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What is Brain Surgery?

Brain surgery is a medical treatment given to someone whose brain needs repairing. It may be caused by a birth defect, injury, etc. and may be required by someone who is witnessing health conditions like blood clots, epilepsy, stroke, Parkinson's disease, skull fracture, fluid building in the brain, allergic reaction to anaesthesia, etc.

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5 Lac coverage starting from only ₹257/Month*
5 Lac coverage starting from only ₹257/Month*
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    Tax Benefit
    Up to 75000**
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    Claim Support
    Everyday 10AM-7PM
  • 45 Lacs+
    45 Lacs+
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**Tax benefits are subject to changes in Income Tax Act.

Brain surgery refers to a medical procedure in which some structural impairment in the brain is repaired. It can be done by opening a portion of the skull through a skull flap with an incision in the scalp, or it can be done non-invasively through catheters or other instruments.

Some different types of brain surgeries are as follows:

  • Craniotomy: the incision is made near the site of the impairment. A piece of the skull is removed for the operation and then replaced afterward. It is used to treat conditions such as bleeds in the brain or pressure on the skull.
  • Biopsy: A biopsy refers to a surgery done to remove some brain cells or tissue to be examined and studied by a pathologist. It would normally be performed after the detection of some abnormality.
  • Deep brain stimulation: this type of brain surgery is also referred to as DBS. It is normally performed for conditions such as Parkinson’s disease. A medical device that is battery operated, called an implantable pulse generator, is implanted to deliver electrical stimulation to specific areas of the brain.

Brain Surgery

Who Needs Brain Surgery?

The purpose of brain surgery is the repair of physical abnormalities in the brain which may be caused by birth defect, injury, or other causes. The following are some conditions that may require brain surgery:

  • abscesses
  • nerve damage or nerve irritation
  • Parkinson’s disease
  • blood clots
  • damage to the protective tissue called the “dura”
  • epilepsy
  • fluid building up in the brain
  • pressure after head injury
  • skull fracture
  • a stroke
  • brain tumors
  • abnormal blood vessels
  • an aneurysm
  • Bleeding in the brain

What Are The Risks Associated With Brain Surgery?

Brain surgery can often be a risky and even dangerous procedure. The following are some of the risks associated with it:

  • allergic reaction to anesthesia
  • bleeding in the brain
  • memory problems
  • seizures
  • stroke
  • brain swelling
  • coma
  • a blood clot
  • impaired speech, vision, coordination, or balance
  • infection in the brain or at the wound site

Health Insurance Plans for Brain Surgery

It can be seen that brain surgery occurs in very serious cases and is a dangerous and risky procedure. Therefore, even if you already have standard health insurance it is advisable to avail of a policy with critical illness insurance cover. This is due to the fact that a standard insurance policy would only cover costs up to the insured limit but a critical illness cover would provide the entire cost in a lump sum in a single transaction. There are many reliable health insurance plans in the market that cover expenses related to the illness. HDFC Ergo Health Optima Vital policy, Edelweiss Criticare+ plan, ManipalCigna Lifestyle Protection Critical Care plan, and Reliance Critical Illness policy are a few to name. The policies offer a lump sum amount to the insured on the diagnosis of the critical illness, which the insured can use as per his/her own choice. The money can be used to pay off debts, get treated on foreign land, or to make lifestyle changes required due to the illness.

Why Buy Critical Health Insurance Online for Brain Surgery at InsuranceDekho?

When it comes to buying health insurance policies that offer coverage for brain surgery, InsuranceDekho offers a smooth process for purchasing such policies online in a paperless and transparent process. The procedure for making the purchase would not take up much time and is extremely quick, making it a huge convenience for customers. The following benefits are available to you on purchasing a critical illness policy from InsuranceDekho:

  • Multiple health insurance quotes from popular insurers for open heart replacement or repair of heart valves
  • Quick policy issuance
  • Post policy purchase assistance
  • Help from experts at the time of purchasing a policy
  • Flexible modes of payment offered
  • Assistance during filing a claim settlement
  • Online premium calculator available to get an estimate of health insurance premium even before buying a policy

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