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Bharti AXA Smart Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.10%
COVID-19 CoverYes
Network Hospitals4,500+
Policies Sold21,829
RenewabilityLifelong

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Bharti AXA Smart Health Insurance Plan Brochure

  • 130.53 KB
  • PDF Document
  • Apr 09, 2019

Bharti AXA (now ICICI Lombard) Health Insurance Plan List

    Name of PlanSum Insured
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
    Smart Health Insurance PlanMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
    Smart Health Essential PolicyMin: 91 days; Max: 65 years Get Quotes Now
    Smart Super Health Assure PolicyMin: 91 days; Max: 65 years1 Lakh - 4 Lakh Get Quotes Now
    Micro SmartHealth Insurance PolicyMin: 91 days; Max: 80 years10000; 20000 Get Quotes Now
    Corona Rakshak PolicyMin: 18 years; Max: 65 years50000 - 2.5 Lakh Get Quotes Now
    Smart Super Health PlanMin: 91 Days; Max: 65 Years5 Lakh Get Quotes Now

    Bharti AXA (now ICICI Lombard) Health Insurance Top Up List

      Name of PlanSum Insured
      Smart Super Top-up Insurance PolicyMin: 18 years; Max: 70 years5 Lakh Get Quotes Now

      885 Bharti AXA Cashless Network Hospitals in India

      FAQs on Smart Health Insurance Plan Health Insurance Plan

      • What is the waiting period for pre-existing diseases and specific diseases, under the plan?

        Under Smart Health Insurance Plan, the pre-existing diseases are covered post 48 months, while specific illnesses are covered post 24 months.

      • Does this policy cover day care treatments?

        Yes, day care procedures are covered up to the sum insured under this policy.

      • What is the Sum Insured amount offered under Smart Health Insurance Plan?

        There are three variants under the plan, where SI amounts are offered from Rs. 2 Lakh to Rs. 5 Lakh.

      • Is dread disease recuperation available in this health insurance policy?

        The expenses related to recuperation incurred by the policyholder after getting discharged from the hospital are covered, provided the insured member suffers from any of the specified critical illnesses and undergoes the treatment in the same clinic or hospital.

      • Is any discount available at the renewal premium?

        A renewal discount is offered under the plan of 5% up to maximum 25%, if no claim is made in the previous year or years.

      • What is the minimum entry age for Smart Health Insurance Plan?

        The minimum entry age for the plan is 18 years.

      • What are the add-on benefits provided under the plan?

        Critical illness and hospital cash allowance are the add-on benefits offered under the plan.

      • Is there any sub-limit on any coverage feature?

        Yes, sum-limits are applicable on different offerings such as Emergency surface ambulance charges, Organ donation, Hospital cash allowance, Home nursing, Inpatient physiotherapy, and so on.

      • Does the plan provides any maternity benefit?

        No, maternity benefit is not covered under this health insurance policy.

      • Does the plan cover the expenses related to AYUSH treatment.

        Yes, the plan provides the coverage for AYUSH treatments up to the amount of Sum Insured.

      Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Bharti AXA (now ICICI Lombard) Health Insurance Contact Details

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