National Critical Illness Plans

National Health Insurance

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Highlights
  • 6,000+ Network Hospitals
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  • 17,25,290 Policies Issued
  • 115.55% Incurred Claim Ratio
  • Lifelong Renewability
  • 78.52% Claim Settlement Ratio
  • Dedicated Team for Claim Settlement

Critical Illness Plans of National

Critical illness can be defined as a type of disease that can result in permanent symptoms. Some of them are kidney failure that requires dialysis, cancer of specified severity, bone marrow transplant, coronary artery bypass graft surgery, and multiple sclerosis with persisting symptoms as mentioned in the policy. There are other illnesses that are critical in condition. To deal with such illnesses, the National Critical Illness Policy by National Insurance Company proves to be a comprehensive approach.

National Insurance Critical Illness Mediclaim Policy

National Critical Illness Policy is a critical illness insurance policy designed to provide coverage for the expenses incurred in the treatment of critical illnesses. It has two plans, Plan A and Plan B. Plan A covers 11 critical illnesses, whereas Plan B covers 37 critical illnesses (including Plan A). Some of the critical illnesses covered under both the plans are:

  • Cancer of Specified Severity
  • Coma of Specified Severity
  • Kidney Failure Requiring Regular Dialysis
  • Coronary Artery Bypass Graft Surgery
  • Open Heart Replacement

To know all the critical illnesses covered by the National Critical Illness Policy click here.

Benefits of National Insurance Critical Illness Insurance Policy

National Critical Illness Policy provides coverage for up to 37 life-threatening diseases. The cover is available for you and your family members. Under this policy, the insurance company pays the insured person a lump sum amount if he or she is diagnosed with any specified critical illnesses. The policy also allows you to add two more critical illnesses. They are Total and Permanent Blindness and Permanent Paralysis of Limbs. It is important to note that the insured person needs to survive for a minimum of 30 days after being diagnosed with a critical illness to make a claim. The lump-sum amount is paid in a single transaction.

Key Features of National Insurance Critical Illness Insurance Policy

National Critical Illness Policy has a lot of features for policyholders. With this plan, one can enjoy these key features:

  • Portability 
  • Cashless treatment
  • Lifelong renewability
  • No medical check-ups
  • Dedicated claim process  

With the National Critical Illness Policy benefits, you can avail and provide your family with the best possible treatment if diagnosed with any of the listed critical illnesses without worrying about expensive medical costs. 

Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of National Health Insurance at 1800-345-0330.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of National Health Insurance 1800-345-0330.

National Health Insurance User Reviews

  • Completely new experience for me

    I am a new customer of national insurance. I have bought this on recommendation of InsuranceDekho team. I have found the insurer to be good, with grea...

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    Gulshan
    On: Feb 03, 2020 | Views
  • Great CSR

    National Insurance company is an old company that is offering great products till now. I have bought a cover a few days back at an affordable premium ...

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    Lakshit Goel
    On: Jan 29, 2020 | Views
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    I am a new customer of national insurance. I was recommend it by insurancedekho experts. According to me, it is a trustworthy insurer with more than 6...

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    Rakesh Goyal
    On: Jan 27, 2020 | Views
  • Easy purchase process of this insurer

    I am so thankful to insurancedekho guys for helping me with the purchase of national insurance. This is my first purchase with national and i must say...

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    On: Jan 24, 2020 | Views
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    On: Jan 22, 2020 | Views
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    On: Jan 17, 2020 | Views
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    Mahendra Kapoor
    On: Jan 14, 2020 | Views
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    On: Jan 10, 2020 | Views
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    On: Jan 07, 2020 | Views
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    On: Dec 26, 2019 | Views
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    On: Dec 13, 2019 | Views
  • Great insurer

    I am new to national insurance. However, i am satisfied in my first purchase of plan with national. Good claim settlement ratio, lifelong renewal, vas...

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    On: Dec 03, 2019 | Views
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    Vinod Verma
    On: Nov 20, 2019 | Views
  • Good experience so far

    National insurance has been a great insurer for me. I have purchased its policy second time and don’t regret my decision at all. Right from clai...

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    Rita Srivastav
    On: Nov 08, 2019 | Views
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    On: Oct 22, 2019 | Views
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    On: Oct 09, 2019 | Views
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    Sanjay Gupta
    On: Oct 09, 2019 | Views
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    Banoth Kanth
    On: Sep 27, 2019 | Views
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    On: Sep 27, 2019 | Views
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    manju
    On: Sep 06, 2019 | Views
  • Polite

    I queried a lot, but the executives were very helpful and polite in solving all my queries and letting me understanding each and everything in detail....

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    On: Aug 14, 2019 | Views
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    I have taken National Insurance Company’s health insurance policy and thankfully have no claim experience with the company yet. But the customer...

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    On: Jul 12, 2019 | Views
  • satisfactory services from InsuranceDekho

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    On: Jul 12, 2019 | Views
  • Utmost Satisfaction

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National Health Insurance Critical Illness Plan List

Name of PlanSum Insured
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years1 Lakh Get Quotes Now

National Health Insurance FAQs

  • Does National Insurance offer any critical illness plan to the customers?

    Yes. National Insurance offers critical illness plan to the customers by the name of Critical Illness Mediclaim Policy.

  • What is the age criteria for critical illness health insurance policy offered by National Insurance?

    Anyone who is aged between 20 years and 65 years can seek coverage under the Critical Illness Mediclaim Policy offered by National Insurance. 

  • Is there any add-on benefit offered under the critical illness policy offered by National Insurance?

    Yes. The policyholders have an option to add two more critical illnesses, viz., Permanent Paralysis of Limbs and Total and Permanent Blindness. 

  • For how many critical illnesses, cover is provided under Critical Illness Health Insurance Policy offered by National Insurance?

    National Insurance provides cover for up to 37 listed critical illnesses under its Critical Illness Mediclaim Policy. 

  • What are the sum insured options offered under critical illness health insurance policy offered by National Insurance?

    The sum insured options under the Critical Illness Mediclaim Policy offered by National Insurance starts at Rs. 1 Lakh. The company provides a lump sum amount to the insured on the diagnosis of any specified critical illness.