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Skoda Laura Insurance

Skoda Laura Insurance

Top Plans

Third Party
Own Damage
Starting From 2881
Key Features:
  • Maximum Cashless Garages
  • Over Night Vehicle Repairs
  • 24x7 Roadside Assistance
  • Quick Claim Settlement
Starting From 2396
Key Features:
  • Towing Assistance (For Accidents)
  • Coverage Outside India
  • PSU Provider
  • Quick Claim Settlement
See More Plans

Calculate Your Skoda Laura Insurance Price

Select your car brand

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Which city is your car registered in?

  • Ahmedabad
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  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

Skoda Laura Key Specifications


₹12.58 Lakhs onwards


13.4 to 20 kmpl


Manual, Automatic


1798 cc

Fuel Type
Fuel Type

Petrol, Diesel

Seating Capacity
Seating Capacity

5 Seater


108.5 BHP


250 NM

​How to Buy Insurance for Skoda Laura via InsuranceDekho?

Skoda Laura Summary

Skoda Laura is a luxurious sedan known for its aesthetic exterior and interior. The car is available in 17 variants, with a 1968 cc engine and manual as well as automatic transmission option. This 5 seater beast comes in 5 different colours with the ability to deliver an impressive mileage of up to 20 kmpl. The security aspect of this car is top-notch which comprise an anti-lock braking system, child safety locks, driver and passenger airbag, crash sensor, engine immobilizer, door ajar warning, and so on.

Skoda Laura Car Insurance

According to the Motor Vehicle Act, every car owner has to at least carry a third party car insurance plan while driving a car in India. Driving a car without holding a third party cover is an offence that can also get you penalised with a fine of Rs. 2,000 and/or imprisonment of up to 3 months. Hence, whenever you purchase a Skoda Laura car, you should also buy at least a third party insurance plan with it.

Types of Car Insurance Covers

Different types of car insurance policies available for your Skoda Laura car are as follow:

1. Third Party Cover

The third-party car insurance plan is the basic cover that gives coverage for third party liabilities that you have to pay for their bodily injuries, death, disability and property damage incurred due to an accident with your car. The property damage cover provided under this cover is limited to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

This own-damage car insurance is meant to cover damages sustained by your car due to a road accident, fire, theft, natural disaster, strikes, and so on. This car insurance plan is designed only to cover your own car and offer no coverage is given for a third party under this plan. It also gives permission to include add-on covers for extended policy coverage.

3. Comprehensive Cover

The comprehensive car insurance is a complete cover that gives coverage for third party liabilities as well as own damages incurred by your car in an unfortunate event. It gives holistic protection with its extensive coverage due to which it costs relatively higher in comparison to the other two types of car insurance covers.

How to Buy Insurance for Skoda Laura via InsuranceDekho?

Following the below-mentioned steps, you can purchase car insurance for your Skoda Laura car from the InsuranceDekho portal:

Step 1: Make a visit to the website of InsuranceDekho.

Step 2: Enter your car number. If you don’t know, you can also enter your car’s brand, model, variant, fuel type, registration location, etc.

Step 3: Enter your name and mobile number and get the best quotes for you.

Step 4: Pick the plan that best suits your budget and requirements from the policy quotes.

Step 5: Make the payment for the selected policy and get the policy document via email.

Skoda Laura Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your Skoda Laura third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Skoda Laura is available in 17 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.

Skoda Laura 1.8 TSI Ambiente

1798 cc,Petrol

₹14.66 Lac

Skoda Laura 1.9 TDI MT Elegance

1896 cc,Diesel

₹15.27 Lac

Skoda Laura 1.8 TSI Active

1798 cc,Petrol

₹12.92 Lac

Skoda Laura 1.9 TDI MT Ambiente

1896 cc,Diesel

₹13.74 Lac

Skoda Laura 1.9 TDI AT Elegance

1896 cc,Diesel

₹15.98 Lac

Skoda Laura 2.0 TDI AT L and K

1968 cc,Diesel

₹18.39 Lac

Skoda Laura 1.9 TDI AT Ambiente

1896 cc,Diesel

₹14.56 Lac

Skoda Laura Ambiente 2.0 TDI CR MT

1968 cc,Diesel

₹16.41 Lac

Skoda Laura Ambition 2.0 TDI CR AT

1968 cc,Diesel

₹17.66 Lac

Skoda Laura Ambiente 2.0 TDI CR AT

1968 cc,Diesel

₹17.66 Lac

Skoda Laura Ambition 2.0 TDI CR MT

1968 cc,Diesel

₹16.41 Lac

Skoda Laura Elegance 2.0 TDI CR MT

1968 cc,Diesel

₹16.41 Lac

Skoda Laura Elegance 2.0 TDI CR AT

1968 cc,Diesel

₹17.66 Lac

Skoda Laura Elegance 1.9 TDI MT

1896 cc,Diesel

₹15.24 Lac

Skoda Laura Elegance 1.9 TDI AT

1896 cc,Diesel

₹15.95 Lac

Skoda Laura RS

1798 cc,Petrol

₹16.51 Lac

Skoda Laura TSI Ambition AT

1798 cc,Petrol

₹15.66 Lac

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Skoda Laura Car Insurance User Reviews

4 Reviews
Why did they insure their car with InsuranceDekho
  • Good Response
    Team Member Gaurav Kumar Vishwakarma's response was excellent.He guided me all the way until the process is completed. R...
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    Hdfc Ergo car InsuranceBy CHENNURI SUDHEEROn:22nd June, 2021
  • User-friendly premium calculator
    I wanted to calculate the premium quotes of the Kotak policy for my Skoda Laura. InsuranceDekho was a real saviour in th...
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    Kotak car InsuranceBy Ravi SinghOn:5th November, 2020
  • Great suggestions
    I was looking for add-on covers to get maximum protection for my Skoda Laura. It is insured by DHFL car insurance. The c...
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    Dhfl car InsuranceBy Prem DuggarOn:23rd October, 2020
  • Took just a few minutes
    The process of buying car insurance policies is not only easy at InsuranceDekho, but less time taking and transparent to...
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    Liberty car InsuranceBy Jiya Kapoor On:30th July, 2020
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Skoda Laura FAQ's

  • 1

    Which insurer has the best claim settlement ratio for Skoda Laura cars

    Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Skoda Laura cars.

  • 2

    From where can I purchase insurance for my Skoda Laura car

    You can compare car insurance policies offered by all the top-rated insurers in India for Skoda Laura at InsuranceDekho and choose the plan which best suits your needs. With InsuranceDekho, you can purchase an insurance policy in just 5 minutes

  • 3

    Which are the insurance add-ons for Skoda Laura cars

    The most opted insurance add-ons with Skoda Laura cars include RSA (Road Side Assistance) cover, zero depreciation add-on, NCB (No Claim Bonus) cover and engine cover among others.

  • 4

    What all documents do I need to get my Skoda Laura car insurance renewed?

    You can get your Skoda Laura car insurance policy renewed paperlessly with InsuranceDekho. You just need to have the following details with you:
    1 Previous Year Policy Number
    2 Previous Year Policy Expiry Date
    3 Vehicle Registration Number