Who can buy Bharti AXA’s policy?

Any Indian between the group of 5 years and 55 years can buy the health insurance policy of Bharti AXA.

How can I buy Bharti AXA health insurance plans?

You can buy and apply for any Bharti AXA Health Insurance Policy online from the official website of Bharti AXA Health Insurance at www.bharti-axagi.co.in or you can call at 022-6118-8888. Also, you can purchase through online broker’s website like www.insurancedekho.com.

Are pre-medical tests required to buy a health insurance policy?

No, pre-medical check-up is not required to buy any policy until you are up to 45 years old.

Are family members covered under the Bharti AXA critical illness policy?

Yes, but the policy should be issued on a Floater Basis. Family members of the insured, comprising spouse and two dependent children (age group of 5 to 55 years, are covered).

Is critical illness cover important for young people?

Yes, it is important for young people. This is because, critical illnesses can occur to anyone irrespective of their age.

Bharti AXA Smart Health Insurance User Reviews

93 reviews Rate This

Bharti AXA

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.10%
COVID-19 Cover	Yes
Network Hospitals	4,500+
Policies Sold	21,829
Renewability	Lifelong

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Smart Health Insurance Plan

4.0

Based on

18 User reviews

A plan for all.
I bought this Smart Health Insurance policy 2 years ago and found that it has a vast array of benefits to offer. So, anyone can invest in the policy to get coverage for hospitalisation expenses, pre & post hospitalisation expenses, domiciliary hospitalisation, day care treatment, AYUSH treatment, and countless others. I suggest this plan for all.
S
Swapan Sasmal
On: Nov 26, 2019
Protects my health and wealth!
I can easily say that Smart Health Insurance is a great option to go with if you want to safeguard the health and wealth of your family. It is an affordable policy that provides superior coverage without breaking your saving account. All in all, it is a considerable choice for everybody.
R
Rouhin Banerjee
On: Nov 26, 2019
Very smart plan!
This policy made me stay financially stable even during an unfortunate medical emergency. Be it an illness or accident that required me to go under medical treatment, this policy always provided me with ultimate support due to which I never had to worry about managing finances during the hospitalisation.
A
Ashitkumar P Shah
On: Nov 06, 2019
A health plan for life!
A time when you can least afford to be under stress. So, if you place your trust in Bharti AXA, go for this Smart Health Insurance to secure the health and financial condition of you and your family. I am very much happy and satisfied with its performance.
R
Raman Lal
On: Nov 01, 2019
A great choice!
Smart Health Insurance is a great option to go with. I have protected my family with this plan, and if you want to safeguard the health and wealth of your family opt for this today. It is an affordable policy that provided me with the best and supreme coverages without affecting my bank balance. All in all, it is a great choice.
R
Rakesh Jain
On: Oct 23, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

Ultimate Support!
If you want to leave all your family health related stress and tension behind, purchase the Bharti AXA’s Smart Health Insurance policy, which actually helps you stay financially stable even during an unfortunate medical emergency. It has given me enough strength to face an illness or accident with ultimate monetary support.
R
Rohit A Mirani
On: Oct 23, 2019
Brilliant health policy!
In the last 2 years, the Smart Health Insurance has helped me stay financially stable even during an unfortunate medical emergency. Be it an illness or accident this policy has always offered me with ultimate support that never let me worry about managing finances.
R
Ravinder Kumar
On: Oct 04, 2019
A considerable option!
This Smart Health Insurance is a great option to go with if you want to protect the health and wealth of your family. It is an affordable policy that provides superior coverage so you need not break your savings. In short, it is a considerable choice without any doubt.
S
Santosh
On: Oct 04, 2019

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FAQs

Who can buy Bharti AXA’s policy?
Any Indian between the group of 5 years and 55 years can buy the health insurance policy of Bharti AXA.
How can I buy Bharti AXA health insurance plans?
You can buy and apply for any Bharti AXA Health Insurance Policy online from the official website of Bharti AXA Health Insurance at www.bharti-axagi.co.in or you can call at 022-6118-8888. Also, you can purchase through online broker’s website like www.insurancedekho.com.
Are pre-medical tests required to buy a health insurance policy?
No, pre-medical check-up is not required to buy any policy until you are up to 45 years old.
Are family members covered under the Bharti AXA critical illness policy?
Yes, but the policy should be issued on a Floater Basis. Family members of the insured, comprising spouse and two dependent children (age group of 5 to 55 years, are covered).
Is critical illness cover important for young people?
Yes, it is important for young people. This is because, critical illnesses can occur to anyone irrespective of their age.

View All

Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Bharti AXA (now ICICI Lombard) Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Bharti AXA (now ICICI Lombard) Health Insurance
18001024444Mon to Sat 9 AM to 7 PM
service@bharti-axalife.com