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Star Family Delite Health Insurance Wordings

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Highlights
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Star Family Delite Brochure

  • 1.15 MB
  • PDF Document
  • Sep 02, 2019

Star Health Insurance Plan List

  • Individual (4)
  • Family (5)
  • Kids (2)
  • Parents (1)
  • Maternity (1)
  • Woman (1)
  • Senior Citizen (1)
  • Diabetes (1)
  • Cardiac (1)
  • Cancer (1)
  • Autism (1)
  • HIV (1)
  • Critical Illness (1)
Name of PlanSum Insured
Smart Health Pro Check Premium
Women Care Check Premium
Premiere Check Premium
Assure Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 years3 Lakh-1 Crore Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years50,000 - 5 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years25 Thousand - 1 Lakh Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years Check Premium
Family DeliteMin: 5 Months; Max: 65 Years2 Lakh Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years1 Lakh Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years5 Lakh Check Premium
Red CarpetMini: 60 Years; Max 75 Years1 Lakh Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years3 Lakh Check Premium
Cardiac CareMin: 10 Years; Max 65 Years3 Lakh Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years2 Lakh Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years3 Lakh Check Premium
Star Health GainMin: 91 Days; Max: 65 Years1 Lakh Check Premium
Special Care Min: 3 Years; Max: 25 Years3 Lakh Check Premium
Criticare PlusMin 18 Years; Max: 65 Years2 Lakh Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years3 Lakh Check Premium

Star Health Insurance Top Up List

  • Family (1)
  • Individual (1)
Name of PlanSum Insured
Super SurplusMin: 91 Days; Max: 65 Years5 Lakh Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years Check Premium

9625 Star Cashless Network Hospitals in India

FAQs on Family Delite Health Insurance Plan

  • What is the entry age to get covered under the Star Health Family Delite Plan?

    Entry age to get covered under the plan is between 18 years and 65 years. Dependent kids can also find coverage from the age of 5 months to 25 years. However, there exist no exit age under the plan.

  • What are the relations that can get covered under this health insurance plan?

    Relationships that can be covered under the plan comprise of self, spouse, and kids.

  • How many network hospitals offer cashless hospitalisation for this plan?

    There are 9300+ hospitals across India that provides the cashless facility for Family Delite Plan.

  • What is the waiting period applicable for pre-existing illnesses under this health insurance plan?

    The pre-existing diseases are covered after 48 months of continuous insurance coverage with the plan of Star Health Insurance. 

  • Does Star Health Family Delite Plan offer any free look period?

    Yes, A 15 day free look period from the date of receipt of the policy is offered for reviewing the terms and conditions of the health insurance plan. If an insured person is not comfortable and satisfied with the plan, he can request the cancellation of the policy. However, in such condition, the firm will refund some amount of premium after adjusting the cost of medical examination for pre-acceptance, stamp duty costs and proportionate risk premium for the concerned period, provided no claim has been requested until the cancellation. Free look cancellation isn't applicable during the time of renewal.

  • Do I need to go through any medical screening to purchase this plan?

    Yes, if you are a person above 50 years of age, you will have to go through a pre-acceptance medical screening at the insurance firm nominated centres. The expense of medical screening or examination is borne by the insurance company.
     

  • Does this plan offer coverage for in-patient hospitalisation expenses?

    Yes, the health insurance plan gives the insurance coverage for hospitalisation related expenses. The health policy safeguards the insured member for the cost of in-patient hospitalisation for at least 24 hours. These expenses include Room rent, Boarding charges, Nursing costs, Surgeon, Medical Practitioner, Specialist Fees, and Cost of medicines. 

  • Does any third party administrator intervention required for claim settlement under this plan?

    No Third Party Administrator (TPA) is available under Star Health Insurance. Hence, the direct in-house claim settlement procedure is followed for Family Delite Plan. The absence of TPA makes the claim settlement process faster and hassle-free.

  • What kind of procedures are not covered or excluded under this plan?

    Although, the exclusion list of the plan is long, here is the checklist of a few excluded treatments:

    1. Naturopathy treatment
    2. Non-allopathic treatment
    3. Weight control/loss programs
    4. Dental treatment or surgery 
    5. Enhanced external counter pulsation therapy 
    6. Lasik laser or refractive error correction, etc.

  • Where can I contact to ask for the plan-related queries?

    To get the detailed information related to this plan, you can contact or visit the nearest office of Star Health or call on the toll free no -1800 425 2255 or 1800 102 4477. You can even call InsuranceDekho at 1800-120-5698 for all your plan-related queries.

     

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Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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