Hyundai I20 Insurance

Hyundai Elite I20 Summary

Hyundai Elite i20 is a premium hatchback which gives a mileage of up to 18.6 kmpl. This Hyundai showstopper is loaded with amazing features like power steering, power windows front, anti-lock braking system, and automatic climate control. The stylish yet spacious Hyundai Elite i20 is also equipped with keyless entry and voice control features.

Hyundai Elite i20 Car Insurance

As per the Indian Motor Tariff, every car owner in the country is required to have at least a third party car insurance policy. Thus, if you have a Hyundai Elite i20, you must take a minimum of a third party car insurance plan for your car. In the absence of at least a third party car insurance policy, you can be fined ₹2,000 and/or put in jail for up to 3 months as per the traffic rules amended in September 2019.

Types of Car Insurance Covers

1. Third Party Cover

This cover protects you against the third party liabilities such as bodily injuries, death or property damage of a third party which may arise due to a mishap involving your car. The third-party property damage is limited up to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

This plan insures you against the own damages incurred by your car in a mishap.

3. Comprehensive Cover

This cover safeguards you against both third party liabilities and own-damages incurred by your car in case of an unfortunate event.

How to buy Insurance for Hyundai Elite i20 via InsuranceDekho

Buying car insurance at InsuranceDekho is a quick and easy process. Follow the below-mentioned steps to get an insurance plan for your Hyundai Elite i20 at InsuranceDekho:

Step 1: Visit InsuranceDekho

Step 2: Enter your car number or proceed by selecting your car’s brand, model, variant and fuel type.

Step 3: Enter your name and mobile number and get quotes.

Step 4: Select the plan which best suits your requirements. Make the payment and you are done. You will get your policy document in your inbox.

Hyundai Elite i20 Car Insurance Claim Process

Cashless Car Insurance Process

The cashless car insurance process is a great framework that helps you get your car repaired without paying anything. Under this system, you need to take your damaged car to the network garage of your insurance company for repair and its cost will be paid by your insurer. Here are the steps of the cashless car insurance process for your Elite 20 car:

• Intimate your insurer as early as possible after an accident or mishap by calling the customer support staff of your insurer or by visiting its website or through its mobile app.
• Share all the details of the incident to the police and register an FIR, especially in case of accident, fire, theft, and so on.
• Click a few pictures of damages sustained by your insured car, bodily injuries, and any other damage, etc., after the accident to procure them as a vital proof for the settlement of the claim.
• Take your car to a network garage nearby for cashless repair. You can also ask for help from your insurance company to arrange towing facilities, in case of severe damage.
• As your car reaches the network garage, a surveyor will be sent by the insurance company to assess the extent of damages suffered by your car. Here you must show relevant documents like car registration certificate, policy copy driving license, FIR, etc., to the surveyor.
• The surveyor will prepare and submit a report holding the estimate of the claim. Based on the documents and the surveyor's report, the insurer will accept or decline your claim request.
• If your insurer accepts your claim request, network garage will repair your car and generate the repair bill, which will be paid off directly by the insurance company.

Reimbursement Car Insurance Process

The reimbursement claim process is framed to cover your car’s damages and losses by offering reimbursement to your repair expenses after assessing your bill and documents. Here are the steps of reimbursement car insurance process for your Elite 20 car:

• Intimate your insurance company about the incident instantly and register your claim.
• Take your damaged car to any garage or workshop after the accident or mishap for repair.
• Your insurer will send a surveyor to access the level of damages sustained by your car.
• A claim report will be prepared and submitted to your insurance company by the surveyor.
• The garage will start repairing your car and you will have to pay the generated repair bill.
• Send the original repair invoice, relevant documents and a claim form to your insurer.
• After examining your bills, claim form, etc., your insurer will reimburse your claim amount.