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National Critical Illness Plans

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold17,25,290
RenewabilityLifelong

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National Health Insurance Critical Illness Plan List

    Name of PlanSum Insured
    Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years1 Lakh Check Premium

    Critical Illness Plans of National Insurance

    Critical illness can be defined as a type of disease that can result in permanent symptoms. Some of them are kidney failure that requires dialysis, cancer of specified severity, bone marrow transplant, coronary artery bypass graft surgery, and multiple sclerosis with persisting symptoms as mentioned in the policy. There are other illnesses that are critical in condition. To deal with such illnesses, the National Critical Illness Policy by National Insurance Company comes with a reliable critical illness policy.

    National Insurance Critical Illness Mediclaim Policy

    National Critical Illness Policy is a critical illness insurance policy designed to provide coverage for the expenses incurred in the treatment of critical illnesses. It has two plans, Plan A and Plan B. Plan A covers 11 critical illnesses, whereas Plan B covers 37 critical illnesses (including Plan A). Some of the critical illnesses covered under both the plans are:

    • Cancer of Specified Severity
    • Coma of Specified Severity
    • Kidney Failure Requiring Regular Dialysis
    • Coronary Artery Bypass Graft Surgery
    • Open Heart Replacement

    To know all the critical illnesses covered by the National Critical Illness Policy click here.

    Benefits of National Insurance Critical Illness Insurance Policy

    National Critical Illness Policy provides coverage for up to 37 life-threatening diseases. The cover is available for you and your family members. Under this policy, the insurance company pays the insured person a lump sum amount if he or she is diagnosed with any specified critical illnesses. The policy also allows you to add two more critical illnesses. They are Total and Permanent Blindness and Permanent Paralysis of Limbs. It is important to note that the insured person needs to survive for a minimum of 30 days after being diagnosed with a critical illness to make a claim. The lump-sum amount is paid in a single transaction.

    Key Features of National Insurance Critical Illness Insurance Policy

    National Critical Illness Policy has a lot of features for policyholders. With this plan, one can enjoy these key features:

    • Portability
    • Cashless treatment
    • Lifelong renewability
    • No medical check-ups
    • Dedicated claim process

    With the National Critical Illness Policy benefits, you can avail and provide your family with the best possible treatment if diagnosed with any of the listed critical illnesses without worrying about expensive medical costs.

    Save Tax upto ₹75000*
    Under Section 80D

    *Tax benefits are subject to changes in Income Tax Act.

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    Claim Process at National Health Insurance

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      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Insurance Products by National General Insurance

    FAQ About National Health Insurance

    • Does National Insurance offer any critical illness plan to the customers?

      Yes. National Insurance offers critical illness plan to the customers by the name of Critical Illness Mediclaim Policy.

    • What is the age criteria for critical illness health insurance policy offered by National Insurance?

      Anyone who is aged between 20 years and 65 years can seek coverage under the Critical Illness Mediclaim Policy offered by National Insurance. 

    • For how many critical illnesses, cover is provided under Critical Illness Health Insurance Policy offered by National Insurance?

      National Insurance provides cover for up to 37 listed critical illnesses under its Critical Illness Mediclaim Policy. 

    • What are the sum insured options offered under critical illness health insurance policy offered by National Insurance?

      The sum insured options under the Critical Illness Mediclaim Policy offered by National Insurance starts at Rs. 1 lakh. The company provides a lump sum amount to the insured on the diagnosis of any specified critical illness. 

    • Is there any add-on benefit offered under the critical illness policy offered by National Insurance Company?

      Yes. The policyholders have an option to add two more critical illnesses, viz., permanent paralysis of limbs and total and permanent blindness. 

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