Toyota Fortuner Insurance

When do you want your vehicle to be insured?
Get your Quote
Get Quick QuotesUpload your RC
Don't know your car number? Click Here Brand new car?
Renew Policy
Renew Policy Instantly in 2 steps Click Here

What is your car's brand?

When did you buy your car?
Have you made a claim in the previous year?

​How to Buy Insurance for ​​​Toyota Fortuner via InsuranceDekho

Toyota Fortuner Summary

Toyota Fortuner is a robust and premium SUV. It is designed to rule the streets with its style and performance. This 7 seater macho-car is equipped with manual and automatic transmission, which runs on petrol as well as diesel. Its engine capacity ranges up to 2,755 cc and brags to deliver a mileage of 15.04 kmpl. The SUV comes in 6 variants and 7 colours and is armed with various security features, which include brake assist, central locking, anti-lock braking system, 7 airbags for driver and passengers, crash sensor, engine check warning, anti-theft device etc. It can be concluded as a strong vehicle for safe journeys.

Toyota Fortuner Car Insurance

According to the Indian Motor Tariff, you need to own a minimum third party (liability only) car insurance policy in the country. It is designed to assist you with the financial liabilities towards a third party due to an accident of your car. Driving your car without at least a third party car insurance policy can get you penalised with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover

1. Third Party Cover

Third party insurance is a compulsory cover to own. It shields you from paying for the expenses incurred by the third party in the occurrence of bodily injury, death or property damage due to an accident involving your car. The coverage for the expenses of property damage is limited to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

This is a car insurance policy designed to compensate for the financial expenses incurred by you due to any damage or loss incurred to your own car in a mishap.

3. Comprehensive Cover

This is a comprehensive insurance policy that includes compensation for the expenses incurred towards a third party as well as for own-damages due to an accident or an unfortunate incident involving your car.

How to Buy Insurance for Toyota Fortuner from InsuranceDekho

Visiting can get you the car insurance related solutions. Follow the given steps to purchase a car insurance cover for your Toyota Fortuner:

Step 1: Visit InsuranceDekho’s official website, i.e.,

Step 2: Enter your car number in the “get your quote” section. If you don't have the car number, just enter some details like car brand, car model, fuel type, a variant of the car, registration year, registration place, etc., to proceed further.

Step 3: Enter your name and mobile number to get the car insurance quotes

Step 4: Choose a quote for car insurance plan as per your budget and requirements

Step 5: Make the payment for the policy and get its document through email.

Toyota Fortuner Variants

Toyota Fortuner is available in 15 variants.Please refer to the below table for the variant details:
Variant NameFuel TypeEx-showroom Price
Toyota Fortuner 2.8 2WD MT BSIV Diesel ₹3,019,000.00
Toyota Fortuner 2.8 4WD MT Diesel ₹3,216,000.00
Toyota Fortuner 2.7 2WD AT BSIV Petrol ₹2,977,000.00
Toyota Fortuner 2.8 2WD AT BSIV Diesel ₹3,205,000.00
Toyota Fortuner 2.8 AT Celebratory Edition Diesel ₹3,420,000.00
Toyota Fortuner 2.7 2WD MT BSIV Petrol ₹2,818,000.00
Toyota Fortuner 2.8 4WD AT BSIV Diesel ₹3,395,000.00
Toyota Fortuner 2.8 2WD AT Diesel ₹3,205,000.00
Toyota Fortuner 2.7 2WD AT Petrol ₹2,977,000.00
Toyota Fortuner 2.8 2WD MT Diesel ₹3,019,000.00
Toyota Fortuner 2.8 4WD MT BSIV Diesel ₹3,216,000.00
Toyota Fortuner 2.7 2WD MT Petrol ₹2,818,000.00
Toyota Fortuner 2.8 4WD AT Diesel ₹3,395,000.00
Toyota Fortuner New Diesel NA
Toyota Fortuner TRD Sportivo 2.8 2WD AT Diesel ₹3,101,500.00

Add-ons For Your Toyota Fortuner Car Insurance

  • Zero Depreciation

    A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

  • NCB Cover

    A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

  • Engine Protection Cover

    A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

  • Invoice Cover

    If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

Check Insurance Quotes of Similar Cars

Find Right Car Insurance Quotes by Cars Body Type

  • Hatchback
  • Sedan
  • SUV
  • MUV
  • Luxury

Toyota Fortuner Car Insurance User Reviews

21 Reviews
Why did they insure their car with InsuranceDekho
  • I was looking for a reliable car insurance policy online and was able to find Universal Sompo’s plan online at InsuranceDekho. I bought it for my Toyota Fortuner car within a few minutes online. They helped me buy the policy and guided me throughout.
    Ram JoshiUniversal Sompo7th August, 2020
  • I bought the Kotak General car insurance policy online at Insurancedekho last week. They offered me excellent services and I'm happy to have contacted them for the same. I bought it for my Toyota Fortuner car and really liked the benefits.
    Jaspreet SinghKotak6th August, 2020
  • I recently bought Bajaj Allianz car insurance policy for my Toyota Fortuner car online at InsuranceDekho. The policy is not only affordable but covers me for many benefits too. I can avail cashless services at network garages in case of a mishap.
    Parth JainBajaj Allianz6th August, 2020
  • I recently made a claim under my ICICI Lombard car insurance policy that I bought for my Toyota Fortuner car online at InsuranceDekho. The claim settlement process was smooth and the policy covers me for many benefits. Thank you team!
    Arpan JainIcici Lombard5th August, 2020
  • I was looking for an affordable car insurance policy for my Toyota Fortuner car and landed on Insurancedekho’s website. I was able to compare quotes from multiple insurers there and shortlisted Digit’s policy for myself. Thanks to the team for explaining me policy benefits.
    Nishi KumariDigit5th August, 2020
  • I was able to find and compare car insurance quotes easily at InsuranceDekho. I shortlisted Reliance car insurance policy for my Toyota Fortuner car and bought it within a few minutes by paying through their secured payment gateway.
    Ayush PopliReliance4th August, 2020
  • I recently contacted the team at InsuranceDekho from whom I purchased Raheja QBE car insurance policy for my Toyota Fortuner car as I wanted to make a claim. The team really helped me a lot in not only making the claim but also in getting it approved. Thank you!
    Sonali ThakurRaheja Qbe31st July, 2020
  • Buying a car insurance policy at InsuranceDekho was not difficult at all. This was the first time I purchased a car insurance policy online and was happy with it. I bought a Reliance policy for my Toyota Fortuner car in a few minutes.
    Deepali PurohitReliance28th July, 2020
  • To buy a car insurance policy, you must contact the team at InsuranceDekho. I bought Reliance car insurance policy for my Toyota Fortuner car and liked my policy as well as their smooth buying process. I am satisfied.
    Diwij JainReliance27th July, 2020
  • My friend suggested that I buy Bajaj Allianz car insurance policy for my Toyota Fortuner car as it offered many benefits. I bought it online from InsuranceDekho within a few easy steps and I am satisfied with the plan too much.
    Chirag DuaBajaj Allianz21st July, 2020
Write a Review

Latest Car Insurance News

Contact Details

For any assistance or query, call us on

Toyota Fortuner FAQ's

  • 1

    Which insurer has the best claim settlement ratio for Toyota Fortuner cars

    Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Toyota Fortuner cars.

  • 2

    From where can I purchase insurance for my Toyota Fortuner car

    You can compare car insurance policies offered by all the top-rated insurers in India for Toyota Fortuner at InsuranceDekho and choose the plan which best suits your needs. With InsuranceDekho, you can purchase an insurance policy in just 5 minutes

  • 3

    Which are the insurance add-ons for Toyota Fortuner cars

    The most opted insurance add-ons with Toyota Fortuner cars include RSA (Road Side Assistance) cover, zero depreciation add-on, NCB (No Claim Bonus) cover and engine cover among others.

  • 4

    What all documents do I need to get my Toyota Fortuner car insurance renewed?

    You can get your Toyota Fortuner car insurance policy renewed paperlessly with InsuranceDekho. You just need to have the following details with you:
    1 Previous Year Policy Number
    2 Previous Year Policy Expiry Date
    3 Vehicle Registration Number

*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email