- Save upto 75%*Lowest Car Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
About Bharti AXA General Insurance (Now ICICI Lombard General Insurance)
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Benefits of Bharti AXA Car Insurance
- A wide network of 5,200+ garages
- 24x7 emergency assistance is provided
- Simple and swift claim settlement process
- Digitally enabled insurance solutions offered
- Allows policyholders to make unlimited claims.
Bharti AXA Car Insurance Add-Ons
No Claim Bonus Protector
If you proceed with a claim, your NCB accumulated over the years scales back to zero. Having this add-on is a great bonus. Even after you’ve made two claim in a given policy period, NCB value remains the same.
Need help with our car in the middle of nowhere at the most odd hour? Don’t worry. If you’ve stepped your policy cover with a roadside assistance rider, facilities like towing, flat tyre repair, refueling and other emergency services will be provided.
Rider for Hydrostatic Lock
if you reside in areas where there’s a lot of water-logging and floods, having this cover is only beneficial. The rider will cover for damages in the engine or engine parts. However, the rider can be availed only if the vehicle is less than 5 years in age.
Unlike ordinary policies, a co-passenger cover provide coverage for fellow passengers in the vehicle in case of injury, disability and death.
Zero Depreciation Cover
The rider is valuable in all forms. No depreciation will be calculated on expenses related to replacement of plastic parts, rubber, fiber and glass parts.
Bharti AXA Car Insurance Claim Process
Intimate Your InsurerCall up Bharti AXA’s helpline number 1800-103-2292 and get your claim registered. Go visit the workshop and intimate the insurance company.
Show Up At The WorkshopDrive your vehicle to the nearest workshop or get the car towed at the earliest.
Watch Out For The Survey Process To StartAfter intimation of the claim, a surveyor is appointed in 24-48 working hours.
Documentation and ProcessingHand out the required documents to the insurer. DL, RC, Claim Intimation Form, Aadhar Card, Policy Copy, PAN Card and a Repair Estimate for instance.
The Survey is DoneThe surveyor wraps up the survey in 24-48 working hours.
Decision by The SurveyorAfter thorough survey, the surveyor either rejects or accepts the claim. Repair works continue only after approval.
Issuance of Delivery OrderAfter all repair jobs are wrapped up, a final survey is done and a delivery order is issued.
Non Cashless – The Process!In case of non-cashless claims, you will need to bear the expenses of repair. The agreed claim amount will be reimbursed quick.
618 Bharti Axa Cashless Garages in India
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Must Read Articles before buying Bharti Axa Car Insurance
- Read this article to get easy steps on purchasing your car insurance with Bharti AXA General Insurance.
- Read this article to find out the top features of car insurance from Bharti AXA General Insurance along with its benefits.
- How can I check my car insurance status? let's learn.
- Are you looking to buy an appropriate car insurance policy when you reach 30’s? Read the whole article.
- Sunstroke can not only damage your health but it also impacts the performance of your precious car. Tips to protect your Car from getting a sunstroke.
Bharti AXA Car Insurance User Reviews
- Most Helpful
- Cashless Garages
- Add On
Bharti AXA Car Insurance FAQs
How will I be benefited on choosing Bharti AXA as my car insurance partner?
Bharti AXA is a leading name in the industry. You will enjoy getting hands on custom-made products, exclusively designed according to your needs.
Can I pay out premiums for my Bharti AXA policy in installments?
Unfortunately No! According to section 64VB of the insurance act, 1938, policy-bearers must pay the entire insurance premium amount in advance.
If I want to add additional rider to my Bharti AXA policy, how much extra should I pay out?
There are quite a lot of factors on which pricing of add-ons depend. For instance, age of the vehicle, make, model and location. To sum up, Bharti AXA ensures affordable prices for all add-ons.
Can I expect a refund of premium, paid against my Bharti AXA policy?
Please Note: Refund of premiums against car policies is solely at the discretion of the company. However, there’s a fair chance of getting premiums refunded only after the insurance policy is returned.
**Carefully read the terms and conditions for a better understanding.**
What a Bharti AXA Insurance policy does not cover?
Car insurance policy by Bharti AXA does not cover:
- Mechanical and electrical breakdowns.
- Obvious wear and tear due to aging of a vehicle.
- Accidents done on purpose.
- Collision as a result of driving under the influence of alcohol.
- Damage to third party without a valid license.
Why to buy from InsuranceDekho?
- Instant policy # within 5 mins
- More than 11.5 Lac happy customers
- Claim Support available all 7 days of the week
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