Hyundai Xcent Insurance

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​How to Buy Insurance for ​Hyundai Xcent Insurance via InsuranceDekho

Hyundai Xcent Summary

Hyundai Xcent is a compact sedan that is ruling the streets since its launch. It boasts of its style, space, and safety. This comfortable 5-seater car comes with an engine capacity of up to 1197 cc, which runs on both fuel types petrol and diesel. When it comes to performance, it ensures a stable ride drive on the manual as well as automatic transmission. It is available in 9 variants and 5 different colour options with captivating interior and comfortable cabin. In addition to the list of features, the Hyundai Xcent is also loaded with diverse safety elements which include anti-lock braking system, central locking, airbags for driver and passenger, child safety locks, crash sensor, engine immobilizer, anti-theft device, etc.

Hyundai Xcent Car Insurance

According to the Indian Motor Tariff, holding a minimum of third party car insurance cover is compulsory in the country. This car insurance plan is the most basic cover, which is designed to shield you against the financial liabilities incurred towards a third party, arising from an accident involving your car. Driving your car without holding at least this insurance cover can get you penalised with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover

1. Third Party Cover

This is the most basic car insurance policy, which must be owned by you compulsorily. It covers your expenses for bodily injuries or death along with the property damage caused to a third party due to an accident with your car. The compensation amount for property damage expenses can be provided up to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

This is an insurance coverage offered to cover the expenses that may arise due to any damage or loss incurred by your own car in a mishap or an accident.

3. Comprehensive Cover

This insurance cover is an all-inclusive car insurance plan which covers you from the expenses of third party damages, which may be caused by an accident with your car. Also, it offers compensation against your own damages or losses incurred due to an accident or any unforeseen incident.

How To Buy Insurance for Hyundai Xcent From InsuranceDekho

Visit the official website of the InsuranceDekho and follow the steps given below to get the best-suited insurance policy for your Hyundai Xcent car:

Step 1: Visit the official website of InsuranceDekho, i.e.,

Step 2: Enter the number of your car in the “get your quote” column. If you could not find or remember the car number, then you can also enter details like car brand, car model, fuel type, variant of the car, registration year, registration location, etc., to proceed further.

Step 3: Enter your name and mobile number to receive the car insurance policy quotes

Step 4: Choose a car insurance policy quote as per your budget and requirements

Step 5: Make payment for the opted insurance policy. After that, you will receive the policy document in your inbox.

Hyundai Xcent Variants

Hyundai Xcent is available in 13 variants.Please refer to the below table for the variant details:
Variant NameFuel TypeEx-showroom Price
Hyundai Xcent 1.2 CRDi E Diesel ₹673,261.00
Hyundai Xcent 1.2 CRDi SX Diesel ₹798,558.00
Hyundai Xcent 1.2 VTVT S Petrol ₹643,769.00
Hyundai Xcent 1.2 CRDi E Plus Diesel ₹683,165.00
Hyundai Xcent 1.2 VTVT S AT Petrol ₹733,734.00
Hyundai Xcent 1.2 CRDi SX Option Diesel ₹875,358.00
Hyundai Xcent 1.2 CRDi S Diesel ₹742,033.00
Hyundai Xcent 1.2 VTVT E Petrol ₹581,078.00
Hyundai Xcent 1.2 VTVT SX Option Petrol ₹782,346.00
Hyundai Xcent 1.2 VTVT E Plus Petrol ₹593,265.00
Hyundai Xcent 1.2 VTVT SX Petrol ₹705,546.00
Hyundai Xcent Facelift Petrol ₹550,000.00
Hyundai Xcent Prime T Plus CNG CNG ₹537,000.00

Add-ons For Your Hyundai Xcent Car Insurance

  • Zero Depreciation

    A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

  • NCB Cover

    A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

  • Engine Protection Cover

    A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

  • Invoice Cover

    If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

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Hyundai Xcent Car Insurance User Reviews

15 Reviews
Why did they insure their car with InsuranceDekho
  • Better user interface
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    EdelweissBy Tushar ChhabraOn:10th September, 2020
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  • Many benefits under my policy
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    AckoBy Lakshay KapoorOn:9th July, 2020
  • Excellent claim settlement process
    I got my insurance claim easily settled with HDFC ERGO company for my Hyundai Xcent car with the help of the InsuranceDe...
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    Hdfc ErgoBy Laxman TrivediOn:4th June, 2020
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    The New India insurance company promises to provide me with incredible insurance services round the clock at a call. I g...
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    New IndiaBy Neeraj SinhaOn:26th May, 2020
  • Hassle-free claim settlement
    I got all my insurance claims easily settled with Bajaj Allianz company for my Hyundai Xcent car. Apart from getting the...
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    Bajaj AllianzBy Laxman DiwediOn:21st May, 2020
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email