Car insurance starting from Rs. 2072/year*
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    Lowest Car Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Bharti AXA Car Insurance

196 reviews Rate This
Highlights
    Network Garages5,200+
    Claim Settlement Ratio88.49% in FY19
    Emergency AssistanceAvailable 24/7
    Policies Issued2 crore+
    AccreditationDual ISO Certification
    Presence135+ branches

    About Bharti AXA

    Bharti AXA General Insurance Company Ltd is a leading name in the insurance industry. The company is a joint venture between Bharti Enterprises and AXA Business Group. The alliance offers a bunch of insurance products to retail and commercial clients. Are you curious to learn about the company that holds the reins? Afterall, both Bharti Enterprises and Axa Business Group are business giants. In the alliance, Bharti Enterprises own 51% of the stakes while AXA enjoys the remaining 49%. Operations of the company commenced in India in August 2008. However, the alliance was first incorporated on 13th July 2007.

    Bharti AXA General Insurance Company Ltd offers more than 50 different products. From car insurance, health insurance and home insurance to personal accidental insurance, travel insurance, two-wheeler insurance and more, the company caters to a wide sector of rural, retail and commercial clients.

    The insurer offers 3 types of car insurance policies. These include third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies. Apart from third-party car insurance policies, the other two can be purchased with add-on cover(s) for extended coverage. The company introduces an interface that helps selecting car insurance plans with ease. You can not only customize these car insurance plans, but also get them renewed and also keep tabs about the quoted car insurance premiums without any hassle at all. In a nutshell, Bharti AXA keeps up with the ongoing revolution in technology.

    What is your car's brand?

    When did you buy your car?
    20042019
    Have you made a claim in the previous year?

    Benefits of Bharti AXA Car Insurance

    • A wide network of 5,200+ garages
    • 24x7 emergency assistance is provided
    • Simple and swift claim settlement process
    • Digitally enabled insurance solutions offered
    • Allows policyholders to make unlimited claims.

    Bharti AXA Car Insurance Add-Ons

    • No Claim Bonus Protector

      If you proceed with a claim, your NCB accumulated over the years scales back to zero. Having this add-on is a great bonus. Even after you’ve made two claim in a given policy period, NCB value remains the same.

    • Roadside Assistance

      Need help with our car in the middle of nowhere at the most odd hour? Don’t worry. If you’ve stepped your policy cover with a roadside assistance rider, facilities like towing, flat tyre repair, refueling and other emergency services will be provided.

    • Rider for Hydrostatic Lock

      if you reside in areas where there’s a lot of water-logging and floods, having this cover is only beneficial. The rider will cover for damages in the engine or engine parts. However, the rider can be availed only if the vehicle is less than 5 years in age.

    • Co-Passenger Cover

      Unlike ordinary policies, a co-passenger cover provide coverage for fellow passengers in the vehicle in case of injury, disability and death.

    • Zero Depreciation Cover

      The rider is valuable in all forms. No depreciation will be calculated on expenses related to replacement of plastic parts, rubber, fiber and glass parts.

    Bharti AXA Car Insurance Claim Process

    It's 8 step simple process,Hassle FREE
    • 1

      Intimate Your Insurer

      Call up Bharti AXA’s helpline number 1800-103-2292 and get your claim registered. Go visit the workshop and intimate the insurance company.
    • 2

      Show Up At The Workshop

      Drive your vehicle to the nearest workshop or get the car towed at the earliest.
    • 3

      Watch Out For The Survey Process To Start

      After intimation of the claim, a surveyor is appointed in 24-48 working hours.
    • 4

      Documentation and Processing

      Hand out the required documents to the insurer. DL, RC, Claim Intimation Form, Aadhar Card, Policy Copy, PAN Card and a Repair Estimate for instance.
    • 5

      The Survey is Done

      The surveyor wraps up the survey in 24-48 working hours.
    • 6

      Decision by The Surveyor

      After thorough survey, the surveyor either rejects or accepts the claim. Repair works continue only after approval.
    • 7

      Issuance of Delivery Order

      After all repair jobs are wrapped up, a final survey is done and a delivery order is issued.
    • 8

      Non Cashless – The Process!

      In case of non-cashless claims, you will need to bear the expenses of repair. The agreed claim amount will be reimbursed quick.

    476 Bharti Axa Cashless Garages in India

    Bharti AXA Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Learned how to make a claim

      I am a policyholder of Bharti AXA for my Toyota Qualis. Recently I had to make a claim of my insurance but did...

      Read More
      A
      By Avijit Sen
      On: December 2, 2020
    • Made claim settlement easy

      I purchased a Bharti AXA car insurance policy from InsuranceDekho last year. I have a Hyundai Elite i20. I nee...

      Read More
      P
      By Proma Banerjee
      On: November 30, 2020
    • Amazing features

      Easiest quote generation, availability of online calculators and instant payment options are some amazing feat...

      Read More
      M
      By Mehul Chandra
      On: November 27, 2020
    • Easy Comparison

      Comparing car policies on InsuranceDekho is very easy. Their list of top insurance plans can be compared seaml...

      Read More
      S
      By Swapnil Sinha
      On: November 26, 2020
    • Policy in seconds

      I bought the Bharti AXA policy from InsuranceDekho a few days back. I was delighted to experience their expres...

      Read More
      J
      By Jamila Mallick
      On: November 23, 2020
    • Compare policies easily

      InsuranceDekho has made the task of comparison so simple. I went to their website and compared all the policie...

      Read More
      H
      By Hitesh Soni
      On: November 20, 2020
    • Clear instructions

      I followed the instructions on InsuranceDekho word by word and renewal for my Bharti AXA car insurance policy ...

      Read More
      T
      By Taniya Guha Roy
      On: November 19, 2020
    • Expert suggestions

      I was looking for a fitting car insurance policy for my Renault Kwid, just then InsuranceDekho came to my resc...

      Read More
      G
      By Gargi Manna
      On: November 18, 2020
    • User-friendly platform

      I was checking out InsuranceDekho to choose a policy for my Maruti Ciaz. Their platform was very easy to use a...

      Read More
      S
      By Sunny Sharma
      On: November 11, 2020
    • Efficient online payment metho...

      I wanted to buy the Bharti AXA policy for my Maruti Alto. I tried InsuranceDekho.After selecting the policy, I...

      Read More
      D
      By Dainik Singh
      On: November 9, 2020
    • Learned how to make a claim

      I am a policyholder of Bharti AXA for my Toyota Qualis. Recently I had to make a claim of my insurance but did...

      Read More
      A
      By Avijit Sen
      On: December 2, 2020
    • Made claim settlement easy

      I purchased a Bharti AXA car insurance policy from InsuranceDekho last year. I have a Hyundai Elite i20. I nee...

      Read More
      P
      By Proma Banerjee
      On: November 30, 2020
    • Amazing features

      Easiest quote generation, availability of online calculators and instant payment options are some amazing feat...

      Read More
      M
      By Mehul Chandra
      On: November 27, 2020
    • Easy Comparison

      Comparing car policies on InsuranceDekho is very easy. Their list of top insurance plans can be compared seaml...

      Read More
      S
      By Swapnil Sinha
      On: November 26, 2020
    • Policy in seconds

      I bought the Bharti AXA policy from InsuranceDekho a few days back. I was delighted to experience their expres...

      Read More
      J
      By Jamila Mallick
      On: November 23, 2020
    • Compare policies easily

      InsuranceDekho has made the task of comparison so simple. I went to their website and compared all the policie...

      Read More
      H
      By Hitesh Soni
      On: November 20, 2020
    • Clear instructions

      I followed the instructions on InsuranceDekho word by word and renewal for my Bharti AXA car insurance policy ...

      Read More
      T
      By Taniya Guha Roy
      On: November 19, 2020
    • Expert suggestions

      I was looking for a fitting car insurance policy for my Renault Kwid, just then InsuranceDekho came to my resc...

      Read More
      G
      By Gargi Manna
      On: November 18, 2020
    • User-friendly platform

      I was checking out InsuranceDekho to choose a policy for my Maruti Ciaz. Their platform was very easy to use a...

      Read More
      S
      By Sunny Sharma
      On: November 11, 2020
    • Efficient online payment metho...

      I wanted to buy the Bharti AXA policy for my Maruti Alto. I tried InsuranceDekho.After selecting the policy, I...

      Read More
      D
      By Dainik Singh
      On: November 9, 2020

    Insurance Products by Bharti Axa General Insurance

    Bharti AXA Car Insurance FAQs

    • How will I be benefited on choosing Bharti AXA as my car insurance partner?

      Bharti AXA is a leading name in the industry. You will enjoy getting hands on custom-made products, exclusively designed according to your needs.

    • Can I pay out premiums for my Bharti AXA policy in installments?

      Unfortunately No! According to section 64VB of the insurance act, 1938, policy-bearers must pay the entire insurance premium amount in advance.

    • If I want to add additional rider to my Bharti AXA policy, how much extra should I pay out?

      There are quite a lot of factors on which pricing of add-ons depend. For instance, age of the vehicle, make, model and location. To sum up, Bharti AXA ensures affordable prices for all add-ons.

    • Can I expect a refund of premium, paid against my Bharti AXA policy?

      Please Note: Refund of premiums against car policies is solely at the discretion of the company. However, there’s a fair chance of getting premiums refunded only after the insurance policy is returned.

      **Carefully read the terms and conditions for a better understanding.**

    • What a Bharti AXA Insurance policy does not cover?

      Car insurance policy by Bharti AXA does not cover:

      • Mechanical and electrical breakdowns.
      • Obvious wear and tear due to aging of a vehicle.
      • Accidents done on purpose.
      • Collision as a result of driving under the influence of alcohol.
      • Damage to third party without a valid license.

    Why to Buy Car Insurance Policy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Bharti AXA Car Insurance Contact Details

    For any assistance or query, call us on:

    Bharti AXA Wording Download

    • 170.4 kb
    • PDF Document
    • March 14,2019

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.