Universal Sompo Critical Illness Plans

You must be a resident of India and aged between 18 years to 65 years to be able to purchase Critical Illness Policy by Universal Sompo. 

Following diseases are covered up to the sum insured in Critical Illness Health Insurance Plan by Universal Sompo: Open Chest CABG, Cancer at a specific stage, First heart attack of a certain severity, Open heart replacement, Permanent paralysis for limbs, Coma of certain severity, etc.

Some of the plan exclusions are: Pre-existing diseases until the waiting period is served for 48 months with continuous coverage; convalescence, general debility, rest cure, lethargy etc.; cosmetic or plastic surgery is excluded from the plan. 

Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses. 

You must be a resident of India and aged between 18 years to 65 years to be able to purchase Critical Illness Policy by Universal Sompo. 

Following diseases are covered up to the sum insured in Critical Illness Health Insurance Plan by Universal Sompo:

• Open Chest CABG
• Cancer at specific stage
• First heart attack of certain severity
• Open heart replacement
• Permanent paralysis for limbs
• Coma of certain severity
• Multiple Scelerosis with persisting symptoms
• Major organ transplant
• Kidney failure
• Open heart replacement
• Motor Neuron Disease with Permanent Symptoms

Some of the plan exclusions are:

• Pre-existing diseases are not covered until the waiting period is served for 48 months with continuous coverage. 
• Convalescence, general debility, rest cure, lethargy etc. are not covered.
• Cosmetic or plastic surgery is excluded from the plan. 
• Any experimental treatment performed by the Physician is excluded.