Question 1

Is the portability feature available under Star Comprehensive Plan?

Accepted Answer

Yes, the policy is portable. If the policyholder seeks his or her policy to port to another insurer at the time of renewal, then an application in the appropriate form should be present before the company at least before 45 days from the date of renewal.

Question 2

Is there any limit of the sum insured to get air ambulance’s expense covered?

Accepted Answer

Yes, air ambulance cost is covered only after Rs. 7.5 Lakh of sum insured.

Question 3

Will investing in this policy bring any tax benefit for me?

Accepted Answer

Yes. If you make the payment of premium by any mode other than cash for this health insurance policy, you get eligible for relief under Section 80D of the Income Tax Act 1961.

Question 4

How much co-payment is available on this policy?

Accepted Answer

This policy holds a co-payment of 10% of each and every claim made by insured individuals who are above 60 years at the entry level of the plan and renewals thereafter.

Question 5

What should be the age of people who can have this policy?

Accepted Answer

People between 18 years and 65 years of age at the time of entry can take this insurance plan.

Question 6

How many daycare procedures are covered in this policy?

Accepted Answer

Under the Star Comprehensive Plan, there are more than 400-day care procedures are covered.

Question 7

How much amount is dedicated under the plan for Bariatric Surgery in every policy period?

Accepted Answer

The plan offers a financial aid of maximum Rs. 2,50,000 for Bariatric Surgery.

Question 8

Is there any exit age in this policy?

Accepted Answer

No, there  exist  no exit age in the Star Comprehensive Plan.

Question 9

Who are eligible for pre-acceptance medical screening?

Accepted Answer

Individuals above 50 years of age are required to undergo pre-acceptance medical screening at the enters empanelled with the insurer. The cost of such screening will be borne by the insurance firm only. Although, the age for screening and the cost are subject to change.

Question 10

What is the toll-free number where I can gain detailed information regarding Star Comprehensive Plan?

Accepted Answer

You can get all your queries, pertaining to the Star Comprehensive Plan, resolved by contacting us on the toll-free number - 1800-120-5698.

Question 11

Is the portability feature available under Star Comprehensive Plan?

Accepted Answer

Yes, the policy is portable. If the policyholder seeks his or her policy to port to another insurer at the time of renewal, then an application in the appropriate form should be present before the company at least before 45 days from the date of renewal.

Question 12

Is there any limit of the sum insured to get air ambulance’s expense covered?

Accepted Answer

Yes, air ambulance cost is covered only after Rs. 7.5 Lakh of sum insured.

Question 13

Will investing in this policy bring any tax benefit for me?

Accepted Answer

Yes. If you make the payment of premium by any mode other than cash for this health insurance policy, you get eligible for relief under Section 80D of the Income Tax Act 1961.

Question 14

How much co-payment is available on this policy?

Accepted Answer

This policy holds a co-payment of 10% of each and every claim made by insured individuals who are above 60 years at the entry level of the plan and renewals thereafter.

Question 15

What should be the age of people who can have this policy?

Accepted Answer

People between 18 years and 65 years of age at the time of entry can take this insurance plan.

Question 16

How many daycare procedures are covered in this policy?

Accepted Answer

Under the Star Comprehensive Plan, more than 400-day care procedures are covered.

Question 17

How much amount is dedicated under the Star Comprehensive plan for Bariatric Surgery in every policy period?

Accepted Answer

The plan offers a financial aid of maximum Rs. 2,50,000 for Bariatric Surgery.

Question 18

Is there any exit age in Star Comprehensive policy?

Accepted Answer

No, there exist no exit age in the Star Comprehensive Plan.

Question 19

Who are eligible for pre-acceptance medical screening in Star Comprehensive Plan?

Accepted Answer

Individuals above 50 years of age are required to undergo pre-acceptance medical screening at the enters empanelled with the insurer. The cost of such screening will be borne by the insurance firm only. Although, the age for screening and the cost are subject to change.

Question 20

What is the toll-free number where I can gain detailed information regarding Star Comprehensive Plan?

Accepted Answer

You can get all your queries, pertaining to the Star Comprehensive Plan, resolved by contacting us on the toll-free number - 1800 425 2255/1800 102 4477.

Cashless Approval TAT	90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio	89.90%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Name of Plan	Sum Insured
Smart Health ProPopular		Check Premium
Women CarePopular		Check Premium
PremierePopular		Check Premium
AssurePopular		Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 yearsPopular	3 Lakh-1 Crore	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years	50,000 - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years	25 Thousand - 1 Lakh	Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years		Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years		Check Premium
Family DeliteMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years	1 Lakh	Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium
Red CarpetMini: 60 Years; Max 75 Years	1 Lakh	Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Cardiac CareMin: 10 Years; Max 65 Years	3 Lakh	Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years	3 Lakh	Check Premium
Star Health GainMin: 91 Days; Max: 65 Years	1 Lakh	Check Premium
Special Care Min: 3 Years; Max: 25 Years	3 Lakh	Check Premium
Criticare PlusMin 18 Years; Max: 65 Years	2 Lakh	Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years	3 Lakh	Check Premium

Name of Plan	Sum Insured
Super SurplusMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years		Check Premium

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FAQs on Star Comprehensive Health Insurance Plan

Is the portability feature available under Star Comprehensive Plan?

Is there any limit of the sum insured to get air ambulance’s expense covered?

Will investing in this policy bring any tax benefit for me?

How much co-payment is available on this policy?

What should be the age of people who can have this policy?

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