Bharti AXA Smart Health Essential Insurance Wordings
Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 93.10% |
COVID-19 Cover | Yes |
Network Hospitals | 4,500+ |
Policies Sold | 21,829 |
Renewability | Lifelong |
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Bharti AXA (now ICICI Lombard) Health Insurance Plan List
- Family (2)
- Individual (2)
- Critical Illness (1)
- Kids (1)
- Maternity (1)
- Parents (1)
- Senior Citizen (1)
- Woman (1)
Name of Plan | Sum Insured | |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Check Premium |
Smart Health Insurance PlanMin: 91 Days; Max: No Limit | 2 Lakh | Check Premium |
Smart Health Essential PolicyMin: 91 days; Max: 65 years | Check Premium | |
Smart Super Health Assure PolicyMin: 91 days; Max: 65 years | 1 Lakh - 4 Lakh | Check Premium |
Micro SmartHealth Insurance PolicyMin: 91 days; Max: 80 years | 10000; 20000 | Check Premium |
Corona Rakshak PolicyMin: 18 years; Max: 65 years | 50000 - 2.5 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Check Premium |
Smart Super Health PlanMin: 91 Days; Max: 65 Years | 5 Lakh | Check Premium |
Bharti AXA (now ICICI Lombard) Health Insurance Top Up List
Name of Plan | Sum Insured | |
Smart Super Top-up Insurance PolicyMin: 18 years; Max: 70 years | 5 Lakh | Check Premium |
Bharti AXA Cashless Network Hospitals in India
Choose Bharti AXA (now ICICI Lombard) Plan for
FAQs on Smart Health Essential Policy Health Insurance Plan
-
What is the payment basis for Smart Health Essential Insurance Policy?
The payment for Smart Health Essential Insurance Policy is made on a benefit basis.
-
What are the renewal conditions for Smart Health Essential Insurance Policy?
Smart Health Essential Insurance Policy comes with lifetime renewability benefits, provided the renewal premium is paid timely on the due dates, without any policy lapse.
-
What are the waiting periods under Smart Health Essential Insurance Policy?
Smart Health Essential Insurance Policy comes with the following waiting periods:
- Pre-existing diseases: 48 months
- Hospitalisation expenses for sickness/illness/disease/injury: 30 days from the date of commencement of the policy
- Waiting period for specific illness/sickness/diseases/injury: 24 months
-
Can I buy Smart Health Essential Insurance Policy on a family floater basis?
Yes. You can buy Smart Health Essential Insurance Policy on an individual or family floater basis. On an individual basis, the sum insured shall be available for each family member, whereas on a family floater basis, one sum insured shall be applied to the entire family.
-
What is the eligibility for Smart Health Essential Insurance Policy?
Smart Health Essential Insurance Policy can be purchased by people aged between 91 days and 65 years, beyond 65 years, only renewals are allowed.
Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance
Bharti AXA (now ICICI Lombard) Health Insurance Contact Details
Bharti AXA (now ICICI Lombard) Health Insurance
18001024444Mon to Sat 9 AM to 7 PM