Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & more Login

Bmw X1 Insurance

Secure your car and save up to 75%* on plans offered by insurers
Bmw X1 Insurance

Calculate Your Bmw X1 Insurance Price

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

BMW X1 Key Specifications


₹35.90 Lakhs onwards


14.82 to 19.62 kmpl




1995 cc

Fuel Type
Fuel Type

Diesel, Petrol

Seating Capacity
Seating Capacity

5 Seater


187.74 BHP


280 NM

​How to Buy Insurance for BMW X1 via InsuranceDekho?

BMW X1 Summary

BMW X1 is a 5 seater SUV, every moment of which is eye-catching and impressive. It is available in 4 variants and 1 engine option. In terms of safety, the BMW X1 is available with Dynamic Stability Control (DSC), Cornering Brake Control (CBC), Anti-lock Braking System (ABS), brake assist and airbags. Salient features of this car include an automatic transmission, steering assist, rich cabin, LED headlamps with DRLs, impressive performance and driving dynamics, and fog lamps. It is also loaded with safety features like an anti-lock braking system, driver and passenger airbag, anti-theft alarm, central locking, crash sensor, etc.

BMW X1 Car Insurance

It is mandatory for all car owners to carry at least a third party car insurance plan while taking the car out for a drive, according to the Indian Motor Tariff. This is the basic insurance cover that gives coverage for your financial liabilities that you have to pay towards a third party for their bodily injuries, death, disability, or property damage caused due to an accident with the involvement of the insured car. Driving a car without holding this cover is illegal and can get you fined Rs. 2,000 and/or jail of up to 3 months.

Types of Insurance Cover

There are different types of insurance plans that you can opt for your car:

1. Third Party Cover

It is a compulsory insurance policy that every car owner should acquire while driving a car. It provides compensation for your financial liabilities incurred towards a third party for injuries, disability, death or property damage that occur due to an accident with the insured car’s involvement. The maximum coverage for property damage is up to Rs. 7.5 lakh.

2. Own-Damage Cover

It is a car insurance cover that gives coverage for damage or loss incurred by your car only. The expenses of damage or loss can arise be due to accident, theft, natural calamities, man-made disasters, and so on. This plan gives no coverage for the third parties, therefore, it should be purchased by anyone who already holds a third-party cover.

3. Comprehensive Cover

It is a complete car insurance plan which gives holistic coverage for third-party as well as own-damage expenses. In addition to this, this policy also allows some add-on covers to be added to it for the expansion of car insurance policy coverage. Due to its extensive coverage, it ends up being the most expensive cover of all the car insurance policies.

How to Buy Insurance for BMW X1 from InsuranceDekho?

Given below are some simple steps to get a car insurance policy for your BMW X1 car:

Step 1: Go to the official website of InsuranceDekho.

Step 2: Fill up your car’s number under the “Get Your Quote” tab. If you don’t know the number of your car, you also proceed by entering some other details like the make, model, fuel type, variant of the car, registration year of the car, registration location of the car, and so on.

Step 3: Fill up your name and mobile number. The policy quotes will appear as per your entries.

Step 4: Compare and select a car insurance policy quote based on your budget and requirements.

Step 5: Pay for the selected car insurance policy quote. The policy document will be sent via email.

BMW X1 Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your BMW X1 third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. BMW X1 is available in 4 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.

BMW X1 sDrive20i SportX

1998 cc,Petrol

₹35.90 Lac

BMW X1 sDrive20i xLine

1998 cc,Petrol

₹38.70 Lac

BMW X1 sDrive20d xLine

1998 cc,Diesel

₹39.90 Lac

BMW X1 sDrive20d M Sport

1995 cc,Diesel

₹42.90 Lac

Check Insurance Quotes of Similar Cars

Find Right Car Insurance Quotes by Cars Body Type

  • Hatchback
  • Sedan
  • SUV
  • MUV

Calculate your Car IDV

BMW X1 Car Insurance User Reviews

4 Reviews
Why did they insure their car with InsuranceDekho
  • Amazing benefits
    I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazin...
    Read More
    Shriram car InsuranceBy Tarun KumarOn:2nd February, 2022
  • Chatbox feature
    I purchased a Raheja QBE car insurance policy for my BMW X1. I had some queries in my mind regarding my policy. I decide...
    Read More
    Raheja Qbe car InsuranceBy Paritosh ChakrabartiOn:12th January, 2022
  • BMW XOne policy renewal
    The customer care executive from your team was very helpful, patient and knowledgeable. Managed to give a solution for m...
    Read More
    Icici Lombard car InsuranceBy Arunkumar ShaiwaleOn:21st September, 2021
  • Remarkable experience
    I own a BMW X1 and I got it insured under IFFCO Tokio car insurance policy with the help of InsuranceDekho. From getting...
    Read More
    Iffco Tokio car InsuranceBy Debadrita BanerjeeOn:3rd November, 2020
Write a Review

Car Insurance News