MG Hector Insurance

MG Hector Summary

MG Hector is a 5 seater SUV which is excellent in performance and appearance. It is offered in 4 variants and comes with both petrol and diesel engines. This facelifted car gets loaded with an infotainment system, infinity sound system, panoramic sunroof, automatic climate control, ambient lighting and more which enhance the experience of the ride. The engine capacity of the beast is up to 1956 cc which runs on a manual and automatic transmission. Features of safety inculcated in the car include six airbags, ABS with EBD, front and rear parking sensors, a 360-degree camera, and electronic stability control.

MG Hector Car Insurance

A third party car insurance cover is necessary to be owned by all the car owners while driving. The Indian Motor Tariff formulated this law to protect the car owners from liabilities towards a third party arising due to an accident with the involvement of the insured car. This third party cover is designed to offer compensation for third party injuries, disability, death, or property damage. Driving a car without this cover is considered a violation of law and can make you penalised with a fine of Rs. 2,000 and/or jail for a maximum of up to 3 months.

Types of Car Insurance Covers

There are various types of car insurance policies available in the market which you can purchase to insure your MG Hector car:

1. Third Party Cover

Third-party car insurance is a basic insurance cover that compensates your financial liabilities that arise towards a third party due to a collision or a clash with the involvement of your car. The expenses that you have to pay can arise from bodily injuries, disability, death, or property damage of a third party. Under this, the property damage cover is limited to Rs. 7.5 lakh.

2. Own Damage Cover

The own-damage car insurance is meant to cover damages and losses incurred by the insured car caused due to an accident or a mishap like theft, fire, riots, flood, and so on. This insurance cover safeguards your own car by providing coverage for it, but it gives no coverage for third party damage. Hence, you should purchase this cover with the compulsory third party cover.

3. Comprehensive Cover

Comprehensive car insurance gives coverage to car owners. It provides coverage for your third party expenses as well as your own damage costs, which becomes a holistic protection cover. Due to this extensive coverage, it costs relatively higher than other types of car insurance covers. It also allows policyholders to include add-on covers to expand the policy coverage.

How to Buy Insurance for MG Hector via InsuranceDekho?

Here are some simple steps which you should follow to purchase a car insurance policy for your MG Hector at the InsuranceDekho portal:

Step 1: Visit the website of InsuranceDekho.

Step 2: Enter your car’s number under the “Get Your Quote” section. If you do not have the number of your car, you can proceed by selecting your car’s brand, model, fuel type, variant, registration year, etc.

Step 3: Enter your name and mobile number and car insurance policy quotes will appear.

Step 4: Opt for a policy quote that meets most of your requirements and budget.

Step 5: Pay the premium of the chosen policy and get the policy document in your inbox.