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Maruti Ritz Insurance

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Maruti Ritz Insurance

Calculate Your Maruti Ritz Insurance

Select your car's brand
  • Maruti
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  • Ahmedabad
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When did you buy your car?
Have you made a claim in the previous year?

Maruti Ritz Key Specifications


₹4.30 Lakhs onwards


17.16 to 23.2 kmpl


Automatic, Manual


1197 cc

Fuel Type

Petrol, Diesel

Seating Capacity

5 Seater


73.94 BHP


114 NM

How to Buy Insurance for Maruti Ritz Insurance via InsuranceDekho

Maruti Ritz Summary

Maruti Ritz is a classy and comfortable 5-seater Hatchback. It is available in manual transmission and automatic transmission. The hatchback runs on petrol and diesel and offers a mileage up to 17.16 kmpl to 23.2 kmpl. The engine capacity is 1248 cc depending upon the variant. It has a boot space of 240 liters and comes in 6 different colors. Well- equipped safety features such as child safety locks, Anti-theft alarm, central locking, Anti-theft device makes it a safe car to drive.

Maruti Ritz Car Insurance

Indian Motor Tariff requires each and every car owner in the country to have a third party insurance cover. It is a legal cover to protect your car from financial losses from third party disability, injury or harm leading to death. Non-abiding car owners have to pay a fine of up to Rs.2000 and it can also face imprisonment of up to 3 months.

Types of Car Insurance Plans

Follow the steps given below to get a car insurance coverage for your Maruti Ritz car:

  1. Third Party Cover – The third party insurance cover is also known as liability only insurance.Third party disability, death or injury is covered in this insurance policy. The advantage of opting this cover is that it also covers the expenses related to property damage up to a sum of Rs. 7.5 lakh.
  2. Standalone Own-Damage Cover – The own-damage insurance offers compensation for the expenses arising due to damages or any loss sustained by your own car in an accident.
  3. Comprehensive Cover – This is a comprehensive cover that offers financial protection against the liabilities towards a third party and also for expenses of damages obtained by your own car arising due to an accident or an unforeseen incident.

How to Buy Insurance for Maruti Ritz From InsuranceDekho

Get the best car insurance solutions at InsuranceDekho. Follow the steps given below to get a car insurance coverage for your Maruti Ritz car:

Step 1: Visit the official website InsuranceDekho

Step 2: In the “Get Your Quote” section , enter your car’s number.

Step 3: Enter your name and mobile number to get car insurance quotes

Step 4: You can choose car insurance quotes according to your preferences and requirements.

Step 5: Once you make the payment for your chosen insurance plan, you will get its policy document through email.

Maruti Ritz Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your Maruti Ritz third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Maruti Ritz is available in 13 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.

Maruti Ritz AT

1197 cc,Petrol

₹6.14 Lac

Maruti Ritz Elate Edition VDi

1248 cc,Diesel

₹5.79 Lac

Maruti Ritz Elate Edition VXi

1197 cc,Petrol

₹4.77 Lac

Maruti Ritz Genus VXi

1197 cc,Petrol

₹4.52 Lac

Maruti Ritz Genus VDi

1248 cc,Diesel

₹5.32 Lac

Maruti Ritz LXi

1197 cc,Petrol

₹4.30 Lac

Maruti Ritz LDi

1248 cc,Diesel

₹5.50 Lac

Maruti Ritz VDi

1248 cc,Diesel

₹5.98 Lac

Maruti Ritz VDI (ABS) BS IV

1248 cc,Diesel

₹6.17 Lac

Maruti Ritz VXi

1197 cc,Petrol

₹4.89 Lac

Maruti Ritz VXi (ABS) BS IV

1197 cc,Petrol

₹5.14 Lac

Maruti Ritz ZDi

1248 cc,Diesel

₹6.58 Lac

Maruti Ritz ZXi

1197 cc,Petrol

₹5.50 Lac

Find Right Car Insurance Quotes by Cars Body Type

  • Hatchback
  • Sedan
  • SUV
  • MUV

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Maruti Ritz Car Insurance User Reviews

6 Reviews
Why did they insure their car with InsuranceDekho
  • very nice experience
    Extremely customer friendly and feasible insurance available at cheap price compared to others. Shall definitely recomme...
    Acko General InsuranceBy BABU KOn:17th September, 2021
  • Begraj Nagar
    Very nice behaviour of staff , very fast clearance and good management during clearification , no any queries/ complaint...
    Shriram General InsuranceBy BegrajOn:27th August, 2021
  • Excellent Assistance
    The agent concerned was convincing and eager to assist in all possible ways. Impressed by his desire to close the deal ...
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    Future GeneraliBy SUNITA SOLANKIOn:5th July, 2021
  • Nice portal
    Not only InsuranceDekho's portal is easy to use, but the website has all the required information. Will visit the websit...
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    Hdfc ErgoBy ESAKKI AATHIMOOLAPERUMALOn:29th March, 2021
  • Easy Payment options
    Good Experience. easy payment options.
    Read More
    Icici LombardBy VILAS P GAIKWADOn:16th March, 2020
  • Great support received while paying insurance premium
    I felt good in paying the car insurance premium online through this website cause I received good help to complete it.
    Read More
    Bajaj AllianzBy CHINTHAKUNTA SUBBA REDDYOn:5th November, 2019
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Maruti Ritz Car Insurance FAQs

  • 1

    What is the Best Car Insurance Plan for My Ritz?

    There is no single car insurance policy out there. The best car insurance policy is one that best suits your needs. The easiest way to find a policy that does fulfil your requirements is to compare them online. With just a few clicks you can compare the different car insurance companies, the quotes they offer and their network of cashless garages to make an informed decision.

  • 2

    Will car Insurance Pay for My Ritz Car’s Windshield if it Gets Shattered in an Accident?

    Your car insurance policy will only cover the cost of a broken windshield if you have an own-damage cover. You can purchase this cover either standalone or as part of a comprehensive plan. However, keep in mind that the claim must be made as soon as possible, extended delays can lead to claim rejection.

  • 3

    Does My Second Hand Ritz Need Car Insurance?

    Yes, every car driving on Indian roads including your second hand Ritz must have at least third party insurance according to the Motor Vehicles Act of 1988. If caught without it you can be punished with a fine of Rs. 2,000 and or be imprisoned for up to 3 months. Moreover, if you want coverage for own-damage costs you must purchase it either as part of a comprehensive plan or as a standalone cover.

  • 4

    What Factors Affect My Ritz Car Insurance Prices?

    The premium amount for your Ritz car is dependent on a number of factors. The most important among them is the Insured Declared Value of the car. The IDV is in turn affected by the depreciation rate of the car.

  • 5

    How to Claim Car Insurance for My Ritz?

    To file a car insurance claim follow the below-mentioned steps:

    • Step 1 File an FIR at the nearest police station.
    • Step 2: Inform the insurance provider about the situation and confirm the list of documents you need to provide.
    • Step 3: Submit the claim form duly filled along with the required documents to the insurance provider.
    • Step 4:If there is damage the insurance provider will come and check the car. Once he files the report and the claim goes through verification it will be approved. You can then take it to a network garage and get it repaired or take compensation for the same and go to a non-network garage.
  • 6

    What is NCB in Car Insurance for My Ritz?

    No Claim Bonus or NCB is a reward given to the policyholder by the insurance provider for a claim-free year. The reward is cumulative in nature going up to 50% in the fifth year. However, it is only available with own-damage covers.

  • 7

    What is Zero Depreciation Cover in Car Insurance for My Ritz?

    Zero depreciation is an add-on cover that you can purchase with own-damage covers. It mitigates the depreciation rate of the car when the insurance provider is calculating your claim amount. The cover is available only for cars that are less than 5 years old and can be used a limited number of times within the year.

  • 8

    How is IDV Calculated for My Ritz in Car Insurance?

    The IDV of a car is calculated by deducting the deductibles and the depreciation rate of the car from the car’s manufacturer’s selling price.

  • 9

    How to renew the Car Insurance Policy for My Ritz?

    The easiest way to renew your car insurance is to do it online. Visit the InsuranceDekho website. Select the car insurance tab and the renewal option from the drop-down menu. Provide the car’s registration number, fuel type and variant. Next enter details mentioned of your previous insurance policy along with personal details. Click on ‘Proceed’ and all the policies available in your category will be visible on your screen. Select a policy and any add-on you choose. Next, make the payment for your policy and the insurance document will be sent to your registered email ID.