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How to Buy Insurance for Renault Kwid via InsuranceDekho
Renault Kwid Summary
Renault Kwid is one of the most popular hatchbacks in India owing to its performance and stylish looks. This French offering is available in 6 different colours namely Electric Blue, Moonlight Silver, Fiery Red, Outback Bronze, Zanskar Blue and Cool White. This beauty comes with an engine of up to 999 cc and gives a mileage of up to 17.09 kmpl. Renault Kwid is also loaded with a number of safety features like anti-lock braking system, central locking, power door locks, child safety locks, seat belt warning, crash sensor and engine check warning.
Renault Kwid Car Insurance
As per the Indian Motor Tariff, every car owner in the country is mandatorily required to have at least a third party insurance cover. Thus, driving a car without a valid insurance cover is an offence and penalised with a fine of Rs. 2,000 and/or imprisonment of up to 3 months. Thus, as soon as you buy a Renault Kwid, do buy at least a third party insurance policy with it.
Types of Car Insurance Covers
1. Third Party Cover
This plan insures you against the third party liabilities which may incur due to an accident involving your car. These liabilities include bodily injuries, death, disability (temporary as well as permanent) and property damage of a third party. The property damage cover is limited up to Rs. 7.5 lakh.
2. Standalone Own-Damage Cover
This plan is meant to insure you against the own-damages incurred by your car in a mishap like road accident, natural disaster, man-made calamity, fire, explosion, riots, strikes, theft, etc.
3. Comprehensive Cover
This cover takes care of third party liabilities as well as own-damages incurred by your car in an unfortunate event.
You can buy a suitable car insurance policy for your Renault Kwid in just 5 minutes at InsuranceDekho by following these steps:
Step 1: Visit InsuranceDekho’s website.
Step 2: Enter your car number. You can also proceed by selecting the brand, model, variant and fuel type of your car.
Step 3: Type in your name and mobile number. Get quotes.
Step 4: Select the plan which best suits your budget and requirements. Make the payment and receive the policy document in your inbox.
Renault KWID Variants
|Variant Name||Fuel Type||Ex-showroom Price|
|Renault KWID 1.0 RXT AMT Opt||Petrol||₹479,990.00|
|Renault KWID 1.0 RXT BSIV||Petrol||₹433,290.00|
|Renault KWID 1.0 RXT Opt BSIV||Petrol||₹440,990.00|
|Renault KWID 1.0 RXT AMT BSIV||Petrol||₹463,290.00|
|Renault KWID 1.0 RXT AMT||Petrol||₹472,290.00|
|Renault KWID 1.0 RXT Opt||Petrol||₹449,990.00|
|Renault KWID 1.0 RXT AMT Opt BSIV||Petrol||₹470,990.00|
|Renault KWID 1.0 RXT||Petrol||₹442,290.00|
|Renault KWID Climber 1.0 MT BSIV||Petrol||₹454,490.00|
|Renault KWID Climber 1.0 MT||Petrol||₹463,490.00|
|Renault KWID Climber 1.0 AMT||Petrol||₹493,490.00|
|Renault KWID Climber 1.0 AMT BSIV||Petrol||₹484,490.00|
|Renault KWID Climber 1.0 AMT Opt||Petrol||₹501,190.00|
|Renault KWID Climber 1.0 MT Opt||Petrol||₹471,190.00|
|Renault KWID Climber 1.0 AMT Opt BSIV||Petrol||₹492,190.00|
|Renault KWID Climber 1.0 MT Opt BSIV||Petrol||₹462,190.00|
|Renault KWID RXT||Petrol||₹422,290.00|
|Renault KWID RXE||Petrol||₹362,290.00|
|Renault KWID RXE BSIV||Petrol||₹353,290.00|
|Renault KWID RXL BSIV||Petrol||₹383,290.00|
|Renault KWID RXL||Petrol||₹392,290.00|
|Renault KWID RXT BSIV||Petrol||₹413,290.00|
|Renault KWID STD||Petrol||₹292,290.00|
|Renault KWID STD BSIV||Petrol||₹283,290.00|
Add-ons For Your Renault Kwid Car Insurance
A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.
A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the motor insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.
A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.
If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your car, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.
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Renault KWID Car Insurance User Reviews2 Reviews
- Hassel free experience. This is the second policy I am buying from you guys. Your quote is cheaper than others.PARVATHY RAVINDRAN NAIRRenault KWID, BangaloreNAVI General Insurance17th May, 2020
- good navigation and ease of usingDinesh KumarRenault KWID 2015-2019, HyderabadRoyal Sundaram General Insurance15th April, 2020
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -firstname.lastname@example.org.