Renault Car Insurance

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About Renault

Renault is a multinational car manufacturer which was founded in 1899 by three brothers Louis, Marcel and Fernand Renault based in France. The company was earlier named Societe Renault Freres. Other than car manufacture the company has also been involved in motor racing. The owner-founders themselves were involved in the sport. In India, Renault made into the car market as part of a joint venture with Mahindra & Mahindra as Mahindra Renault Limited in 2005. In the following years the venture broke up and the French company relaunched itself with the name Renault India Private Ltd. in October 2010. It has its headquarters in Mumbai and a production facility in Tamil Nadu.

Renault Car Insurance

When you purchase a Renault car or if you already have one make sure to also purchase insurance for it. The car insurance provides a layer of protection for the Renault car in case of a mishap. It does this by compensating the policyholder for any losses in case of a mishap. Giving the policyholder financial stability and relative peace of mind in a moment of crisis.

Safeguarding your Renault cars from the uncertainties they face is crucial as they are expensive and an important part of our daily lives now. With an own-damage car insurance cover, you can cover for a variety of situations such as vandalism, road accidents, thefts, natural and manmade calamities. Additionally, you must purchase third party insurance for your Renault car. It is obligatory and without it, you can be fined Rs. 2,000 and/or be imprisoned for up to 3 months. The insurance will cover third party liabilities including bodily injuries, death and property damage in the event of a mishap.

You can also purchase add-on covers with your Renault Car Insurance to further strengthen your insurance policy. These optional covers allow you to pick and choose the ones that are best suited to your needs. Here are a few add-ons that could be a wise addition to your Renault Car Insurance policy:

  • Zero Depreciation Policy: With this add-on cover your claim amount during claim settlement will be much higher as the insurance provider will mitigate the depreciation rate of the Renault car. This add-on cover will only be available for cars that are less than five years old and can be used only a limited number of times within a year.
  • Passenger Assistance: This cover will take care of the costs of taking care of the passengers in the policyholder’s vehicle in case of a mishap.
  • Roadside Assistance Cover: This add-on takes care of your Renault car in case of a breakdown. With this add-on, the insurance provider will take care of transporting your car to the nearest garage or have a mechanic brought to your location etc.

Car Insurance Renewal Process for Renault Cars

All the Renault car owners need to renew their car insurance plans to keep their cars insured under an insurance policy and availing its benefits without any break. Hence, it is not just an essential task but a mandatory process to renew your car insurance policy before its date of expiry and keep it secured. Following are the steps to renew the Renault car insurance plan online:

Step 1: Visit the website of the InsuranceDekho and choose the ‘Car’ tab.

Step 2: Enter the Registration Number of your Renault car to continue. Choose your car’s variant and fuel type to proceed. In case you are not aware of your Renault car’s registration number, then you will have to click on the ‘Don't know your car number?’ link and select your car’s brand, model, variant, fuel type, registration year, RTO of your Renault car to continue ahead.

Step 3: Enter the date of expiry of your previous car insurance plan and the name of your previous car insurance company. Also, you will have to declare as if you have raised any car insurance claim in the previous policy year and click on the ‘Continue’ button to continue.

Step 4: Enter your personal details which includes name, mobile number and duration of which you want a car insurance plan and click on ‘Submit and Get Quotes’ tab.

Step 5: Some best car insurance policy premium quotes provided by different car insurance companies will appear before you. Choose a car insurance after making a comparison between them on the basis of your needs and budget. At this stage, you can also add a few add-on covers as per your choice in your car insurance plan.

Step 6: Confirm all the filled data and details entered by you since now and then click on the ‘Buy Now’ link to move to the final stage of payment. You can pay a renewal fee to continue your Renault car secured under a car insurance plan through different gateways like debit and credit card, digital wallets and net banking facilities. After the payment is completed, your insurer will generate a car insurance policy document instantly and it will be sent to you directly to your registered Email ID.

Claim Cashless Car Insurance For Renault Cars

The cashless car insurance claim process is an option which allows you to get your Renault car repaired at the network garage of your insurance company. To avail this method, you should intimate your insurance company soon after a mishap to initiate the claim process. The best part of this facility is that it allows your Renault car to get repaired without making any payment as under this system the insurance company is liable to pay the repair bill to the workshops after analysing the repair invoice and relevant documents.

The cashless car insurance methods allow you to refrain from making a sudden and hefty payment for repair work soon after a collision or mishap. The cashless car insurance process is faster than the reimbursement claim process as the latter needs lesser documents to be submitted and make policyholders go through fewer formalities too when compared to the latter. The insurer also sends a surveyor to the spot immediately after an accident to examine the extent of damage which makes the process quick and transparent. Also, getting your car repaired at the network garages of your insurer helps you get the best repair service without paying anything as the insurance companies hold only the high-quality service providing workshops in its network.

Renew Expired Policy for Renault Cars

As per the Indian Motor Tariff, it is illegal to drive a car without a valid car insurance policy. Driving a car without an insurance policy or inactive insurance cover can drag you in legal and financial troubles. Therefore, it is crucial to renew the car insurance plan before the due date without fail. But, in case you fail to renew your plan on time, you can still renew it within the grace period, which is generally 90 days but varies from insurer to insurer. Before the renewal of your expired plan, you should avoid driving your car as it is illegal and also you will not be eligible to get any compensation for damages.

When your car insurance policy gets expired, you should immediately connect with your car insurance provider or agent. The online renewal of policy is always recommended, if possible. Some insurers offer a self-inspection facility with which you can upload the pictures and videos of the car through the portal with which you can renew the plan instantly without waiting for the surveyor to physically inspect the car. On approval, the insurer sends a confirmation to continue with the payment to renew the car insurance policy online. Therefore, timely renewal of a car insurance policy is crucial as it can save you from a lot of hassles and legal as well as financial setbacks in future.

Car Insurance Premium for Renault Car Variants

The following table shows the complete list of Renault car variants with their insurance premium rates.
Car ModelVariant of the CarIDV*Zero Depreciation Price* (INR)Premium* (INR)
Renault Lodgy110PS RxZ 7 Seater 794100 3152 21056
Renault ScalaRxL CVT Travelogue 582120 2868 12598
Renault Captur1.5 Diesel RXE 911999 5016 21025
Renault FluenceE4 D 1293086 7112 24871
The above-mentioned Renault Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

Calculate Renault Car Insurance

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When did you buy your car?
Have you made a claim in the previous year?

Renault Car Insurance User Reviews

What users are saying
  • Quality digital service

    InsuranceDekho platform offers quality digital service which includes policy research, issuance, renewal and c...

    Read More
    By Aniket Kumar
    On: 7th December, 2021
  • Plans for different budgets

    The InsuranceDekho portal has policies that suit the budgets of different policyholders. It also helped me cho...

    Read More
    By Tushar Ghai
    On: 6th December, 2021
  • Excellent customer team

    The InsuranceDekho team put their best efforts to serve their customers. They understand the value of time. I ...

    Read More
    New India
    By Vivek Dhar
    On: 1st December, 2021
  • Secured digital payment

    The digital payment modes available on the portal on InsuranceDekho are secured and encrypted. They infused co...

    Read More
    Bajaj Allianz
    By Manju Kaushik
    On: 24th November, 2021
  • Budget-friendly policy options

    When I was looking for budget-friendly policies to insure my Renault Duster car, I checked InsuranceDekho. Eve...

    Read More
    By Karan Mehra
    On: 23rd November, 2021
  • Easy to carry cover

    I purchased a New India car insurance policy which was issued digitally for my Renault Duster car from the Ins...

    Read More
    New India
    By Savit Khurana
    On: 22nd November, 2021
  • It was great

    Overall experience is good. It can can be fast as i have to upload documents multiple times. Would love to bu...

    Shriram General Insurance
    Renault KWID Gurgaon
    On: 24th October, 2021
  • User-friendly website

    InsuranceDekho website is quite user-friendly. From getting information to policy issuance, I got assistance f...

    Read More
    By Shekhar Sharma
    On: 4th October, 2021
  • Easy renewal process

    The process to renew the Navi car insurance policy for my Renault Duster car was rapid and smooth. I just had ...

    Read More
    By Farhan Ahmed
    On: 23rd September, 2021
  • Great recommendations

    I wanted to purchase a car insurance plan to protect my Renault Triber car. I talked to customer care executiv...

    Read More
    By Karuna Tiwari
    On: 22nd September, 2021

Renault Car Insurance FAQs

  • How long does it take to renew a Renault car insurance?

    You can get your Renault car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Renault cars

    For Renault Insurance, The popular car insurance add-ons opted with Renault cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Renault car

    You can visit our website, compare all available premium quotes for Renault cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Renault cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Renault cars.

  • How can I renew my Renault car insurance online?

    InsuranceDekho makes renewal of your Renault Insurance even more convenient. We have a safe and quick online Renault insurance policy renewal facility. Please pay online at
  • Can I renew the car insurance policy for my Renault car online?

    You can purchase a car insurance policy online for your Renault car by clicking to the website of InsuranceDekho, i.e, At InsuranceDekho, you can compare various car insurance policy premium quotes which are available on its site for your Renault car and select the plan as per your budget and requirements.

  • Will I have to buy a third party car insurance compulsorily for my new Renault car?

    Yes, every car owner in India needs to own a third party car insurance plan while driving, hence, you will also have to buy it for your new Renault car. Also, as per the direction of the Supreme Court of India, it is also necessary for all the new car owners to get a 3 year third party car insurance policy for their cars while registering your Renault car.

  • How the addition of a zero depreciation add-on in my car insurance plan can benefit my Renault car?

    The zero depreciation is a car insurance add-on cover that can be added in a car insurance policy by paying a little extra amount of premium. It is designed to assist policyholders in getting the claim amount under the car insurance plan without any deduction of default depreciation. With this car insurance add-on cover, you can find a higher insurance claim for your Renault car after a collision or an accident.

  • If my Renault car gets stolen, can I make a car insurance claim for the loss?

    Yes, if your Renault car is covered under an own-damage car insurance policy or a comprehensive car insurance plan, then you can raise a car insurance claim to get the claim amount for your loss which you sustain due to the car theft.

  • How much No Claim Bonus (NCB) can I get from the car insurance policy of my Renault car?

    You can get a maximum up to 50% discount as the No Claim Bonus (NCB) for not making any claim in the previous year car insurance policy. With every successive claim-free year the NCB benefit accumulates which leads you to pay a lower amount of premium in the next policy year.

  • If my Renault car insurance policy expires, can I renew it after that?

    Yes, if your Renault car insurance cover gets expired, you can still renew it. Every insurer offers a grace period of 30 days to 90 days, however, which may vary from one insurer to another insurer. You will have to confirm the duration of this grace period from your car insurance policy document or by directly contacting your car insurance agent.

  • What details should I enter on the premium calculator to compute the premium for my Renault car insurance plan?

    The premium calculator is the best and easy way to find the right Insured Declared Value (IDV) and the correct premium amount provided by various insurance companies for different car insurance covers for your Renault car. To compute the premium and IDV for various policies, you will have to enter a few details on the premium calculator which are as follow:

    • Car Manufacturer
    • Model of the Car
    • Variant of the Car
    • Car Registration City
    • Year of Car Purchase.
  • Where can I contact to get car insurance related assistance for my Renault car?

    You can connect with the customer care team of the InsuranceDekho for any car insurance-related assistance by calling at 755-1196-989 or by emailing at

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