Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

Universal Sompo Critical Illness Plans

Critical Illness Plans of Universal Sompo

Since you may encounter many uncertainties in life, it is necessary to stay prepared for the unexpected. Critical Illness Insurance is a health insurance product tailor-made by Universal Sompo to help remove many of your financial worries and concentrate on getting better if you became critically ill.

Universal Sompo Critical Illness Insurance Policy

Critical Illness Insurance by Universal Sompo is one of the leading policies, designed to cover critical illnesses. The following life-threatening diseases for up to the sum insured opted are covered under the Critical Illness Insurance policy:

  • Bone Marrow Transplant
  • Open Heart Replacement
  • Coma of Specified Severity
  • Cancer of Specified Severity
  • Permanent Paralysis of Limbs

To know all the diseases covered by Critical Illness Insurance policy of Universal Sompo click here.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Universal Sompo Health Insurance Critical Illness Plan List

See More Plans

Benefits of Universal Sompo Critical Illness Insurance Policy

Critical illness insurance policy comes with many benefits. It covers an individual, his/her spouse, his/her parents and/or his/her parents. The policy also covers pre and post hospitalisation, follow-up care post-treatment, etc. People aged between 18 years to 65 years can purchase this policy. Under this policy, the lump sum payment of the full sum insured amount is paid in case of the First diagnosis of critical illness.

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of Universal Sompo Critical Illness Insurance Policy 

Universal Sompo critical insurance come with certain features. Key features of the plan are as follows:

  • Portability facility
  • Cashless treatment
  • Lifelong renewability
  • Discounts on premiums
  • Cover for pre-existing diseases

The Critical Illness Insurance Policy of Universal Sompo is available with quite a few flexible options and is ideal for the ones looking for critical illness health insurance plans at affordable price.

Best Universal Sompo Health Insurance Plans In India

  • Cover 5 L
    Starting at 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 10 L
    Starting at 739/month*
    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
    View All Features
  • Cover 5 L
    Starting at 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,312/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 664/month*
    No room rent limit 20% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 675/month*
    No room rent limit 50% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 690/month*
    Single Private A/C Room 100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 546/month*
    Twin sharing room Zero no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 566/month*
    No room rent limit 20% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,770/month*
    Zero no claim bonusNo restoration benefits1 year PED waiting period
    View All Features
  • Cover 40 L
    Starting at 62/month*
  • Cover 2 L
    Starting at 146/month*
  • Cover 5 L
    Starting at 806/month*
    Single Private Room 10% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 526/month*
  • Cover 5 L
    Starting at 855/month*
    25% no claim bonus100% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 396/month*
    No room rent limit Room rent upto 2% of SI Room rent upto 1% of SI No room rent limit
    View All Features
  • Cover 5 L
    Starting at 738/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
Note: Premium is shown for 18yr old individual of Delhi
Show More

Universal Sompo Health Insurance User Reviews

Write your review
What users are saying
  • All
  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Thanks to the entire team at InsuranceDekho company for helping me purchase the Universal Sompo health insuran...

    Read More
    N
    Universal Sompo
    By Nikunj Gaur
    On: Jan 02, 2024
  • The InsuranceDekho website serves their customers all 7 days of the week which makes it convenient for the cus...

    Read More
    M
    Universal Sompo
    By Monika Agarwal
    On: Nov 24, 2023
  • Renewing my Universal Sompo Health Insurance Policy with InsuranceDekho was a simple and quick process. The re...

    Read More
    K
    Universal Sompo
    By Kanupriya
    On: Nov 16, 2023
  • InsuranceDekho's user-friendly interface made comparing health insurance policies a walk in the park. It was e...

    Read More
    A
    Universal Sompo
    By Anuraj Saxena
    On: Nov 09, 2023
  • InsuranceDekho offers some of the most affordable health insurance plans I've come across. With the low premiu...

    Read More
    I
    Universal Sompo
    By Imaan Aulakh
    On: Oct 16, 2023
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Health Insurance News

Universal Sompo Health Insurance Contact Details

Reach us for help anytime

Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

11505 Universal Sompo Cashless Network Hospitals in India

Insurance Products by Universal Sompo General Insurance

Best Insurance Advisors in Your City.

FAQ About Universal Sompo Health Insurance

  • Do I get a specific health insurance plan for critical illness in Universal Sompo Health Insurance?

    Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses. 

  • What is the eligibility for critical illness plan by Universal Sompo?

    You must be a resident of India and aged between 18 years to 65 years to be able to purchase Critical Illness Policy by Universal Sompo. 

  • Which diseases are covered under critical illness pan by Universal Sompo?

    Following diseases are covered up to the sum insured in Critical Illness Health Insurance Plan by Universal Sompo: Open Chest CABG, Cancer at a specific stage, First heart attack of a certain severity, Open heart replacement, Permanent paralysis for limbs, Coma of certain severity, etc.

  • What is not covered under the critical illness plan by Universal Sompo?

    Some of the plan exclusions are: Pre-existing diseases until the waiting period is served for 48 months with continuous coverage; convalescence, general debility, rest cure, lethargy etc.; cosmetic or plastic surgery is excluded from the plan. 

  • Do I get a specific health insurance plan for critical illness in Universal Sompo Health Insurance?

    Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses. 

Latest Health Insurance Articles

Network Hospital in Popular Cities

CityNo of Hospital
Gurgaon46
Noida27
Kolkata81
Chennai207
Pune118
Patna29
Nagpur61
View All