Maruti Alto K10 Insurance

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​How to Buy Insurance for Maruti Suzuki Alto K10 Insurance via InsuranceDekho

Maruti Suzuki Alto K10 Summary

Maruti Suzuki Alto K10 is considered to be the most driven car in the country. Its elegant design and economical price model makes it a family car. It possesses the engine capacity of up to 998 cc and delivers a mileage of 23.95 kmpl to 32.26 km/kg with petrol and CNG variants respectively. This cost-efficient hatchback car comes with manual and automatic transmission and is available in 12 variants and 5 different colours. When it comes to security, the Alto K10 is equipped with various safety features such as central locking, seat belt warning, rear seat belts, engine immobilizer, anti-theft device, side and front impact beams and so on.

Maruti Suzuki Alto K10 Car Insurance

You should have a minimum of a third party car insurance cover, according to the Indian Motor Tariff. The insurance cover offers you the compensation against the financial liabilities towards a third party that may arise due to an accident involving your car. If caught driving without at least a third party car insurance policy, you can be charged with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover

1. Third Party Cover

This is a minimum insurance cover that you should at least own. It gives you compensation against the expenses which may be caused by you, towards the third party for bodily injury, death or property damage, incurred due to an accident with your car. The maximum coverage for the expenses of property damage is limited to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

This is an insurance policy designed to protect your car’s own damage, which include the damages or loss incurred to your own car due to an accident or a mishap.

3. Comprehensive Cover

This is an insurance policy which compensates for the damages incurred by you towards a third party as well as for the own-damage expenses, which may be caused due to an accident or an unforeseen event involving your car.

How to Buy Insurance for Maruti Suzuki Alto K10 From InsuranceDekho

Visit InsuranceDekho and get all the insurance-related solutions for your car insurance policy. Refer to the steps given below to purchase a car insurance cover for your Maruti Suzuki Alto K10:

Step 1: Visit InsuranceDekho’s official website, i.e.,

Step 2: Enter your car number in the “get your quote” section. If you don't have the car number, just enter some details like car brand, car model, fuel type, a variant of the car, registration year, registration place, etc., to proceed further.

Step 3: Enter your name and mobile number to get the car insurance quote

Step 4: Choose a quote and finalize a plan as per your budget and requirements

Step 5: Pay for the selected insurance policy. You will receive the policy document via email.

Maruti Alto K10 Variants

Maruti Alto K10 is available in 12 variants.Please refer to the below table for the variant details:
Variant NameFuel TypeEx-showroom Price
Maruti Alto K10 LX Petrol ₹360,843.00
Maruti Alto K10 LXI Petrol ₹377,588.00
Maruti Alto K10 LX Optional Petrol ₹344,950.00
Maruti Alto K10 LXI CNG Optional CNG ₹424,090.00
Maruti Alto K10 LXI CNG CNG ₹439,777.00
Maruti Alto K10 LXI Optional Petrol ₹361,252.00
Maruti Alto K10 Plus Edition Petrol ₹340,000.00
Maruti Alto K10 VXI Petrol ₹394,036.00
Maruti Alto K10 VXI AGS Optional Petrol ₹424,537.00
Maruti Alto K10 VXI Optional Petrol ₹407,238.00
Maruti Alto K10 VXI Airbag Petrol ₹391,871.00
Maruti Alto K10 VXI AMT Petrol ₹438,559.00

Add-ons For Your Maruti Alto K10 Car Insurance

  • Zero Depreciation

    A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

  • NCB Cover

    A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

  • Engine Protection Cover

    A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

  • Invoice Cover

    If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

Maruti Alto K10 Car Insurance User Reviews

7 Reviews
Why did they insure their car with InsuranceDekho
  • Great support
    I am glad that I got a great support by your team.
    Liberty General Insurance Company LimitedBy VIKRAM SINGH PANWAROn:28th May, 2020
  • Economical insurance policies
    ICICI Lombard offered me very cost-effective insurance plans for my Maruti Alto K10 car. I am very happy with their econ...
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    Icici LombardBy Sumit ShekharOn:26th May, 2020
  • Great Assistance from team
    Good insurance Company giving right IDV for cars.
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    Universal SompoBy Naveen KumarOn:16th March, 2020
  • Very good
    very nice support team. They helped me well.
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    Iffco TokioBy NAVEEN KUMAROn:29th November, 2019
  • Thankyou soo much mohd suhail
    Good service mohd suhail good conversation and very excellent person.
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    Hdfc ErgoBy SARVESH KUMAR SHARMAOn:14th June, 2019
  • Great Support from team
    Good support, good communication, convenient process.
    Dhfl General InsuranceBy BALBIR CHANDOn:1st January, 1970
  • Awesome support
    Very good service. Before this, I had never made a payment online but your executive gave me trust that online payment i...
    Read More
    Iffco TokioBy KULVIR SINGH TAXAKOn:1st January, 1970
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email