What is the entry age to get covered under the Star Health Family Delite Plan?

Entry age to get covered under the plan is between 18 years and 65 years. Dependent kids can also find coverage from the age of 5 months to 25 years. However, there exist no exit age under the plan.

What are the relations that can get covered under this health insurance plan?

Relationships that can be covered under the plan comprise of self, spouse, and kids.

How many network hospitals offer cashless hospitalisation for this plan?

There are 9300+ hospitals across India that provides the cashless facility for Family Delite Plan.

What is the waiting period applicable for pre-existing illnesses under this health insurance plan?

The pre-existing diseases are covered after 48 months of continuous insurance coverage with the plan of Star Health Insurance.

Does Star Health Family Delite Plan offer any free look period?

Yes, A 15 day free look period from the date of receipt of the policy is offered for reviewing the terms and conditions of the health insurance plan. If an insured person is not comfortable and satisfied with the plan, he can request the cancellation of the policy. However, in such condition, the firm will refund some amount of premium after adjusting the cost of medical examination for pre-acceptance, stamp duty costs and proportionate risk premium for the concerned period, provided no claim has been requested until the cancellation. Free look cancellation isn't applicable during the time of renewal.

Do I need to go through any medical screening to purchase this plan?

Yes, if you are a person above 50 years of age, you will have to go through a pre-acceptance medical screening at the insurance firm nominated centres. The expense of medical screening or examination is borne by the insurance company.

Does this plan offer coverage for in-patient hospitalisation expenses?

Yes, the health insurance plan gives the insurance coverage for hospitalisation related expenses. The health policy safeguards the insured member for the cost of in-patient hospitalisation for at least 24 hours. These expenses include Room rent, Boarding charges, Nursing costs, Surgeon, Medical Practitioner, Specialist Fees, and Cost of medicines.

Does any third party administrator intervention required for claim settlement under this plan?

No Third Party Administrator (TPA) is available under Star Health Insurance. Hence, the direct in-house claim settlement procedure is followed for Family Delite Plan. The absence of TPA makes the claim settlement process faster and hassle-free.

What kind of procedures are not covered or excluded under this plan?

Although, the exclusion list of the plan is long, here is the checklist of a few excluded treatments: 1. Naturopathy treatment 2. Non-allopathic treatment 3. Weight control/loss programs 4. Dental treatment or surgery 5. Enhanced external counter pulsation therapy 6. Lasik laser or refractive error correction, etc.

Where can I contact to ask for the plan-related queries?

To get the detailed information related to this plan, you can contact or visit the nearest office of Star Health or call on the toll free no -1800 425 2255 or 1800 102 4477. You can even call InsuranceDekho at 1800-120-5698 for all your plan-related queries.

Star Family Delite Health Insurance Wordings

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Highlights

Cashless Approval TAT	90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio	89.90%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

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Star Family Delite Brochure

1.15 MB
PDF Document
Sep 02, 2019

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Name of Plan	Sum Insured
Smart Health ProPopular		Check Premium
Women CarePopular		Check Premium
PremierePopular		Check Premium
AssurePopular		Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 yearsPopular	3 Lakh-1 Crore	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years	50,000 - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years	25 Thousand - 1 Lakh	Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years		Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years		Check Premium
Family DeliteMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years	1 Lakh	Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium
Red CarpetMini: 60 Years; Max 75 Years	1 Lakh	Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Cardiac CareMin: 10 Years; Max 65 Years	3 Lakh	Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years	3 Lakh	Check Premium
Star Health GainMin: 91 Days; Max: 65 Years	1 Lakh	Check Premium
Special Care Min: 3 Years; Max: 25 Years	3 Lakh	Check Premium
Criticare PlusMin 18 Years; Max: 65 Years	2 Lakh	Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years	3 Lakh	Check Premium

Star Health Insurance Top Up List

Family (1)
Individual (1)

Name of Plan	Sum Insured
Super SurplusMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years		Check Premium

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FAQs on Family Delite Health Insurance Plan

What is the entry age to get covered under the Star Health Family Delite Plan?
Entry age to get covered under the plan is between 18 years and 65 years. Dependent kids can also find coverage from the age of 5 months to 25 years. However, there exist no exit age under the plan.
What are the relations that can get covered under this health insurance plan?
Relationships that can be covered under the plan comprise of self, spouse, and kids.
How many network hospitals offer cashless hospitalisation for this plan?
There are 9300+ hospitals across India that provides the cashless facility for Family Delite Plan.
What is the waiting period applicable for pre-existing illnesses under this health insurance plan?
The pre-existing diseases are covered after 48 months of continuous insurance coverage with the plan of Star Health Insurance.
Does Star Health Family Delite Plan offer any free look period?
Yes, A 15 day free look period from the date of receipt of the policy is offered for reviewing the terms and conditions of the health insurance plan. If an insured person is not comfortable and satisfied with the plan, he can request the cancellation of the policy. However, in such condition, the firm will refund some amount of premium after adjusting the cost of medical examination for pre-acceptance, stamp duty costs and proportionate risk premium for the concerned period, provided no claim has been requested until the cancellation. Free look cancellation isn't applicable during the time of renewal.

View More Questions

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.