DHFL Health Insurance Benefits

DHFL Health Insurance

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Wide Network of Hospitals

48,035 Policies Issued

7.89% Incurred Claim Ratio

Lifelong Renewability

Tax Benefit Under Section 80D

Dedicated Team for Claim Settlement

Coronavirus (COVID-19) Cover

Benefits of DHFL Health Insurance

Dewan Housing Finance Corporation Limited (DHFL) is a market leader with years of experience in financing affordable housing. During the decades of experience, the company has added quite a lot of feathers under its hat by expanding its business into various segments, and DHFL General Insurance is one of them. Other leading financial enterprises that come under DHFL are-DHFL Pramerica Asset Managers, DHFL Pramerica Life Insurance, Aadhar Housing Finance, and Avanse Financial Services. Backed by such leading financial enterprises, the company has created a strong hold in the market.    

DHFL General Insurance offers health insurance plans at affordable prices so that it is accessible to most of the people. The customers may purchase a health insurance policy either on an individual basis or on a family floater basis where you can include yourself, spouse, dependent parents and dependent children under a single sum insured.    

Health insurance plans brought to you by DHFL General Insurance not only get you a wide coverage for better health but also provide a lot of additional advantages. Read some of the many benefits below: 

  • Additional Benefit of Free Health Check up

    Health insurance companies provide free health check up to the policyholders as an incentive for their good health. You can avail this benefit if you fulfill certain requirements. DHFL also provides similar incentives to its policyholders at no added cost.
  • Additional Protection over Employer Coverage

    The employers protecting their employees’ health by providing them relevant health insurance plans has become really common these days. But these plans do not always guarantee full coverage to them or their loved ones against major illnesses. As there is still scope of buying another policy for complete health protection, they can therefore opt for a health insurance plan offered by DHFL General Insurance at affordable price.
  • Cashless Benefit

    So that it does not become hard to manage funds at the time of emergency, DHFL General Insurance provides you health insurance plans that cover you with the facility of getting treated without paying even a single penny at the network hospital. All you need to do is follow the simple claim procedure and submit the relevant documents to the insurer and be rest assured.
  • Claim Settement Ratio

    Claim settlement Ratio (CSR) is the total number of claims settled by the health insurance company. It is calculated by dividing the total number of claims received by the total number of claims settled by them. IRDAI regularly publishes the Claim Settlement Ratio of health insurance companies to inform the people if a company is worth spending money on or not.
  • Coverage against Medical Expenses

    Health insurance plans by DHFL General Insurance provide complete protection to its policyholders by offering them several coverage features such as in-patient treatment, daycare treatments, pre-hospitalisation expenses, post-hospitalisation expenses, and so on.
  • Incurred Claim Ratio

    ICR or Incurred Claim Ratio is referred to as the net claims paid by an health insurance company against the net premiums received. The Insurance Regulatory and Development Authority of India (IRDAI) annually publishes this ratio for every company. Currently the ICR of DHFL General Insurance is 7.89%*, but is sure to change in sometime. *ICR changes from time-to-time.
  • Tax Benefit

    On purchasing any health insurance policy from DHFL General Insurance, the policyholders get tax rebate on the premium paid for it under Section 80D of the Income Tax Act 1961.

DHFL Health Insurance Plan List

Name of PlanSum Insured
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Get Quotes Now

DHFL Health Insurance User Reviews

  • Really affordable

    I have recently purchased a health plan from DHFL General Insurance and the premium that I have paid is really affordable. Earlier I was not really su...

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    Prashant patle
    On: Aug 01, 2019 | Views
  • reasonable premium

    DHFL is a renowned company and my brother was associated with it too. He suggested me to purchase a health insurance plan from them and I did so recen...

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    On: Aug 01, 2019 | Views
  • Reliable company

    My friend had purchased a policy from DHFL General Insurance and told me about the company that it is a reliable one and he had purchased one product ...

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    On: Jul 31, 2019 | Views
  • good experience

    My experience with DHFL General Insurance has been really good so far. I have recently purchased a family floater from them and it was a satisfactory ...

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    Vishal Dattatraya kumbhar
    On: Jul 30, 2019 | Views
  • brought this as additional policy..satisfied

    I was already covered with a health insurance policy by my current employer but they had certain limit on some coverage features like room rent etc. S...

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    On: Jul 30, 2019 | Views
  • easy buying process and affordable price

    DHFL General Insurance is a new company and earlier I was reluctant in investing in it for health insurance. But my brother, who has recently purchase...

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    Uddhav Baburao Belute
    On: Invalid date | Views

DHFL Health Insurance Contact Details

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DHFL Health Insurance FAQs

  • How can I buy and apply for a DHFL General Insurance?

    You can apply for or purchase a health insurance policy from DHFL General Insurance Company from their official website, i.e. dhflinsurance.com. You may also visit the health insurance broker, Insurancedekho’s website and get in touch with the customer care executives to buy the plan from them. 

  • What is the toll-free number of DHFL General Insurance?

    The toll-free number of DHFL General Insurance is 1800-123-0004. 

  • What is the address of DHFL address of DHFL General Insurance?

    The address of DHFL General Insurance is-402, 403 and 404, A and B Wing, 4th Floor, Fulcrum, Sahar Road, Next to Hyatt Regency, Andheri (East), Mumbai – 400099, Maharashtra. 

  • Is there any waiting period for specific illnesses under health insurance plans provided by DHFL General Insurance?

    No, there is no waiting period for specific illnesses. These are covered from Day 1 subject to 30% of co-pay for every claim. 

  • How can I inform about making a health claim with DHFL General Insurance?

    Inform your designated TPA either via a call or in writing, in case of planned or emergency hospitalisation. You can find the contact details on your Health Card and Policy Schedule. 

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