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Bharti AXA Car Insurance

331 reviews Rate This
    Network Garages5,200+
    Claim Settlement Ratio87.99%
    Emergency AssistanceAvailable 24/7
    Policies Issued2 crore+
    AccreditationDual ISO Certification
    Presence135+ branches

    About Bharti AXA General Insurance (Now ICICI Lombard General Insurance)

    Bharti AXA General Insurance is a part of ICICI Lombard General Insurance since 08/09/2021. Bharti AXA is a leading name in the insurance industry. The company is a joint venture between Bharti Enterprises and AXA Business Group. The alliance offers a bunch of insurance products to retail and commercial clients. Are you curious to learn about the company that holds the reins? Afterall, both Bharti Enterprises and Axa Business Group are business giants. In the alliance, Bharti Enterprises own 51% of the stakes while AXA enjoys the remaining 49%. Operations of the company commenced in India in August 2008. However, the alliance was first incorporated on 13th July 2007.

    Bharti AXA General Insurance Company Ltd offers more than 50 different products. From car insurance, health insurance and home insurance to personal accidental insurance, travel insurance, two-wheeler insurance and more, the company caters to a wide sector of rural, retail and commercial clients.

    Bharti AXA Car Insurance

    Bharti AXA General Insurance offers different types of car insurance plans to provide basic to overall protection to its policyholder. Its insurance covers include third-party car insurance policy, standalone own-damage car insurance policy and comprehensive car insurance policy. These car insurance policies are designed to offer you protection from financial implications which you may incur towards a third party or may arise due to damages or losses caused to your own car due to an accident, theft, fire, natural calamities and man made disasters, etc.

    The insurer enables you to drive your car with expanded insurance coverage by offering a wider range of car insurance add-on covers. Apart from third-party car insurance policy, you can purchase add-on cover(s) such as depreciation cover, roadside assistance, consumable cover, key replacement cover and so on, to extend your standalone own-damage and comprehensive plan coverage.

    The company introduces an interface that helps selecting car insurance plans with ease. You can not only customize these car insurance plans, but also get them renewed and also keep tabs about the quoted car insurance premiums without any hassle at all. With a Bharti AXA car insurance policy, you can get instant and simple policy issuance, anytime claim assistance, extensive network of garages, and so on.

    Significant Points of Bharti AXA Car Insurance



    Third Party Property Damage

    Up to Rs. 7.5 Lakh

    Own Damage Cover

    Coverage for Own Car for Its Loss and Damage

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Add-on Covers

    10 Add-on Covers

    Claim Assistance

    24/7 Claim Assistance

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    Have you made a claim in the previous year?

    Benefits of Bharti AXA Car Insurance

    • A wide network of 5,200+ garages
    • 24x7 emergency assistance is provided
    • Simple and swift claim settlement process
    • Digitally enabled insurance solutions offered
    • Allows policyholders to make unlimited claims.

    Bharti AXA Car Insurance Add-Ons

    • No Claim Bonus Protector

      If you proceed with a claim, your NCB accumulated over the years scales back to zero. Having this add-on is a great bonus. Even after you’ve made two claim in a given policy period, NCB value remains the same.

    • Roadside Assistance

      Need help with our car in the middle of nowhere at the most odd hour? Don’t worry. If you’ve stepped your policy cover with a roadside assistance rider, facilities like towing, flat tyre repair, refueling and other emergency services will be provided.

    • Rider for Hydrostatic Lock

      if you reside in areas where there’s a lot of water-logging and floods, having this cover is only beneficial. The rider will cover for damages in the engine or engine parts. However, the rider can be availed only if the vehicle is less than 5 years in age.

    • Co-Passenger Cover

      Unlike ordinary policies, a co-passenger cover provide coverage for fellow passengers in the vehicle in case of injury, disability and death.

    • Zero Depreciation Cover

      The rider is valuable in all forms. No depreciation will be calculated on expenses related to replacement of plastic parts, rubber, fiber and glass parts.

    Bharti AXA Car Insurance Claim Process

    It's 8 step simple process,Hassle FREE
    • 1

      Intimate Your Insurer

      Call up Bharti AXA’s helpline number 1800-103-2292 and get your claim registered. Go visit the workshop and intimate the insurance company.
    • 2

      Show Up At The Workshop

      Drive your vehicle to the nearest workshop or get the car towed at the earliest.
    • 3

      Watch Out For The Survey Process To Start

      After intimation of the claim, a surveyor is appointed in 24-48 working hours.
    • 4

      Documentation and Processing

      Hand out the required documents to the insurer. DL, RC, Claim Intimation Form, Aadhar Card, Policy Copy, PAN Card and a Repair Estimate for instance.
    • 5

      The Survey is Done

      The surveyor wraps up the survey in 24-48 working hours.
    • 6

      Decision by The Surveyor

      After thorough survey, the surveyor either rejects or accepts the claim. Repair works continue only after approval.
    • 7

      Issuance of Delivery Order

      After all repair jobs are wrapped up, a final survey is done and a delivery order is issued.
    • 8

      Non Cashless – The Process!

      In case of non-cashless claims, you will need to bear the expenses of repair. The agreed claim amount will be reimbursed quick.

    618 Bharti Axa Cashless Garages in India

    Must Read Articles before buying Bharti Axa Car Insurance

    Bharti AXA Car Insurance User Reviews

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    • Active customer care team

      I wanted to find some add-on covers to secure my Nissan Gloria car in a better way, so, I visited the Insuranc...

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      I have a Chevrolet Sail car for which I purchased a Bharti AXA comprehensive car insurance policy from Insuran...

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      I have a Bharti AXA car insurance policy to insure my Toyota Corolla car. I used the InsuranceDekho platform t...

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    Bharti AXA Car Insurance FAQs

    • How will I be benefited on choosing Bharti AXA as my car insurance partner?

      Bharti AXA is a leading name in the industry. You will enjoy getting hands on custom-made products, exclusively designed according to your needs.

    • Can I pay out premiums for my Bharti AXA policy in installments?

      Unfortunately No! According to section 64VB of the insurance act, 1938, policy-bearers must pay the entire insurance premium amount in advance.

    • If I want to add additional rider to my Bharti AXA policy, how much extra should I pay out?

      There are quite a lot of factors on which pricing of add-ons depend. For instance, age of the vehicle, make, model and location. To sum up, Bharti AXA ensures affordable prices for all add-ons.

    • Can I expect a refund of premium, paid against my Bharti AXA policy?

      Please Note: Refund of premiums against car policies is solely at the discretion of the company. However, there’s a fair chance of getting premiums refunded only after the insurance policy is returned.

      **Carefully read the terms and conditions for a better understanding.**

    • What a Bharti AXA Insurance policy does not cover?

      Car insurance policy by Bharti AXA does not cover:

      • Mechanical and electrical breakdowns.
      • Obvious wear and tear due to aging of a vehicle.
      • Accidents done on purpose.
      • Collision as a result of driving under the influence of alcohol.
      • Damage to third party without a valid license.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Bharti AXA Car Insurance Contact Details

    For any assistance or query, call us on:

    Bharti AXA Wording Download

    • 170.4 kb
    • PDF Document
    • March 14,2019

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