive plan coverage.
The company introduces an interface that helps selecting car insurance plans with ease. You can not only customize these car insurance plans, but also get them renewed and also keep tabs about the quoted car insurance premiums without any hassle at all. With a Bharti AXA car insurance policy, you can get instant and simple policy issuance, anytime claim assistance, extensive network of garages, and so on.
Significant Points of Bharti AXA Car Insurance
Features | Coverage |
Third Party Property Damage | Up to Rs. 7.5 Lakh |
Own Damage Cover | Coverage for Own Car for Its Loss and Damage |
Personal Accident Cover | Up to Rs. 15 Lakh |
Add-on Covers | 10 Add-on Covers |
Claim Assistance | 24/7 Claim Assistance |
Calculate Your Car Insurance
- Maruti
- Hyundai
- Honda
- Toyota
- Mahindra
- Ahmedabad
- Bangalore
- Chandigarh
- Chennai
- Gurgaon
Benefits of Bharti AXA Car Insurance
- A wide network of 5,200+ garages
- 24x7 emergency assistance is provided
- Simple and swift claim settlement process
- Digitally enabled insurance solutions offered
- Allows policyholders to make unlimited claims.
Bharti AXA Car Insurance Add-Ons
No Claim Bonus Protector
If you proceed with a claim, your NCB accumulated over the years scales back to zero. Having this add-on is a great bonus. Even after you’ve made two claim in a given policy period, NCB value remains the same.
Roadside Assistance
Need help with our car in the middle of nowhere at the most odd hour? Don’t worry. If you’ve stepped your policy cover with a roadside assistance rider, facilities like towing, flat tyre repair, refueling and other emergency services will be provided.
Rider for Hydrostatic Lock
if you reside in areas where there’s a lot of water-logging and floods, having this cover is only beneficial. The rider will cover for damages in the engine or engine parts. However, the rider can be availed only if the vehicle is less than 5 years in age.
Co-Passenger Cover
Unlike ordinary policies, a co-passenger cover provide coverage for fellow passengers in the vehicle in case of injury, disability and death.
Zero Depreciation Cover
The rider is valuable in all forms. No depreciation will be calculated on expenses related to replacement of plastic parts, rubber, fiber and glass parts.
Bharti AXA Car Insurance Claim Process
618 Bharti Axa Cashless Garages in India
Explore Bharti Axa Car Insurance
Must Read Articles before buying Bharti Axa Car Insurance
Insurance Products by Bharti Axa General Insurance
Bharti AXA Car Insurance FAQs
How will I be benefited on choosing Bharti AXA as my car insurance partner?
Bharti AXA is a leading name in the industry. You will enjoy getting hands on custom-made products, exclusively designed according to your needs.
Can I pay out premiums for my Bharti AXA policy in installments?
Unfortunately No! According to section 64VB of the insurance act, 1938, policy-bearers must pay the entire insurance premium amount in advance.
If I want to add additional rider to my Bharti AXA policy, how much extra should I pay out?
There are quite a lot of factors on which pricing of add-ons depend. For instance, age of the vehicle, make, model and location. To sum up, Bharti AXA ensures affordable prices for all add-ons.
Can I expect a refund of premium, paid against my Bharti AXA policy?
Please Note: Refund of premiums against car policies is solely at the discretion of the company. However, there’s a fair chance of getting premiums refunded only after the insurance policy is returned.
**Carefully read the terms and conditions for a better understanding.**
What a Bharti AXA Insurance policy does not cover?
Car insurance policy by Bharti AXA does not cover:
- Mechanical and electrical breakdowns.
- Obvious wear and tear due to aging of a vehicle.
- Accidents done on purpose.
- Collision as a result of driving under the influence of alcohol.
- Damage to third party without a valid license.


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Bharti AXA Car Insurance Contact Details
