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Bharti AXA (now ICICI Lombard) Health Insurance Plan List
Name of Plan | Sum Insured | |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Get Quotes Now |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Get Quotes Now |
Smart Health Insurance PlanMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
Smart Health Essential PolicyMin: 91 days; Max: 65 years | Get Quotes Now | |
Smart Super Health Assure PolicyMin: 91 days; Max: 65 years | 1 Lakh - 4 Lakh | Get Quotes Now |
Micro SmartHealth Insurance PolicyMin: 91 days; Max: 80 years | 10000; 20000 | Get Quotes Now |
Corona Rakshak PolicyMin: 18 years; Max: 65 years | 50000 - 2.5 Lakh | Get Quotes Now |
Smart Super Health PlanMin: 91 Days; Max: 65 Years | 5 Lakh | Get Quotes Now |
Bharti AXA (now ICICI Lombard) Health Insurance Top Up List
Name of Plan | Sum Insured | |
Smart Super Top-up Insurance PolicyMin: 18 years; Max: 70 years | 5 Lakh | Get Quotes Now |
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FAQs on Smart Health High Deductible Health Insurance Plan
What is the eligibility for Smart Health High Deductible Insurance Policy?
Smart Health High Deductible Insurance Policy can cover people aged between 91 days and 65 years. Note that children below 5 years of age can only be covered if either or both the parents are covered under the policy as well.
What are the waiting periods under Smart Health High Deductible Insurance Policy?
Smart Health High Deductible Policy comes with the following waiting periods:
- Waiting period for pre-existing diseases: 48 months
- Initial waiting period: 30 days
- Waiting period for specific diseases: 24 months
Will I be required to share any loss if covered under Smart Health High Deductible Insurance Policy?
In case of a health insurance claim, you will be required to share the following costs:
- Expenses exceeding the sub-limits
- Deductible amount as per the schedule of benefits
Can I avail tax benefits on the premium paid for Smart Health High Deductible Insurance Policy?
Yes. You can avail tax benefits on the premium paid for Smart Health High Deductible Insurance Policy, under Section 80D of the Income Tax Act, 1961.
What are the renewal benefits offered under Smart Health High Deductible Insurance Policy?
Smart Health High Deductible Insurance Policy offers the following renewal benefits:
- Expenses related to health check-up at the time of policy renewal (once in block of 4 years)
- Renewal discount of 5% offered every year a claim is not made, for up to a maximum of 25%
Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance
Bharti AXA (now ICICI Lombard) Health Insurance Contact Details
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Bharti AXA (now ICICI Lombard) Health Insurance
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