National Insurance Critical Illness Plans

National Health Insurance

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Highlights

6,000+ Network Hospitals

17,25,290 Policies Issued

115.55% Incurred Claim Ratio

Lifelong Renewability

85.47% Claim Settlement Ratio

Dedicated Team for Claim Settlement

Coronavirus (COVID-19) Cover

Critical Illness Plans of National Insurance

Critical illness can be defined as a type of disease that can result in permanent symptoms. Some of them are kidney failure that requires dialysis, cancer of specified severity, bone marrow transplant, coronary artery bypass graft surgery, and multiple sclerosis with persisting symptoms as mentioned in the policy. There are other illnesses that are critical in condition. To deal with such illnesses, the National Critical Illness Policy by National Insurance Company proves to be a comprehensive approach.

National Insurance Critical Illness Mediclaim Policy

National Critical Illness Policy is a critical illness insurance policy designed to provide coverage for the expenses incurred in the treatment of critical illnesses. It has two plans, Plan A and Plan B. Plan A covers 11 critical illnesses, whereas Plan B covers 37 critical illnesses (including Plan A). Some of the critical illnesses covered under both the plans are:

  • Cancer of Specified Severity
  • Coma of Specified Severity
  • Kidney Failure Requiring Regular Dialysis
  • Coronary Artery Bypass Graft Surgery
  • Open Heart Replacement

To know all the critical illnesses covered by the National Critical Illness Policy click here.

Benefits of National Insurance Critical Illness Insurance Policy

National Critical Illness Policy provides coverage for up to 37 life-threatening diseases. The cover is available for you and your family members. Under this policy, the insurance company pays the insured person a lump sum amount if he or she is diagnosed with any specified critical illnesses. The policy also allows you to add two more critical illnesses. They are Total and Permanent Blindness and Permanent Paralysis of Limbs. It is important to note that the insured person needs to survive for a minimum of 30 days after being diagnosed with a critical illness to make a claim. The lump-sum amount is paid in a single transaction.

Key Features of National Insurance Critical Illness Insurance Policy

National Critical Illness Policy has a lot of features for policyholders. With this plan, one can enjoy these key features:

  • Portability 
  • Cashless treatment
  • Lifelong renewability
  • No medical check-ups
  • Dedicated claim process  

With the National Critical Illness Policy benefits, you can avail and provide your family with the best possible treatment if diagnosed with any of the listed critical illnesses without worrying about expensive medical costs. 

Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance User Reviews

What users are saying
  • Saved me from a lot of expense...

    Being a senior citizen it is becoming hard for me to bear medical expenses. This policy by national insurance ...

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    Varistha Mediclaim Policy
    By Kunti Gupta
    On: Feb 24, 2020
  • Great national plan

    I am a new customer of this policy. It has provided me expenses like basic coverage for pre & post hospita...

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    National Parivar Mediclaim
    By Saurabh Bishnoi
    On: Feb 24, 2020
  • Family is secured now

    All thanks to insurancedekho team i am covered for a lot of expenses under this plan. I was looking for a mate...

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    National Parivar Mediclaim Plus Policy
    By Ankit Tiwari
    On: Feb 24, 2020
  • Good job sir!

    I brought my health insurance plan from Gyan in Insurancedekho and he helped me understand all the pros and co...

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    A
    Individual Health Insurance Plan
    By Ashish Kwatra
    On: Feb 24, 2020
  • Customer care executives clear...

    Individual plan from universal sompo is a good one if you are not married. I purchased it for myself a year ba...

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    Individual Health Insurance Plan
    By Hirendran Duraiswami
    On: Feb 24, 2020
  • All members covered under sing...

    I am a new customer of national insurance. Under this plan i have my full family including parents in law cove...

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    Parivar Mediclaim Policy for Family
    By Jitendra Sahu
    On: Feb 21, 2020
  • Relaxed with this policy

    I am a new member of national insurance. I bought this policy because it comes with many benefits. Other than ...

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    Critical Illness Insurance Policy
    By Vikram
    On: Feb 20, 2020
  • Great option by national

    Parivar Mediclaim Policy for Family is one policy that i really found to be perfect for a family. It has cover...

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    Parivar Mediclaim Policy for Family
    By Ravi Kumar
    On: Feb 14, 2020
  • Nice one for family

    I am a supporter of this policy. Under this affordable plan, i am myself, my wife, children, parents and paren...

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    M
    National Parivar Mediclaim Plus Policy
    By Mehul Kumar
    On: Feb 13, 2020
  • Good for later stage of life

    I was recommended this special plan for senior citizens by insurancedekho team. I am thankful to people over t...

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    Varistha Mediclaim Policy
    By Sri Hari Das
    On: Feb 12, 2020

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National Health Insurance Critical Illness Plan List

Name of PlanSum Insured
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years1 Lakh Get Quotes Now

National Health Insurance FAQs

  • Does National Insurance offer any critical illness plan to the customers?

    Yes. National Insurance offers critical illness plan to the customers by the name of Critical Illness Mediclaim Policy.

  • What is the age criteria for critical illness health insurance policy offered by National Insurance?

    Anyone who is aged between 20 years and 65 years can seek coverage under the Critical Illness Mediclaim Policy offered by National Insurance. 

  • Is there any add-on benefit offered under the critical illness policy offered by National Insurance?

    Yes. The policyholders have an option to add two more critical illnesses, viz., Permanent Paralysis of Limbs and Total and Permanent Blindness. 

  • For how many critical illnesses, cover is provided under Critical Illness Health Insurance Policy offered by National Insurance?

    National Insurance provides cover for up to 37 listed critical illnesses under its Critical Illness Mediclaim Policy. 

  • What are the sum insured options offered under critical illness health insurance policy offered by National Insurance?

    The sum insured options under the Critical Illness Mediclaim Policy offered by National Insurance starts at Rs. 1 Lakh. The company provides a lump sum amount to the insured on the diagnosis of any specified critical illness.