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Maruti Alto K10 Insurance

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Maruti Alto K10 Insurance

Calculate Your Maruti Alto K10 Insurance

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When did you buy your car?
Have you made a claim in the previous year?

Maruti Alto K10 Key Specifications


₹3.40 Lakhs onwards


23.95 to 32.26 kmpl


Manual, Automatic


998 cc

Fuel Type
Fuel Type

Petrol, CNG

Seating Capacity
Seating Capacity

4, 5 Seater


58.2 BHP


78 NM

​How to Buy Insurance for Maruti Suzuki Alto K10 Insurance via InsuranceDekho

Maruti Suzuki Alto K10 Summary

Maruti Suzuki Alto K10 is considered to be the most driven car in the country. Its elegant design and economical price model makes it a family car. It possesses an engine capacity of up to 998 cc and delivers a mileage of 23.95 kmpl to 32.26 km/kg with petrol and CNG variants respectively. This cost-efficient hatchback car comes with manual and automatic transmission and is available in 12 variants and 5 different colours. When it comes to security, the Alto K10 is equipped with various safety features such as central locking, seat belt warning, rear seat belts, engine immobilizer, anti-theft device, side and front impact beams and so on.

Maruti Alto K10 Car Insurance

You should have a minimum of a third party car insurance cover for your Maruti alto K10 car, according to the Indian Motor Tariff. The car insurance cover offers you compensation against the financial liabilities of a third party that may arise due to an accident involving your car. If caught driving without at least a third party car insurance policy, you can be charged with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover for Maruti Alto K10 Car

1. Third Party Cover

This is minimum insurance coverage that you should at least own. It gives you compensation against the expenses which may be caused by you, towards the third party for bodily injury, death, or property damage, incurred due to an accident with your car. The maximum coverage for the expenses of property damage is limited to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

Own Damage Car Insurance is an insurance policy designed to protect your car’s own damage, which includes the damages or loss incurred to your own car due to an accident or a mishap.

3. Comprehensive Cover

This is an insurance policy that compensates for the damages incurred by you towards a third party as well as for the own-damage expenses, which may be caused due to an accident or an unforeseen event involving your car.

How to Buy Maruti Alto K10 Car Insurance From InsuranceDekho

Visit InsuranceDekho and get all the insurance-related solutions for your car insurance policy. Refer to the steps given below to purchase a car insurance cover for your Maruti Suzuki Alto K10:

Step 1: Visit InsuranceDekho official website

Step 2: Enter your car number in the “get your quote” section. If you don't have the car number, just enter some details like car brand, car model, fuel type, a variant of the car, registration year, registration place, etc., to proceed further.

Step 3: Enter your name and mobile number to get the car insurance quote

Step 4: Choose a quote and finalize a plan as per your budget and requirements

Step 5: Pay for the selected insurance policy. You will receive the policy document via email.

Maruti Suzuki Alto K10 Car Insurance Claim Process

Cashless Car Insurance Process

With the cashless car insurance process, you can get your car repaired without paying anything at a network garage of your insurance company and your insurer will pay off your repair expenses on your behalf. Here is the process of the cashless car insurance claim for your Alto K10 car:

  • Inform your insurer after an accident or mishap by calling the customer care team of your insurer or by visiting their official website or through their mobile app.
  • Share the details of the incident with the police and register an FIR, mainly in case of accident, theft, and so on.
  • Click a few pictures of the damages sustained by your car, bodily injuries, if suffered, and so on., after the accident as they can be used as valid proof during the claim settlement.
  • Take your car to the nearest network garage for cashless repairs. You can connect with your insurer to arrange towing facilities for your car, in case it becomes immovable.
  • Once your car reaches the garage, a surveyor will be sent by your insurance company to assess the extent of damages sustained by your car. At this stage, you will have to show relevant documents such as registration certificate, driving license, FIR, etc., to the surveyor.
  • The surveyor will prepare a claim report and submit it to the insurance company on the basis of which your insurer will approve or reject your claim.
  • If your insurer approves your claim, the network garage will start repairing your car. After the repair is done, your insurer will pay the repair amount to the garage on your behalf.

Reimbursement Car Insurance Process

The reimbursement claim process makes you pay the repair bills at the time of repair and then get it reimbursed by your insurer. Here is the process of reimbursement car insurance claim for your Alto K10 car:

  • Intimate your insurer about the accident or any mishap and register your claim.
  • Take your damaged car to any garage or repair centre of your choice for repair.
  • A surveyor will be sent by your insurance company at the garage to access the damages.
  • The surveyor will prepare a claim estimate report and submit it to your insurance company.
  • The garage will repair your car and you will have to pay the generated car repair bill.
  • Submit the original bills of repair issued by the garage to your insurer with a claim form.
  • Your insurer will inspect your repair bills and claim form and reimburse your repair cost.

Maruti Alto K10 Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your Maruti Alto K10 third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Maruti Alto K10 is available in 12 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.

Maruti Alto K10 LX

998 cc,Petrol

₹3.61 Lac

Maruti Alto K10 LXI CNG Optional

998 cc,CNG

₹4.24 Lac

Maruti Alto K10 Plus Edition

998 cc,Petrol

₹3.40 Lac

Maruti Alto K10 LXI Optional

998 cc,Petrol

₹3.61 Lac

Maruti Alto K10 LX Optional

998 cc,Petrol

₹3.45 Lac

Maruti Alto K10 LXI CNG

998 cc,CNG

₹4.40 Lac

Maruti Alto K10 LXI

998 cc,Petrol

₹3.78 Lac

Maruti Alto K10 VXI Airbag

998 cc,Petrol

₹3.92 Lac

Maruti Alto K10 VXI Optional

998 cc,Petrol

₹4.07 Lac

Maruti Alto K10 VXI AMT

998 cc,Petrol

₹4.39 Lac

Maruti Alto K10 VXI

998 cc,Petrol

₹3.94 Lac

Maruti Alto K10 VXI AGS Optional

998 cc,Petrol

₹4.25 Lac

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Maruti Alto K10 Car Insurance User Reviews

21 Reviews
Why did they insure their car with InsuranceDekho
  • Very nice support
    customer care executive was very informative and helpful . he showed all the possible ways to find out the cheapest and...
    Read More
    Hdfc ErgoBy SHIRISH DIGAMBAR DESHPANDEOn:6th January, 2023
  • Easy car Insurance with best Deal
    Good experience to purchase car insurance. It is promt and best deal is available. People can easily available it. They ...
    Read More
    Universal SompoBy Ranajit BatabyalOn:15th July, 2022
  • Good job done
    VERY good. The experience was very good. It was fast and with clarity. There was no ambiguity. The representative explai...
    Read More
    Hdfc ErgoBy SANJAY RISHIOn:25th October, 2021
  • very nice Service executive who guided for policy
    nice service of sales executive who guided for the process of buying service executive called thrice and helped out to ...
    Read More
    New IndiaBy YASIR MAJID KHANOn:3rd August, 2021
  • Quotes in a jiffy
    I never knew generating quotes for my Maruti Alto K10 could be done in a jiffy. I just provided the registration number ...
    Read More
    Bharti AxaBy Rupali Basak On:8th February, 2021
  • good support from your side thanks to shashank
    good experience your employee shashank has explain very well and clear my all dots. he was soo good and patient and supp...
    Read More
    Iffco TokioBy AVTAR SINGHOn:19th January, 2021
  • good executive shashank
    good service by your executive (shashank) he will explain all the things because of that i will convince and purchase....
    Read More
    Hdfc ErgoBy SHEHNAZ PARBINOn:16th January, 2021
  • Great experience
    Buying HDFC ERGO comprehensive car insurance policy for my Maruti Alto K10 on has been a great experi...
    Read More
    Hdfc ErgoBy Supratim Bhattacharya On:4th January, 2021
  • One click car insurance
    Excellent service, prompt response and attractive premium quotes. On the spot policy issuance by soft copy. User-friendl...
    Read More
    Bajaj AllianzBy Venkatesh Pazhayannur ParasuramanOn:26th December, 2020
  • Ease and fast service
    Taken my car insurance from InsuranceDekho portal. I got good experience at swift pace without any hassle. No hidden cos...
    Read More
    Hdfc ErgoBy ANKUSH LAWANDEOn:19th December, 2020
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Maruti Suzuki Alto K10 Car Insurance FAQs

  • 1

    What is the Best Car Insurance Plan for My Maruti Alto K10?

    The car insurance that is best suited for your Alto K10 depends on your needs and price point. The easiest way to find the right policy for you is to purchase your policy online. With a few clicks, you can compare different car insurance companies, the quotes they offer and their network cashless garages. Checking the claim settlement ratio is a good indicator of the insurance companies’ reputation.

  • 2

    Will Car Insurance Pay for My Alto K10’s Windshield if it is Shattered in an Accident?

    Your insurance provider will compensate for the damages to your car in case of a mishap only if you have a standalone own damage cover or a comprehensive plan. Moreover, if the mishap occurred due to a case of illegal driving the insurance company will not cover the costs.

  • 3

    Does My Second Hand Alto K10 Require Car Insurance?

    Yes, every car driving on Indian roads must have at least a third party insurance. If caught without it you can be fined Rs. 2,000 and/or be imprisoned for up to 3 months. However, it is also advised that you purchase an own damage cover for your car as well.

  • 4

    What are the Factors that Affect My Alto K10’s Insurance Price?

    The insurance premium amount is decided by the Insured Declared Value or IDv that factors in the selling price of the car, the age of the car and its depreciation rate. The older your car the lower the IDV and the premium amount.

  • 5

    How to Claim Insurance for My Alto K10?

    To file for an insurance claim for your Alto K10 first file an FIR at the nearest police station, (in case of an accident). Inform the insurance provider of the situation and they will tell you the documents you require for the process. Fill in the claim form and submit it with the copies of the required documents. The insurance provider will send a surveyor to check your vehicle and he/she will file a report. Once this is approved the claim amount will be issued. You can then either take your car to a network garage or to a separate workshop of your choice and get the reimbursement later.

  • 6

    What is NCB in Car Insurance for My Alto K10?

    The NCB is a reward given to customers by the insurance providers for a claim-free year and is cumulative in nature, reaching 50% in the fifth claim-free year. However, this feature is only available with own-damage covers.

  • 7

    What is Zero Depreciation Cover in Car Insurance for My Alto K10?

    The Zero Depreciation Cover is an add-on cover that you can purchase with a comprehensive plan or a standalone own damage cover. It negates the depreciation rate of the car when calculating the claim amount. This makes the amount significantly higher. However, this add-on is only available for cars less than 5 years old and it can be used a limited number of times within a year.

  • 8

    How is IDV Calculated for My Alto K10 in Car Insurance?

    The IDV of a car is it’s manufacturer’s selling price minus the depreciation rate of the car based on its age.

  • 9

    How to Renew the Car Insurance Policy for my Alto K10?

    You can renew your car insurance policy online By following these steps:

    • Step 1: Visit the Website InsuranceDekho and select the ‘car insurance’ tab.
    • Step 2: Enter the car’s registration number or other mentioned details if you don’t have them Next enter the car’s fuel type and variant.
    • Step 3: Enter your personal details, previous policy’s expiry date, name of the insurance provider and claim details if any.
    • Step 4: The insurance quotes available in your category will be visible on the screen. Select the one that suits your needs best and get add-ons if you want to.
    • Step 5: Pay for the policy and the policy document will be sent to your registered email ID shortly.