Bharti AXA Smart Health Insurance Wordings

Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 93.10% |
COVID-19 Cover | Yes |
Network Hospitals | 4,500+ |
Policies Sold | 21,829 |
Renewability | Lifelong |
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Bharti AXA (now ICICI Lombard) Health Insurance Plan List
Name of Plan | Sum Insured | |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Get Quotes Now |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Get Quotes Now |
Smart Health Insurance PlanMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
Smart Health Essential PolicyMin: 91 days; Max: 65 years | Get Quotes Now | |
Smart Super Health Assure PolicyMin: 91 days; Max: 65 years | 1 Lakh - 4 Lakh | Get Quotes Now |
Micro SmartHealth Insurance PolicyMin: 91 days; Max: 80 years | 10000; 20000 | Get Quotes Now |
Corona Rakshak PolicyMin: 18 years; Max: 65 years | 50000 - 2.5 Lakh | Get Quotes Now |
Smart Super Health PlanMin: 91 Days; Max: 65 Years | 5 Lakh | Get Quotes Now |
Bharti AXA (now ICICI Lombard) Health Insurance Top Up List
Name of Plan | Sum Insured | |
Smart Super Top-up Insurance PolicyMin: 18 years; Max: 70 years | 5 Lakh | Get Quotes Now |
885 Bharti AXA Cashless Network Hospitals in India
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FAQs on Smart Health Insurance Plan Health Insurance Plan
What is the waiting period for pre-existing diseases and specific diseases, under the plan?
Under Smart Health Insurance Plan, the pre-existing diseases are covered post 48 months, while specific illnesses are covered post 24 months.
Does this policy cover day care treatments?
Yes, day care procedures are covered up to the sum insured under this policy.
What is the Sum Insured amount offered under Smart Health Insurance Plan?
There are three variants under the plan, where SI amounts are offered from Rs. 2 Lakh to Rs. 5 Lakh.
Is dread disease recuperation available in this health insurance policy?
The expenses related to recuperation incurred by the policyholder after getting discharged from the hospital are covered, provided the insured member suffers from any of the specified critical illnesses and undergoes the treatment in the same clinic or hospital.
Is any discount available at the renewal premium?
A renewal discount is offered under the plan of 5% up to maximum 25%, if no claim is made in the previous year or years.
What is the minimum entry age for Smart Health Insurance Plan?
The minimum entry age for the plan is 18 years.
What are the add-on benefits provided under the plan?
Critical illness and hospital cash allowance are the add-on benefits offered under the plan.
Is there any sub-limit on any coverage feature?
Yes, sum-limits are applicable on different offerings such as Emergency surface ambulance charges, Organ donation, Hospital cash allowance, Home nursing, Inpatient physiotherapy, and so on.
Does the plan provides any maternity benefit?
No, maternity benefit is not covered under this health insurance policy.
Does the plan cover the expenses related to AYUSH treatment.
Yes, the plan provides the coverage for AYUSH treatments up to the amount of Sum Insured.
Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance
Bharti AXA (now ICICI Lombard) Health Insurance Contact Details
Bharti AXA (now ICICI Lombard) Health Insurance
18001024444Mon to Sat 9 AM to 7 PM