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Star Super Surplus Health Insurance User Reviews

393 reviews Rate This
Star
Highlights
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Super Surplus
4.1
Based on
28 User reviews
  • Understood significance of health top-ups

    I did not know the significance of a health top-up plan until I visited InsuranceDekho. I got to know how top-up health insurance plans deliver additional protection cover to already existing health plans. I am a policyholder of Star Health Insurance’s Super Surplus health plan.

    A
    Anushka Duggar
    On: Mar 01, 2021
  • Information on health top-ups

    I wanted to know what is so special about a health insurance top-up plan. I started perusing the website of InsuranceDekho and came to know about Star Health Insurance’s top-up plan named Super Surplus. I read the policy details. The policy was self-descriptive. I could clearly see the positives of getting a health top-up.

    T
    Tandrima Basak
    On: Feb 25, 2021
  • Easy health plan comparison possible

    I like to compare and research well before investing in an insurance policy. Thanks to InsuranceDekho’s premium calculator, comparing health plans was easy. After a thorough comparison, I bought Star Health Insurance’s Super Surplus Insurance Policy. I will be forever grateful to the team.

    P
    Pulama Chakrabarty
    On: Feb 18, 2021
  • Amazing customer support

    Very impressed with the service from the customer team of insurancedekho. I visited the website to get some information on available top-ups for my Star Health Insurance’s Super Surplus Health Insurance plan. The support team gave me detailed information on the plan before purchasing.

    A
    Arunodoy Mukherjee
    On: Dec 14, 2020
  • Great additional coverage

    Super surplus is a great top-up plan that I have for a sum insured of Rs. 25 Lakh. The best part about this plan is that it covers me for air ambulance expenses for up to 10% of the sum insured. Apart from this, all daycare procedures and organ donor cover is included.    

    R
    Rukhsana
    On: Feb 20, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

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    • 66 Lacs+ happy customers
  • Should buy.

    Even if you already have a health insurance plan, then also you may require additional coverage. You can buy this plan online from insurancedekho to get enhanced coverage features after the sum insured of your regular plan gets exhausted. I liked its benefits and read abt it online before buying   

    R
    Rohit Kumar Sharma
    On: Feb 20, 2020
  • Read good reviews abt it online

    Super surplus is a nice plan that you can buy from insurancedekho in a few easy steps. Either just call them on toll free number and they will give you a link where you will have to make payment or you can directly do that on your own. I am happy with this plan  

    V
    Vikash Kumar
    On: Feb 10, 2020
  • Saw star health’s advertisement

    I read good reviews abt super surplus plan by star health online and also wanted some extra coverage so brought this online despite of already having a plan offered by employer. I liked the coverage of this plan as it covers me for all daycare procedures, air ambulance, organ donor expenses, etc.  

    R
    Rakesh Kumar
    On: Feb 10, 2020
  • Many benefits included

    I am covered under super surplus health insurance plan from star health since 6 months. Some benefits that i get include pre and post hosptalisation expenses, guaranteed renewal for lifetime, air ambulance cover, organ donor expenses, cover for all daycare procedures etc. I found it beneficial for extra coverage    

    A
    Ashish Jaiswal
    On: Jan 30, 2020
  • Good option for additional coverage

    Top-up plans work the best for added coverage. I did not have any idea abt such plans before but when i brought my family floater plan, i also purchased this along for added coverage of my loved ones. This plan has been working well for me and the premium i also not so high.   

    P
    Priya Thakur
    On: Jan 30, 2020

9625 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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