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Navi Health Insurance Benefits

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio86.98%
COVID-19 CoverYes
Network Hospitals10,000+
Policies Sold48,035
RenewabilityLifelong
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Benefits of Navi Health Insurance

Navi General Insurance is a market leader with years of experience in financing affordable housing. During the decades of experience, the company has added quite a lot of feathers under its hat by expanding its business into various segments. The insurer offers health insurance plans at affordable prices so that it is accessible to most of people. The customers may purchase a health insurance policy either on an individual basis or on a family floater basis where you can include yourself, spouse, dependent parents and dependent children under a single sum insured. Health insurance plans brought to you by Navi General Insurance not only get you a wide coverage for better health but also provide a lot of additional advantages. Read some of the many benefits below:

  • Additional Benefit of Free Health Check up

    Health insurance companies provide free health check up to the policyholders as an incentive for their good health. You can avail this benefit if you fulfill certain requirements. Navi General Insurance also provides similar incentives to its policyholders at no added cost.
  • Additional Protection over Employer Coverage

    The employers protecting their employees’ health by providing them relevant health insurance plans has become really common these days. But these plans do not always guarantee full coverage to them or their loved ones against major illnesses. As there is still scope of buying another policy for complete health protection, they can therefore opt for a health insurance plan offered by Navi General Insurance at affordable price.
  • Cashless Benefit

    So that it does not become hard to manage funds at the time of emergency, Navi General Insurance provides you health insurance plans that cover you with the facility of getting treated without paying even a single penny at the network hospital. All you need to do is follow the simple claim procedure and submit the relevant documents to the insurer and be rest assured.
  • Claim Settlement Ratio

    Claim settlement Ratio (CSR) is the total number of claims settled by the health insurance company. It is calculated by dividing the total number of claims received by the total number of claims settled by them. IRDAI regularly publishes the Claim Settlement Ratio of health insurance companies to inform the people if a company is worth spending money on or not. For the FY 2019-20, the CSR of Navi General Insurance was 86.98%. Note that the CSR changes from time to time.
  • Coverage against Medical Expenses

    Health insurance plans by Navi General Insurance provide complete protection to its policyholders by offering them several coverage features such as in-patient treatment, daycare treatments, pre-hospitalisation expenses, post-hospitalisation expenses, and so on.
  • Incurred Claim Ratio

    ICR or Incurred Claim Ratio is referred to as the net claims paid by an health insurance company against the net premiums received. The Insurance Regulatory and Development Authority of India (IRDAI) annually publishes this ratio for every company. The ICR of Navi General Insurance for FY 2018-19 is 46%. Note that the ICR changes from time-to-time.
  • Tax Benefit

    On purchasing any health insurance policy from Navi General Insurance, the policyholders get tax rebate on the premium paid for it under Section 80D of the Income Tax Act 1961.

Navi Health Insurance Plan List

Name of PlanSum Insured
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 18 years; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Navi Cure Policy2 Lakh - 1 Crore Get Quotes Now
Coco Seasonal Byte PolicyMin: 91 Days; Max: 75 years Get Quotes Now

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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

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Navi Health Insurance Contact Details

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Claim Process at Navi Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQ About Navi Health Insurance

  • How can I buy and apply for a Navi General Insurance?

    You can apply for or purchase a health insurance policy from Navi General Insurance Company from their official website, i.e. naviinsurance.com by downloading the Navi Health App. You may also visit the health insurance broker, InsuranceDekho’s website, and get in touch with the customer care executives to buy the required plan. 

  • What is the toll-free number of Navi General Insurance?

    The toll-free number of Navi General Insurance is 1800-123-0004. 

  • What is the address of Navi General Insurance?

    The address of Navi General Insurance is-Salarpuria Business Centre, 4th B Cross Road, 5th Block, Koramangala Industrial Layout, Bengaluru, Karnataka - 560095.

  • Is there any waiting period for specific illnesses under health insurance plans provided by Navi General Insurance?

    Yes, for pre-existing illnesses, there is a waiting period of 3 years for a sum insured amount of Rs. 10 Lakh and above and a waiting period of 4 years for a sum insured below Rs. 10 Lakh. 

  • How can I inform about making a health claim with Navi General Insurance?

    Inform your designated TPA either via a call or in writing, in case of planned or emergency hospitalisation. You can find the contact details on your health card and policy Schedule. 

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*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - support@insurancedekho.com ; Helpline number: 7551196989.
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