MG Car Insurance
MG Motor India is the Indian subsidiary of Chinese automotive manufacturer SAIC Motor. This subsidiary was established in 2017 and started its sales and manufacturing operations in the year 2019. MG Motor India presently holds a network of more than 65 showrooms across 50 cities across the nation. MG Motor India acquires one manufacturing plant in India which is situated in Halol, Gujarat. The manufacturing plant attains the capacity of 80,000 units per year and was formerly acquired by General Motors India Private Limited, which ceased its sales operations in India at the end of the year 2017. MG Motor India has invested more than Rs. 2,000 crore in revamping the 178-acre facility after taking it from General Motors. MG Motor India currently sells several vehicles in the Indian market such as MG Hector, MG ZS EV, MG Hector Plus, and MG Gloster.
Car Insurance Renewal Process for MG Cars
To continue to avail the insurance policy coverage and its benefit, you should renew it prior to its expiry date. With the timely renewal of a car insurance plan, you can secure your MG car against different types of damages and losses. Here are the steps to renew the car insurance policy:
Step 1: Visit the InsuranceDekho website and select the ‘Car’ tab.
Step 2: Enter your car details like registration number, make, model, variant and fuel type, etc. If you do not know your car’s registration number, then you can opt for ‘Don’t know your car number?’ option and choose your car’s model, fuel type, registration year, etc.
Step 3: Enter your car insurance policy’s expiry date and your last insurance company. Also, mention the status of your claim as if you made any claim in the previous policy term.
Step 4: Enter your personal information like mobile number, name and duration for which you need to insure your car and then click on ‘Submit and Get quotes’.
Step 5: Different policy premium quotes will be displayed on your screen. Compare and choose an insurance policy quote which suits your requirements and budget. Select ‘Buy Now’ tab and confirm the details entered by you. Pay for the selected policy using payment methods like debit card, credit card, net banking etc. The policy will be issued and its document will be sent on your registered email ID.
Claim Cashless Car Insurance for MG Cars
The cashless car insurance facility is applicable only when you get your MG car repaired at the network garage of your insurance company. Once you face an accident, you should intimate your insurer to initiate and avail this cashless option. This process makes you get your MG car repaired after an accident or a mishap without paying anything as your insurer will settle your repair bill by paying it on your behalf after analysing your documents.
The cashless car insurance frees you from paying a hefty amount for repair in a troublesome condition, i.e., after an accident or a mishap. The cashless car insurance process needs fewer documents for submission and needs you to go through lesser formalities when compared to the reimbursement claim process. Under this process, the insurer sends a surveyor to examine the extent of damage which expedites the process and makes it more transparent too. The insurance companies hold the best repair centers in their network which make you get the best repair service for free.
Documents Required For MG Car Insurance Claim
The following are the documents required for filing a car insurance claim:
- Car Insurance Policy Document
- Copy of Registration Certificate
- Copy of Driver’s Licence
- Copy of Pollution Under Control Certificate (PUC)
- Copy of FIR
- Claim Form duly filled
- PAN Card (for claim amounts higher than Rs. 1 Lakh)
- Satisfaction Voucher
Steps to File MG Car Insurance Claim
You can follow the below-mentioned steps to file a claim for your MG Car:
Step 1: In case of a road accident, theft or vandalism file an FIR at the nearest police station. You will require a copy of the FIR for the claim process, In case of a natural or manmade disaster, try to take pictures or videos of the damage if possible.
Step 2: Inform the insurance provider about the situation as soon as possible. Ask your insurance provider to confirm the list of documents required as they may differ according to your situation. The basic list of documents required is mentioned above.
Step 3: Submit the required documents along with the claim form duly filled to the insurance provider.
Step 4: In cases where there is a need for repairs, the insurance provider will schedule a visit to the surveyor. They will assess the damage of your car and file a report. The insurance provider will then begin the verification process and approve your claim accordingly.
Step 5: Once your claim has been approved, you can take your MG car to the nearest network garage and get the repairs done. After the repairs are done you can sign the satisfaction voucher and the insurance provider will settle the bill in a cashless manner. On the other hand, if you prefer a non-network garage you can get the repairs done and pay for it. Once you submit the original invoice to the insurance provider they will reimburse the amount depending on the IDV of the car.
On the other hand, if your car was stolen or there is a case of total loss the insurance provider will first ask you to hand over, the keys, documents and any other items related to the car that you own. After this transfer, you will receive the reimbursement based on the IDV of the car.
What is your car's brand?
Explore Car Insurance
Mg Car Insurance User Reviews
MG Car Insurance FAQs
How long does it take to renew a Mg car insurance?
You can get your Mg car insurance renewed in just 5 minutes with InsuranceDekho.
Which all insurance add-ons should be bought with Mg cars
For Mg Insurance, The popular car insurance add-ons opted with Mg cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.
From where can I purchase insurance for my Mg car
You can visit our website insurancedekho.com, compare all available premium quotes for Mg cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.
Which insurer has the best claim settlement ratio for Mg cars?
Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Mg cars.
From where can I buy a car insurance policy for my MG car?
You can visit the website of InsuranceDekho. Compare different policy premium quotes for your MG car and select a plan that suits you the best as per your requirements. Pay for the chosen policy and its documents will be sent instantly to your inbox.
Which car insurance add-on covers should I include in my policy for MG cars?
To secure your MG car with a car insurance policy with extended coverage, you can opt for add-on covers like zero depreciation add-on, engine cover, NCB (No Claim Bonus) Protection cover, Roadside Assistance Cover, Consumables cover, Return to Invoice Cover, etc.
Is it compulsory to buy a third party policy for MG cars?
Yes, it is compulsory in India to own a third party car insurance policy for all cars including MG cars.
Can I renew the car insurance plan of my MG car after its expiration?
Yes, if the car insurance policy of your MG car gets expired, you can still renew it within the grace period of 90 days from the expiry date, which varies from insurer to insurer.
In how much time can I make a claim after an accident with my MG car?
You can raise a car insurance claim for the damages sustained by your MG car within 7 days of the accident. However, this duration can vary from insurer to insurer, hence, you should confirm it from your policy document.
How much No Claim Bonus (NCB) can I earn from my MG car insurance policy?
You can earn the No Claim Bonus (NCB) from your MG car insurance policy between 20% to 50%. The NCB benefit accumulates with every consecutive claim-free year.
What should I enter on the premium calculator to get the quotes for my MG car?
To get the right premium and IDV value of your MG car insurance plan, you should enter some details on the premium calculator such as:
- Car Brand
- Model of the Car
- Variant of the Car
- Car Registration City
- Year of Purchase.
Where can I contact to get car insurance related support for my MG car?
To get the car insurance-related assistance for your MG car, you can connect with the customer care team of the InsuranceDekho by calling them at 755-1196-989 or by sending them an email at firstname.lastname@example.org.
Car Insurance News
- Everything About Car Insurance for Electric Vehicl...
This article sheds light on car insurance for electric vehic...08 March 2021
- Benefits Of Using a Car Insurance Premium Calculat...
This article is about the benefits of using a car insurance ...08 March 2021
- All About Car Insurance Frauds In India
This article is about car insurance frauds in India. It begi...07 March 2021
- What is the Impact of GST on Car Insurance Policie...
This article is about how GST has impacted car insurance pol...07 March 2021
- What is the Process of Self Inspection For Car Ins...
This article explains how an individual can perform a self-i...06 March 2021
- How to Claim NCB on New Car Insurance Policy Premi...
To know how to claim NCB on new car insurance policy premium...20 January 2021
- All You Need to Know About Theft Cover For Car Ins...
Want to learn about car theft cover? Read this post.16 January 2021
- Difference Between First-Party and Third-Party in ...
Read this post if you want to understand the difference betw...22 January 2021
- All About Anti-Theft Device and Its Impact on Car ...
To know more about anti-theft device and its impact on car i...24 January 2021
- A Guide to Bumper to Bumper Insurance for Car
To learn about bumper to bumper car insurance, read along.17 January 2021