Renault Cars Insurance Price (2018 Premium)
|Model||Variant||IDV||Zero Dep (in INR)||Gross Premium (in INR)|
|Renault Scala||RxL CVT Travelogue||582120||2868||12598|
|Renault Lodgy||110PS RxZ 7 Seater||794100||3152||21056|
|Renault Duster||110PS Diesel RxZ||900360||4952||14146|
|Renault Captur||1.5 Diesel RXE||911999||5016||21025|
|Renault Koleos||4X2 MT||1937870||0||44013|
|Renault Fluence||E4 D||1293086||7112||24871|
Which car do you drive?
Add-ons For Your Renault Car Insurance
A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.
A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the motor insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.
A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.
If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your car, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.
Renault Car Insurance User Reviews
Buying Cholamandalam car insurance policy from InsuranceDekho was a very easy and paperless process. I liked the benefits as well as the smooth buying process too. I thank the team for suggesting this for my Renault Duster car.
My Acko car insurance policy offers me many benefits. I bought it for my Renault Kwid car from InsuranceDekho last month and am enjoying the benefits. The policy is affordable too. Thanks for the suggestion, team.
InsuranceDekho has many quotes online. I visited their website to find a reliable car insurance policy for my Renault Duster car. I shortlisted SBI General’s policy for myself and I am satisfied with the benefits.
The team at InsuranceDekho suggested United India’s car insurance policy for my Renault Kwid car. I really liked the policy benefits and bought it from them online at an affordable price.
One of my friends suggested that I buy a car insurance policy from InsuranceDekho and I am really happy to purchase Shriram’s policy for my Renault Kwid car from them. Really liked the services.
InsuranceDekho has a good team of knowledgeable customer care executives who explained to me all the terms and conditions for my Kotak car insurance policy that I purchased for my Renault Duster car.
The humble and helpful team at InsuranceDekho helped me to purchase Tata AIG car insurance policy for my Renault Duster car. The executives talked to me very politely and explained the pros and cons of my policy.
I get many benefits under my Digit car insurance policy that I purchased for my Renault Kwid car. I really liked not only the coverage features under the policy, but also the services of InsuranceDekho.
I recently purchased Bajaj Allianz car insurance policy from InsuranceDekho for my Renault Duster car. The policy offers me great benefits and suits my requirements the best.
Surya Dev Tripathi
I had purchased ICICI Lombard car insurance policy for my Renault Kwid car from InsuranceDekho and had recently renewed it. The process was smooth enough and didn’t face any issue in making payment or choosing renewal quotes.
How long does it take to renew a Renault car insurance?
You can get your Renault car insurance renewed in just 5 minutes with InsuranceDekho.
Which all insurance add-ons should be bought with Renault cars
The popular insurance add-ons opted with Renault cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.
From where can I purchase insurance for my Renault car
You can visit our website insurancedekho.com, compare all available premium quotes for Renault cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.
Which insurer has the best claim settlement ratio for Renault cars?
Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Renault cars.