Bharti AXA Smart Health Insurance Wordings

Yes, day care procedures are covered up to the sum insured under this policy.

There are three variants under the plan, where SI amounts are offered from Rs. 2 Lakh to Rs. 5 Lakh.

The expenses related to recuperation incurred by the policyholder after getting discharged from the hospital are covered, provided the insured member suffers from any of the specified critical illnesses and undergoes the treatment in the same clinic or hospital.

A renewal discount is offered under the plan of 5% up to maximum 25%, if no claim is made in the previous year or years.

The minimum entry age for the plan is 18 years.

Critical illness and hospital cash allowance are the add-on benefits offered under the plan.

Yes, sum-limits are applicable on different offerings such as Emergency surface ambulance charges, Organ donation, Hospital cash allowance, Home nursing, Inpatient physiotherapy, and so on.

No, maternity benefit is not covered under this health insurance policy.

Yes, the plan provides the coverage for AYUSH treatments up to the amount of Sum Insured.